SBICARD2023-07-012023-09-30 SBICARD2023-07-012023-09-30 SBICARD2023-07-012023-09-30in-bse-fin:OneOtherRevenueFromOperations01Member SBICARD2023-07-012023-09-30in-bse-fin:OneOtherRevenueFromOperations02Member SBICARD2023-07-012023-09-30in-bse-fin:FourOtherRevenueFromOperations01Member SBICARD2023-07-012023-09-30in-bse-fin:FourOtherRevenueFromOperations02Member SBICARD2023-07-012023-09-30in-bse-fin:OneOperatingExpenses01Member SBICARD2023-07-012023-09-30in-bse-fin:FourOperatingExpenses01Member SBICARD2023-09-30 SBICARD2023-09-30 SBICARD2023-07-012023-09-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2023-07-012023-09-30in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2023-07-012023-09-30in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss01Member SBICARD2023-07-012023-09-30in-bse-fin:FourItemsThatWillBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 543066 SBICARD NOTLISTED Sbi Cards And Payment Services Limited Equity 2023-04-01 2024-03-31 2023-10-27 2023-10-19 INR Crores Half yearly 2023-10-27 16:00:00 2023-10-27 18:04:00 true Cash Flow Indirect Not applicable Single segment CREDIT CARD BUSINESS 2023-07-01 2023-09-30 Unaudited Standalone 19017530000.00 0.00 0.00 19739430000.00 0.00 0.00 0.00 419800000.00 1696710000.00 40873470000.00 1340480000.00 42213950000.00 0.00 0.00 0.00 1478390000.00 6048590000.00 467980000.00 4410140000.00 2380000.00 0.00 7415480000.00 14296940000.00 34119900000.00 8094050000.00 0.00 8094050000.00 2313990000.00 -249780000.00 2064210000.00 6029840000.00 0.00 0.00 0.00 0.00 6029840000.00 17470000.00 6047310000.00 0.00 0.00 9467350000.00 10 6.37 6.35 0.00 0.00 6.37 6.35 0.03 0.00 0.00 3. The above results have been reviewed by the Audit Committee and have been approved by the Board of Directors at their respective meetings held on October 27,2023. The financial results for the quarter and half year ended September 30, 2023 have been subjected to 'Limited review' by the statutory auditors of the Company. The information presented above is extracted from the reviewed financial statements for the quarter and half year ended September 30, 2023. 4. Management has exercised necessary due diligence to ensure that the said comparative results provide a true and fair view of its affairs. 5. The financial statements have been prepared in accordance with applicable Ind AS notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended. The Company has consistently applied its significant accounting policies in the preparation of its financial results for the quarter and half year ended September 30, 2023. 6. Information as required by Regulation 52(4) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 is Annexed. 7. Previous period's/year's figures have been regrouped/reclassified wherever necessary to correspond with the current period's/year's classification/disclosure. 8. During the half year ended September 30, 2023, the Company has allotted 660,870 number of equity shares of Rs. 10/- each pursuant to exercise of options under the approved employee stock option scheme. 9. There is only one reportable segment (Credit cards) as envisaged by Ind AS 108 Segment reporting, specified under section 133 of the Companies Act 2013, read with Rule 7 of the Companies (Accounts) Rules 2014. Further, the economic environment in which the Company operates is significantly similar and not subject to materially different risk and rewards. Accordingly, as the Company operates in a single business & geographical segment, the reporting requirement for the primary and secondary disclosure prescribed by Ind AS 108 are not required to be given. Note: Since this notes tab does not provides provision for data in tabular format, therefore, for Information Pursuant to the Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the remaining notes, please refer the results in PDF format filed by the Company.Further, in the Statement of Asset and Liabilities “Right of Use Asset” is clubbed with “Property, Plant and Equipment” as there is no separate row for the same. Single segment 2023-04-01 2023-09-30 Unaudited Standalone 37059800000.00 0.00 0.00 38720820000.00 0.00 0.00 0.00 810120000.00 3399260000.00 79990000000.00 2683000000.00 82673000000.00 0.00 0.00 0.00 2930940000.00 11759260000.00 943580000.00 8337590000.00 0.00 0.00 14601190000.00 28040000000.00 66612560000.00 16060440000.00 0.00 16060440000.00 4460810000.00 -364150000.00 4096660000.00 11963780000.00 0.00 0.00 0.00 0.00 11963780000.00 -30940000.00 11932840000.00 0.00 0.00 9467350000.00 10 101115000000.00 12.64 12.60 0.00 0.00 12.64 12.60 0.03 0.00 0.00 Business development incentive income 1688910000.00 Insurance commission income 7800000.00 Business development incentive income 3384980000.00 Insurance commission income 14280000.00 Operating and other expenses 14296940000.00 Operating and other expenses 28040000000.00 13297610000.00 1477400000.00 0.00 3227600000.00 0.00 435564450000.00 25359070000.00 3512780000.00 482438910000.00 0.00 0.00 2841360000.00 0.00 0.00 4016260000.00 191920000.00 313240000.00 0.00 864240000.00 13217840000.00 21444860000.00 503883770000.00 9467350000.00 101115000000.00 110582350000.00 18100000.00 951000000.00 14960650000.00 0.00 57190000.00 70340400000.00 262123310000.00 0.00 8368440000.00 20220710000.00 377039800000.00 146420000.00 6416340000.00 0.00 9698860000.00 16261620000.00 503883770000.00 Remeasurements of the defined benefit liabilities / (asset) 12030000.00 Remeasurements of the defined benefit liabilities / (asset) -41530000.00 12030000.00 -41530000.00 3030000.00 -10450000.00 Gain/(loss) on forward contracts in hedging relationship 11360000.00 Gain/(loss) on forward contracts in hedging relationship 220000.00 11360000.00 220000.00 2890000.00 80000.00 17470000.00 -30940000.00 11759290000.00 0.00 -1799200000.00 0.00 0.00 0.00 -56719800000.00 655200000.00 2169400000.00 1955230000.00 0.00 931190000.00 0.00 943590000.00 14600770000.00 2330000.00 0.00 5842280000.00 0.00 2700000.00 0.00 -12580000.00 51490000.00 0.00 0.00 0.00 0.00 0.00 0.00 -19592950000.00 -3532510000.00 0.00 11776820000.00 0.00 4257570000.00 0.00 -19566900000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20000.00 475150000.00 4719700000.00 8694570000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -4450000000.00 0.00 0.00 299000000.00 0.00 0.00 0.00 0.00 4100000000.00 25653550000.00 0.00 0.00 477900000.00 2158000000.00 0.00 0.00 0.00 27416650000.00 3399750000.00 0.00 3399750000.00 9897850000.00 13297600000.00