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<xbrli:xbrl xmlns:in-capmkt="https://www.sebi.gov.in/xbrl/2022-03-31/in-capmkt" xmlns:in-capmkt-ent="https://www.sebi.gov.in/xbrl/In_PrincipleApproval/2022-03-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="https://www.sebi.gov.in/xbrl/In_PrincipleApproval/2022-03-31/in-capmkt-roles" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink">
<link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2022-03-31.xsd"/>
<xbrli:context id="Promoter001D"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/ISIN">INE0UCN01017</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-12-07</xbrli:startDate><xbrli:endDate>2024-12-07</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:PromoterAxis"><in-capmkt:PromoterDomain>PromoterDomain1</in-capmkt:PromoterDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:context id="Promoter002D"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/ISIN">INE0UCN01017</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-12-07</xbrli:startDate><xbrli:endDate>2024-12-07</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:PromoterAxis"><in-capmkt:PromoterDomain>PromoterDomain2</in-capmkt:PromoterDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:context id="CompanySecretaryAndComplianceOfficer001D"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/ISIN">INE0UCN01017</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-12-07</xbrli:startDate><xbrli:endDate>2024-12-07</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:CompanySecretaryAndComplianceOfficerAxis"><in-capmkt:CompanySecretaryAndComplianceOfficerDomain>CompanySecretaryAndComplianceOfficerDomain1</in-capmkt:CompanySecretaryAndComplianceOfficerDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:context id="LMOrBRLM001D"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/ISIN">INE0UCN01017</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-12-07</xbrli:startDate><xbrli:endDate>2024-12-07</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:LMOrBRLMAxis"><in-capmkt:LMOrBRLMDomain>LMOrBRLMDomain1</in-capmkt:LMOrBRLMDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RTA001D"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/ISIN">INE0UCN01017</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-12-07</xbrli:startDate><xbrli:endDate>2024-12-07</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:RTAAxis"><in-capmkt:RTADomain>RTADomain1</in-capmkt:RTADomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:unit id="INR"><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unit><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit><xbrli:unit id="INRPerShare"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit>
<in-capmkt:ISIN contextRef="OneI">INE0UCN01017</in-capmkt:ISIN>
<in-capmkt:NameOfTheCompany contextRef="OneI">Savy Infra and Logistics Limited</in-capmkt:NameOfTheCompany>
<in-capmkt:WebsiteOfTheCompany contextRef="OneD">www.savyinfra.com</in-capmkt:WebsiteOfTheCompany>
<in-capmkt:RegisteredOfficeAddressOfTheCompany contextRef="OneD">Office No. 718, Seventh Floor Sharan Circle business Hub, Nr Sharan Circle Zundal Cross, Zundal, Gandhi Nagar- 382421- Gujarat, India.</in-capmkt:RegisteredOfficeAddressOfTheCompany>
<in-capmkt:RegisteredOfficeRegionOfTheCompany contextRef="OneD">Western</in-capmkt:RegisteredOfficeRegionOfTheCompany>
<in-capmkt:CorporateOfficeAddressOfTheCompany contextRef="OneD">Office No 610, 6th Floor, Manish Chamber, Sonawala Road, Goregaon (East), Mumbai-400063, Maharashtra, India</in-capmkt:CorporateOfficeAddressOfTheCompany>
<in-capmkt:CorporateOfficeRegionOfTheCompany contextRef="OneD">Western</in-capmkt:CorporateOfficeRegionOfTheCompany>
<in-capmkt:PlatformForPrincipleApproval contextRef="OneD">SME IPO</in-capmkt:PlatformForPrincipleApproval>
<in-capmkt:ModeOfIssueOfShare contextRef="OneD">Book-Building</in-capmkt:ModeOfIssueOfShare>
<in-capmkt:EligibilityOfTheIssue contextRef="OneD">Regulation 229(2)</in-capmkt:EligibilityOfTheIssue>
<in-capmkt:TentativeNumberOfShares contextRef="OneI">5706000</in-capmkt:TentativeNumberOfShares>
<in-capmkt:EstimatedTotalIssueAmount contextRef="OneD" unitRef="INR" decimals="-3">550000000</in-capmkt:EstimatedTotalIssueAmount>
<in-capmkt:FaceValue contextRef="OneD" unitRef="INRPerShare" decimals="INF">10</in-capmkt:FaceValue>
<in-capmkt:TypeOfIndustry contextRef="OneD">Construction</in-capmkt:TypeOfIndustry>
<in-capmkt:ListingSoughtAt contextRef="OneD">NSE</in-capmkt:ListingSoughtAt>
<in-capmkt:DateOfSubmission contextRef="OneI">2024-12-07</in-capmkt:DateOfSubmission>
<in-capmkt:NameOfPromoter contextRef="Promoter001D">TILAK MUNDHRA</in-capmkt:NameOfPromoter>
<in-capmkt:NameOfPromoter contextRef="Promoter002D">LILADHAR MUNDHRA</in-capmkt:NameOfPromoter>
<in-capmkt:NameOfCompanySecretaryAndComplianceOfficer contextRef="CompanySecretaryAndComplianceOfficer001D">SNEHA SHAH</in-capmkt:NameOfCompanySecretaryAndComplianceOfficer>
<in-capmkt:EmailIDOfCompanySecretaryAndComplianceOfficer contextRef="CompanySecretaryAndComplianceOfficer001D">compliance@savyinfra.com</in-capmkt:EmailIDOfCompanySecretaryAndComplianceOfficer>
<in-capmkt:NameOfLMOrBRLM contextRef="LMOrBRLM001D">Unistone Capital Pvt Limited</in-capmkt:NameOfLMOrBRLM>
<in-capmkt:NameOfRTA contextRef="RTA001D">Other RTA</in-capmkt:NameOfRTA>
<in-capmkt:NameOfOtherRTA contextRef="RTA001D">MAASHITLA SECURITIES PRIVATE LIMITED</in-capmkt:NameOfOtherRTA>
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