LICHSGFIN2022-01-012022-03-31in-bse-fin:OneOtherRevenueFromOperations01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:FourOtherRevenueFromOperations01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneOperatingExpenses01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:FourOperatingExpenses01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue02Member LICHSGFIN2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue02Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults02Member LICHSGFIN2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults02Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets02Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities01Member LICHSGFIN2022-03-31in-bse-fin:OneReportableSegmentLiabilities01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities02Member LICHSGFIN2022-03-31in-bse-fin:OneReportableSegmentLiabilities02Member LICHSGFIN2022-01-012022-03-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member LICHSGFIN2022-01-012022-03-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares LICHSGFIN 2021-04-01 2022-03-31 2022-05-10 INR Crores Yearly true Cash Flow Indirect Multi segment 2022-01-01 2022-03-31 Audited Consolidated 52075300000.00 0.00 0.00 278200000.00 800000.00 92600000.00 0.00 0.00 831800000.00 53278700000.00 86100000.00 53364800000.00 194400000.00 0.00 0.00 1133900000.00 35511200000.00 149900000.00 449700000.00 0.00 155300000.00 1769300000.00 861300000.00 40225000000.00 13139800000.00 0.00 13139800000.00 5710700000.00 -3708400000.00 2002300000.00 11137500000.00 0.00 0.00 0.00 -1300000.00 11136200000.00 -900000.00 11135300000.00 11136800000.00 700000.00 11133900000.00 700000.00 1100800000.00 2 21.01 21.01 0.00 0.00 21.01 21.01 0.00 0.00 0.00 Notes to the Financial Results: 1. The above financial results represent the Consolidated financial results for LIC Housing Finance Limited and its subsidiaries constituting the 'Group'. 2. The financial results have been prepared in accordance with Ind AS, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India, the NHB or other regulators are implemented as and when they are issued / become applicable. 3. The Board has recommended a dividend of Rs. 8.50 per equity share of Rs. 2/- each (425%) subject to approval of the members of the Company at the forthcoming Annual General Meeting. 4. The impact of COVID-19 on the Company's performance will depend on the ongoing as well as future developments, including, among other things, any new information concerning the COVID-19 pandemic and any measure to contain its spread or mitigate its impact, whether mandated by the Government or adopted by the Company. 5. Pursuant to RBI Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances Clarification dated November 12, 2021, the Company has taken necessary steps and complied with the provisions of the aforesaid circular. On February 15, 2022, the RBI allowed deferment of para 10 of the aforesaid circular till September 30, 2022 pertaining to upgrade of non performing accounts. However, the Company has not opted for the deferment. 6. There are no loans transferred / acquired during the quarter / period ended March 31, 2022 under the RBI Master direction on Transfer of Loan Exposure dated September 24, 2021. Multi segment 2021-04-01 2022-03-31 Audited Consolidated 197177700000.00 0.00 0.00 1176100000.00 10400000.00 194000000.00 0.00 0.00 1185400000.00 199743600000.00 309500000.00 200053100000.00 199200000.00 0.00 0.00 6024500000.00 141510900000.00 551900000.00 1139900000.00 0.00 335900000.00 19882400000.00 2535900000.00 172180600000.00 27872500000.00 0.00 27872500000.00 9522600000.00 -4510100000.00 5012500000.00 22860000000.00 0.00 0.00 0.00 6900000.00 22866900000.00 -49200000.00 22817700000.00 22856500000.00 3500000.00 22810700000.00 3500000.00 1100800000.00 2 43.12 43.12 0.00 0.00 43.12 43.12 0.00 0.00 0.00 Others 831800000.00 Others 1185400000.00 Other Expenses 861300000.00 Other Expenses 2535900000.00 791700000.00 83800000.00 2452344900000.00 62793900000.00 219700000.00 2526080600000.00 1381800000.00 2500500000.00 20787100000.00 0.00 0.00 28000000.00 511700000.00 0.00 0.00 1273419900000.00 764472300000.00 180221800000.00 17954400000.00 55888400000.00 2292496500000.00 1739300000.00 5093300000.00 6833800000.00 Loans 53085900000.00 Other Segments 571500000.00 Loans 199530200000.00 Other Segments 957200000.00 53657400000.00 200487400000.00 292600000.00 434300000.00 53364800000.00 200053100000.00 Loans 13144100000.00 Other Segments 96800000.00 Loans 27781500000.00 Other Segments 195600000.00 13240900000.00 27977100000.00 101100000.00 104600000.00 13139800000.00 27872500000.00 Loans 2545674600000.00 Other Segments 2861500000.00 2548536100000.00 -1668400000.00 2546867700000.00 Loans 2545674600000.00 Other Segments 2861500000.00 2548536100000.00 -1668400000.00 2546867700000.00 (i) The accounting policies adopted for segment reporting are in line with the policies of the Group. Segment revenue, segment expenses, segment assets and segment liabilities have been identified to segments on the basis of their relationship to the operating activities of the segment. (ii) Transfer prices between operating segments are on an arm’s length basis in a manner similar to transactions with third parties. (iii) Loans segment comprises of providing finance for purchase, construction, repairs, renovation of house/buildings. (iv) Other Segments comprise of Financial Services segment which involves business of marketing Financial Products and Services on own account as well as for and on behalf of other service providers, Construction Segment which establishes and operates assisted living community centres for elderly citizens in India, Asset Management segment which includes promoting and managing different schemes on behalf of LIC Mutual Fund and Trusteeship segment which supervises activities of LIC Mutual Fund. (v) The Company does not have any material operations outside India and hence, disclosure of geographic segments is not given. (vi) No single customer represents 10% or more of the Company’s total revenue for the quarter and year ended March 31,2022. -900000.00 -49200000.00 141510900000.00 0.00 0.00 0.00 0.00 0.00 0.00 -596900000.00 0.00 0.00 0.00 0.00 0.00 551900000.00 19882400000.00 -65600000.00 0.00 -9082700000.00 0.00 3100000.00 54700000.00 194894800000.00 0.00 0.00 -6900000.00 12700000.00 1799000000.00 -415600000.00 0.00 -41343400000.00 -13470900000.00 0.00 146245500000.00 194337800000.00 10933000000.00 -190981100000.00 -167292700000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200000.00 353100000.00 6072200000.00 22061000000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4300000.00 50400000.00 0.00 4900000.00 0.00 -16282100000.00 0.00 0.00 23342300000.00 0.00 0.00 0.00 0.00 0.00 1523144400000.00 1362439200000.00 461400000.00 0.00 4675500000.00 0.00 0.00 -407900000.00 178502700000.00 -5072100000.00 -3100000.00 -5075200000.00 13318700000.00 8243500000.00