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NOTES TO SHAREHOLDING PATTERN QUARTER ENDED SEPTEMBER 30, 2026 <br /> <br /> I. Shriram Capital Private Limited (formerly Shriram Financial Ventures (Chennai) Private Limited) is the Promoter holding 33,57,28,920 Equity Shares of the Company. <br /> <br /> II. Shriram Ownership Trust is the Promoter holding 3,10,400 Equity Shares of the Company. The shares are held in the name of Trustees viz., Mr. R Thyagarajan and Mr. D V Ravi. <br /> <br /> III. The Promoter Group as defined under Regulation 2(1)(t) of Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011, (SAST Regulations 2011): 1. Shriram Value Services Limited is holding 13,37,57,305 Equity Shares of the Company 2. Shriram Life Insurance Company Limited 3. Shriram General Insurance Company Limited is holding 49,500 Equity Shares of Company 4. Shriram Credit Company Limited 5. Shriram Asset Management Company Limited 6. Shriram Fortune Solutions Limited 7. Shriram Wealth Limited (formerly Shriram Wealth Advisors Limited) 8. Shriram Insight Share Brokers Limited 9. SGI Philippines General Insurance Co Inc.10. Sanlam Emerging Markets (Mauritius) Limited 11. Novac Technology Solutions Private Limited 12. Indypurse Digital Technologies Private Limited (formerly NOVAC Digital Services Pvt. Ltd) 13. Novac Technology FZCO (Dubai) 14. Shriram Research Private Limited (formerly SEA Funds Management India Pvt Ltd) 15. Way2Wealth Insurance Brokers Private Limited 16. Shriram Financial Services Private Limited (formerly Way2Wealth Brokers Private Limited) 17. Way2Wealth Commodities Private Limited. 18. Shriram Investment Holdings Private Limited 19. Sanlam Life Insurance Limited is holding 77,84,755 Equity Shares of the Company 20. Shriram Asset Reconstruction Private Limited 21. NovacGT Technologies LLC 22. Shriram Trustees Limited 23. Shriram Alternatives Private Limited. <br /> <br /> IV. The Persons Acting in Concert (PAC), as defined in the SAST Regulations, 2011 for the purpose of Regulation 10 of SAST Regulations, 2011: (i) Shriram Overseas Investments Limited (formerly Shriram Overseas Investments Private Limited). <br /> <br /> V. All the entities/persons mentioned in Note No. III and Note No. IV are PG and PACs respectively for more than three years, except the entity at Sr. No. (21), (22) and (23) in Note No. III for less than three years. <br /> VI. None of the above-mentioned entities/persons in Note No. III hold any shares in the Company except the entity at Sr. No. 1, 3 and 19 in Note No. III. <br /> <br /> Textual Information (2) <br /> 1) SHRIRAM INSIGHT SHARE BROKERS LIMITED (SISBL) is part of the Promoter Group as declared in the disclosure of notes on shareholding pattern. SISBL is a SEBI registered Market Intermediary having Broking & DP licenses. As on September 30,2026, there are no shares held by SISBL. <br /> <br /> 2) The Board of Directors of the Company at its meeting held on April 8, 2026 had approved the allotment of 47,11,21,055 Equity Shares of face value of Rs.2/- each fully paid-up by way of preferential issue on a private placement basis to MUFG Bank Ltd and these shares are under lock -in for a period of six months from the date of trading approval i.e. from April 13,2026 to October 13,2026 in accordance with Regulation 167(2) of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018. <br /> <br /> 3) Under the shareholders' agreement executed between MUFG Bank Ltd., Shriram Capital Private Limited (SCPL), Shriram Ownership Trust (SOT), Shriwell Trust (SWT), Sanlam Life Insurance Limited (SLIL), Sanlam Emerging Markets (Mauritius) Limited (SEMM) and Shriram Value Services Limited (SVS) (“SHA"), SCPL, SVS, SOT and SWT have agreed to certain transfer restrictions in the Company (which will also be applicable to Shriram General Insurance Company Ltd) which include the following <br /> <br /> (i) for a period of 3 (three) years commencing from April 08, 2026, it shall not transfer any shares it holds in the Company , except for certain permitted transfers; <br /> <br /> (ii) after expiry of the above period, it shall not transfer any shares it holds in the Company to any person that is a ‘Restricted Person’ under the SHA; and <br /> <br /> (iii) any sale of the shares after expiry of the agreed lock-in period (except for certain permitted transfers) would be subject to the right of first offer available to MUFG Bank Ltd. <br /> <br /> 4. Under the SHA, SLIL and SEMM have agreed to certain transfer restrictions, including the following: <br /> <br /> (i) for a period of 1 (one) year commencing from April 08, 2026, it shall not transfer any shares it holds in the Company, except for certain permitted transfers; and <br /> <br /> (iI) after expiry of the above period, it shall not transfer any shares it holds in the Company to any person that is a ‘Restricted Person’ under the SHA. <br /> <br /> The share transfer restrictions for the period specified above, shall cease to apply in case the shareholding of MUFG Bank Ltd. and its affiliates falls below 10% of the share capital of the Company on a fully diluted basis. <br /> SHRIRAM GENERAL INSURANCE COMPANY LIMITED******495004950004950049500049500049500149500149500******1Bodies CorporateSHRIRAM CAPITAL PRIVATE LIMITED******13357289203357289200.14273357289203357289200.14273357289200.142633572892013357289201335728920******Bodies CorporateSHRIRAM VALUE SERVICES LIMITED******11337573051337573050.05681337573051337573050.05681337573050.056813375730511337573051133757305******TrustsSHRIRAM OWNERSHIP TRUST******13104003104000.00013104003104000.00013104000.000131040013104001310400******Bodies CorporateSHRIRAM INSIGHT SHARE BROKERS LIMITED******00000000000000******SANLAM LIFE INSURANCE LIMITED******778475577847550.0033778475577847550.003377847550.003377847551778475517784755******1KOTAK MAHINDRA MUTUAL FUND (UNDER DIFFERENT SUB ACCOUNTS)******38349807383498070.016338349807383498070.016300383498070.016300383498070001SBI MUTUAL FUND (UNDER DIFFERENT SUB ACCOUNTS)******38103091381030910.016238103091381030910.016200381030910.016200381030910001MOTILAL OSWAL MUTUAL FUND (UNDER DIFFERENT SUB ACCOUNTS)******33161921331619210.014133161921331619210.014100331619210.014100331619210001UTI MUTUAL FUND (UNDER DIFFERENT SUB ACCOUNTS)******24192265241922650.010324192265241922650.010300241922650.010300241922650001GOVERNMENT OF SINGAPORE******88154931881549310.037588154931881549310.037500881549310.037500881549310001NEW WORLD FUND INC******30608749306087490.01330608749306087490.01300306087490.01300306087490001GOVERNMENT PENSION FUND GLOBAL******30398273303982730.012930398273303982730.012900303982730.012900303982730001OtherCategoryFII12951322951320.00012951322951320.0001002951320.000100295132000OtherCategoryINSURANCE FUNDS-DEPARTMENT OF POST INDIA25171705171700.00025171705171700.0002005171700.000200517170000TrustCategory45781757817057817578170005781700057817000Clearing MemberCategory514088174088170.00024088174088170.0002004088170.000200408817000MUFG BANK LTD******4711210554711210550.20024711210554711210550.2002004711210550.200147112105514711210550001NPS TRUST (Under different Sub accounts)******42402812424028120.01842402812424028120.01800424028120.01800424028120001HUFCategory5017180104018010400.0008180104018010400.00080018010400.0008001801040000Clearing MembersCategory61112501112500111250111250000111250000111250000LLPCategory876513765137065137651370006513700065137000SocietiesCategory5137651213765120.0006137651213765120.00060013765120.0006001376512000TrustsCategory92347323473023473234730002347300023473000Unclaimed or Suspense or Escrow AccountCategory15457855457850.00025457855457850.0002005457850.00020054578500047054578554212510.5610.5510.4610.4810.5