<?xml version="1.0" encoding="UTF-8"?>
<!--REG30 V1.0 (16-10-2025)-->
<xbrli:xbrl xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2025-08-31/in-capmkt" xmlns:in-capmkt-ent="http://www.sebi.gov.in/xbrl/Regulation_30_Restructuring/2025-08-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="http://www.sebi.gov.in/xbrl/Regulation_30_Restructuring/2025-08-31/in-capmkt-roles" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink"><link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2025-08-31.xsd"/><xbrli:context id="OneI"><xbrli:entity><xbrli:identifier scheme="http://www.sebi.gov.in/in-capmkt/ScripCode">544309</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2026-07-02</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="OneD"><xbrli:entity><xbrli:identifier scheme="http://www.sebi.gov.in/in-capmkt/ScripCode">544309</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2026-07-02</xbrli:startDate><xbrli:endDate>2026-07-02</xbrli:endDate></xbrli:period></xbrli:context><in-capmkt:ScripCode contextRef="OneI">544309</in-capmkt:ScripCode><in-capmkt:NameOfTheCompany contextRef="OneI">Inventurus Knowledge Solutions Limited</in-capmkt:NameOfTheCompany><in-capmkt:NSESymbol contextRef="OneI">IKS</in-capmkt:NSESymbol><in-capmkt:MSEISymbol contextRef="OneI">NOTLISTED</in-capmkt:MSEISymbol><in-capmkt:ISIN contextRef="OneI">INE115Q01022</in-capmkt:ISIN><in-capmkt:TypeOfAnnouncementPertainingToRegulation30Restructuring contextRef="OneD">Update</in-capmkt:TypeOfAnnouncementPertainingToRegulation30Restructuring><in-capmkt:WhetherEventOrInformationDisclosedIsAnOutcomeOfBoardMeeting contextRef="OneD">true</in-capmkt:WhetherEventOrInformationDisclosedIsAnOutcomeOfBoardMeeting><in-capmkt:DateOfBoardMeeting contextRef="OneI">2026-07-02</in-capmkt:DateOfBoardMeeting><in-capmkt:EndTimeOfBoardMeeting contextRef="OneD">18:26:00</in-capmkt:EndTimeOfBoardMeeting><in-capmkt:DateOfInitialAnnouncement contextRef="OneI">2026-04-23</in-capmkt:DateOfInitialAnnouncement><in-capmkt:DateOfLatestAnnouncement contextRef="OneI">2026-07-02</in-capmkt:DateOfLatestAnnouncement><in-capmkt:DateOfReport contextRef="OneI">2026-07-02</in-capmkt:DateOfReport><in-capmkt:UpdateForTheEvent contextRef="OneD">Acquisition (including agreement to acquire)</in-capmkt:UpdateForTheEvent><in-capmkt:BriefDetailsOfInitialAnnouncement contextRef="OneI">Inventurus Knowledge Solutions, Inc. (“IKS Inc.”), a wholly owned material subsidiary of Inventurus Knowledge Solutions Limited (the “Company”), held on April 23, 2026, by passing a resolution, agreed to acquire 100% of the shareholding in TruBridge Inc., (the “Target”) for a total consideration of up to USD 565,000,000, through merger of IKS Next Horizon, Inc. (“Merger Sub”) with the Target pursuant to a plan of merger (such acquisition, the “Proposed Acquisition”), and in connection with the same, executed an agreement and plan of merger   amongst the Company, IKS Inc., Merger Sub and the Target (“Merger Agreement”). 
The Proposed Acquisition will be funded through financing proposed to be availed by IKS Inc. from certain lenders in accordance with the terms of the facilities agreement (“Facilities Agreement”) to be executed among, inter alia, IKS Inc. and the Lenders, for an aggregate amount of up to USD 670,000,000 (the “Facilities”).
The Facilities are proposed to be guaranteed and secured, inter alia, by certain guarantees and security interests to be created in favour of the Lenders and/or security trustee / agent acting on their behalf and/or their nominees, comprising: (a) pledges over the entire shareholding held by the Company in IKS Inc., IKS Inc. in Aquity Holdings, Inc. (a wholly owned subsidiary of IKS Inc. and a wholly-owned step-down subsidiary of the Company), and IKS Inc. in the Target (post consummation of the Proposed Acquisition); (b) a pledge / security over the entire ownership/ membership interest of Aquity Holdings, Inc. in Aquity Solutions, LLC (a wholly owned subsidiary of Aquity Holdings, Inc. and a wholly-owned step-down subsidiary of the Company); (c) security interests over substantially all assets of IKS Inc., Aquity Holdings, Inc., Aquity Solutions, LLC and the Target (post consummation of the Proposed Acquisition) but excluding shares they own in their respective subsidiaries incorporated or organised under the laws of the USA; (d) corporate guarantees by the Company for up to 1.05x of the aggregate amount of the commitments under the Facilities (i.e. USD 703,500,000) and by Aquity Holdings, Inc., Aquity Solutions, LLC and the Target (post consummation of the Proposed Acquisition) for USD 670,000,000 (along with interest and other amounts payable on any Facility by any obligor); and (e) security interests over intercompany liabilities owing by IKS Inc. to any member of the group (i.e., the Company and its subsidiaries from time to time and, upon consummation of the Proposed Acquisition, including the Target and its subsidiaries from time to time) (collectively, the “Initial Transaction Security”)</in-capmkt:BriefDetailsOfInitialAnnouncement><in-capmkt:ReasonForUpdate contextRef="OneD">Transaction Modification</in-capmkt:ReasonForUpdate><in-capmkt:TransactionModification contextRef="OneI">The aggregate amount of the Facilities proposed to be availed by IKS Inc. has been reduced from up to USD 670,000,000 (as disclosed in our letter dated April 23, 2026) to up to USD 635,000,000 (such reduced amount, the “Updated Facilities”). Further, upon consummation of the Proposed Acquisition, Healthcare Resource Group, Inc. ("HRG Inc."), a wholly-owned subsidiary of the Target, will become a material subsidiary of the Company. Accordingly, the Board has approved the inclusion of HRG Inc. within the security package for the Updated Facilities to align the security package across the material subsidiaries of the Group.

Accordingly, the Board has approved the provision of the following additional security interests in favour of the lenders and/or the security trustee/agent acting on their behalf and/or their nominees, by or on behalf of the Company and/or its subsidiaries, in addition to the Initial Transaction Security:

(i)	Security over assets of Healthcare Resource Group, Inc.: Subject to the approval of the shareholders of the Company by way of a special resolution, creation of security over substantially all assets of Healthcare Resource Group, Inc. (“HRG Inc.”), a wholly-owned subsidiary of the Target which will become a material subsidiary of the Company upon consummation of the Proposed Acquisition;

(ii)	Pledge over shares of HRG Inc.: Subject to the approval of the shareholders of the Company, by way of a special resolution, creation of a pledge / security over the entire ownership / membership interest of Target in HRG Inc., upon consummation of the Proposed Acquisition (“HRG Pledge”); 

(iii)	Guarantee by HRG Inc.: Issuance of one or more corporate guarantee(s) by HRG Inc. for the aggregate principal amounts of the Updated Facilities (along with the interest and other amounts payable on any Updated Facility by any obligor), upon consummation of the Proposed Acquisition (“HRG Guarantee”); 

(iv)	Security over Inter-Company Debts: Creation of security interests over all present and future moneys, debts, and liabilities due, owing, or incurred from time to time to the Company by Inventurus Knowledge Solutions, Inc., IKS Cares Foundation, and Arai Solutions Private Limited, other than the general trade receivables owed to the Company (the “Intercompany Debt Security”); and

(v)	Non-disposal Undertakings: Execution of a non-disposal undertaking, inter alia, (A) by Aquity Solutions India Private Limited and Aquity Holding Inc. (together with other shareholders, if any) in relation to shares held by Aquity Holding Inc. in Aquity Solutions India Private Limited; and (B) by TruBridge Healthcare Private Limited, and Trubridge Inc. (together with other shareholders, if any) in relation to shares held by Trubridge Inc. in TruBridge Healthcare Private Limited.</in-capmkt:TransactionModification></xbrli:xbrl>
