<?xml version="1.0" encoding="UTF-8"?>
<!--REG30PARAB V1.0 (01-06-2026)-->
<xbrli:xbrl xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2026-04-30/in-capmkt" xmlns:in-capmkt-ent="http://www.sebi.gov.in/xbrl/Regulation_30_Para_B_Of_Part_A_Of_Schedule_III/2026-04-30/in-capmkt/in-capmkt-ent" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:in-capmkt-types="http://www.sebi.gov.in/xbrl/2026-04-30/in-capmkt-types" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.w3.org/1999/xlink"><link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2026-04-30.xsd"/><xbrli:context id="MainI"><xbrli:entity><xbrli:identifier scheme="http://www.sebi.gov.in/in-capmkt/NSESymbol">HAVELLS</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2026-11-04</xbrli:instant></xbrli:period></xbrli:context><in-capmkt:NSESymbol contextRef="MainI">HAVELLS</in-capmkt:NSESymbol><in-capmkt:NameOfTheCompany contextRef="MainI">HAVELLS INDIA LIMITED</in-capmkt:NameOfTheCompany><in-capmkt:ScripCode contextRef="MainI">517354</in-capmkt:ScripCode><in-capmkt:MSEISymbol contextRef="MainI">NOTLISTED</in-capmkt:MSEISymbol><in-capmkt:ISIN contextRef="MainI">INE176B01034</in-capmkt:ISIN><in-capmkt:TypeOfEventAsPerRegulation30ParaBOfPartAOfScheduleIII contextRef="MainI">Disruption of operations (Sub-para 6-Para B)</in-capmkt:TypeOfEventAsPerRegulation30ParaBOfPartAOfScheduleIII><in-capmkt:TypeOfAnnouncementAsPerRegulation30ParaBOfPartAOfScheduleIII contextRef="MainI">New</in-capmkt:TypeOfAnnouncementAsPerRegulation30ParaBOfPartAOfScheduleIII><in-capmkt:WhetherEventOrInformationDisclosedIsAnOutcomeOfTheBoardMeeting contextRef="MainI">false</in-capmkt:WhetherEventOrInformationDisclosedIsAnOutcomeOfTheBoardMeeting><in-capmkt:DateOfOccurrenceOfEventOrInformation contextRef="MainI">2026-11-04</in-capmkt:DateOfOccurrenceOfEventOrInformation><in-capmkt:TimeOfOccurrenceOfEventOrInformation contextRef="MainI">17:08:00</in-capmkt:TimeOfOccurrenceOfEventOrInformation><in-capmkt:DateOfReport contextRef="MainI">2026-11-04</in-capmkt:DateOfReport><in-capmkt:StageAtWhichDisruptionOfOperationsDisclosureIsProvided contextRef="MainI">Regularly, till complete normalcy is restored</in-capmkt:StageAtWhichDisruptionOfOperationsDisclosureIsProvided><in-capmkt:TypeOfDisruption contextRef="MainI">Others</in-capmkt:TypeOfDisruption><in-capmkt:DetailsOfOtherTypeOfDisruption contextRef="MainI">On November 3, 2026, a few workers at the Company’s Alwar plant gathered at the factory gate with certain undue demands.                                                                                                                                                                            
The management after discussions with those concerned workers  amicably resolved the matter and normal factory operations resumed thereafter.</in-capmkt:DetailsOfOtherTypeOfDisruption><in-capmkt:InsuranceAmountClaimedAndRealizedByTheListedEntityForTheLossOrDamage contextRef="MainI">Not applicable.</in-capmkt:InsuranceAmountClaimedAndRealizedByTheListedEntityForTheLossOrDamage><in-capmkt:ActualAmountOfDamageCausedDueToNaturalCalamityOrOtherForceMajeureEvents contextRef="MainI">Not applicable.</in-capmkt:ActualAmountOfDamageCausedDueToNaturalCalamityOrOtherForceMajeureEvents><in-capmkt:DetailsOfStepsTakenToRestoreNormalcyAndImpactOfTheNaturalCalamityOrOtherForceMajeureEventsOnProductionOrService contextRef="MainI">Not applicable.</in-capmkt:DetailsOfStepsTakenToRestoreNormalcyAndImpactOfTheNaturalCalamityOrOtherForceMajeureEventsOnProductionOrService></xbrli:xbrl>