CANFINHOME2022-01-012022-03-31in-bse-fin:OneOperatingExpenses01Member CANFINHOME2022-01-012022-03-31in-bse-fin:FourOperatingExpenses01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares CANFINHOME 2021-04-01 2022-03-31 2022-04-21 INR Lakhs Yearly true Cash Flow Indirect Single segment HOUSING FINANCE 2022-01-01 2022-03-31 Audited Standalone 5558346000.00 0.00 0.00 51537000.00 0.00 0.00 0.00 0.00 5609883000.00 3074000.00 5612957000.00 0.00 0.00 0.00 182881000.00 3185424000.00 22298000.00 83278000.00 0.00 0.00 302407000.00 193258000.00 3969546000.00 1643411000.00 0.00 1643411000.00 452218000.00 -38078000.00 414140000.00 1229271000.00 0.00 0.00 0.00 0.00 1229271000.00 -659000.00 1228613000.00 0.00 0.00 2663000.00 2 9.23 9.23 0.00 0.00 9.23 9.23 0.08 0.00 0.02 1. As required by Ind AS 109, the company has developed a model lo calculate expected credit losses (ECL). Summary results from this model indicate that the company is carrying provisions in excess of its requirements. The Company is required to provide provisions as per prudential norms prescribed by NHB/RBI. The provisions held as per NUB norms are in excess of the provision required as per the ECL model. 2. The Company's main business is to provide loans for the purchase and construction of residential houses. The Company is also involved in the corporate insurance agency business activity; however it is not a separate reportable segment as per the Ind AS 108 Operating Segments, specified under Section 133 of the Companies Act, 2013. As such there is no reportable segment(s), as per the IND AS Operating Segments'' specified under section 133 of the Companies Act, 2013. 3.At the Board meeling held on April 29, 2022, the Board of Directors have recommended final dividend of Rs.1.50 per equity share of face value of Rs.2 each, subject to approval of the shareholders at the Annual General Meeting. 4.Disclosure as per the Reg. 54(2) of SEBI (LOUR) Regulations, 2015 the Company has maintained 100% Asset Cover on its secured redeemable nonconvertible debentures as on March 31,2022 (floating charge on hypothecation of book debts and receivables), That proceeds of the NCDs were used for the objects that were stated in the offer document(s). 5. Consequent to the outbreak of the COV1D-19 pandemic, the Indian government announced a lockdown in April-May 2020. Subsequently, the national lockdown was lifted by the government, but regional lockdowns conlinue to be implemented in areas with significant number of COV1D-19 cases. India experienced the ''second wave of COVID -19 pandemic in April-May 2021 and has resulted in re-imposition of localised lockdowns in various parts of the Country. These were gradually lifted as the second wave subsided. The world is now experiencing another outbreak on account of new coronavirus variant and as a precautionary measure India has started to reimpose localised / regional restrictions. The impact on the Company's operations and financial position, including the credit quality and requirement for provisioning, is uncertain and will depend on future steps taken by the Govemment/Reserve Bank of India till such time that the economic activities return to normalcy, which is highly unpredictable. The Company will continue to closely monitor any material changes to the future economic/regulatory conditions. However, operating substantially in asset mortgage business, which is relatively stable asset class, no major impact is anticipated at this juncture. 6. Details of resolution plan implemented under the Resolution Framework for COVID-19-related Stress as per RBI circular dated August 6,2020 are given in the quick results. 7. The Statutory Auditors of the Company have carried out an audit of the financial results for the quarter and year ended March 31,2022 in compliance of Reg.33 of SEBI (LODR) Regulations, 2015. The above financial results have been reviewed and recommended by the Audit Committee of the Board and subsequently approved by the Board of Directors at its meeting held on April 29, 2022. 8. Previous period/ year figures have been re-grouped wherever necessary. Single segment 2021-04-01 2022-03-31 Audited Standalone 19696656000.00 0.00 0.00 181665000.00 0.00 0.00 0.00 0.00 19878321000.00 6751000.00 19885072000.00 0.00 0.00 0.00 768097000.00 11535059000.00 98058000.00 252197000.00 0.00 0.00 469422000.00 411660000.00 13534493000.00 6350579000.00 0.00 6350579000.00 1659282000.00 -19754000.00 1639528000.00 4711051000.00 0.00 0.00 0.00 0.00 4711051000.00 -8809000.00 4702242000.00 0.00 0.00 2663000.00 2 30399887000.00 35.38 35.38 0.00 0.00 35.38 35.38 0.08 0.00 0.02 Other expenses 193258000.00 Other expenses 411660000.00 0.00 11277000.00 0.00 263780641000.00 11259747000.00 59477000.00 278351938000.00 229999000.00 38061000.00 1091521000.00 0.00 0.00 55515000.00 0.00 0.00 0.00 60720173000.00 179818387000.00 4910787000.00 1027428000.00 1778236000.00 248310526000.00 254666000.00 212049000.00 466715000.00 -659000.00 -8809000.00 1013846000.00 0.00 -4197000.00 0.00 -9103000.00 13214000.00 407000.00 0.00 0.00 12257000.00 0.00 0.00 75315000.00 98058000.00 469422000.00 0.00 -779640000.00 0.00 -45038836000.00 0.00 0.00 -7539000.00 0.00 2406000.00 0.00 0.00 0.00 0.00 0.00 -44139312000.00 -37788733000.00 0.00 0.00 0.00 1374324000.00 0.00 -39163057000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34827000.00 489000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10762741000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -3006278000.00 0.00 -13803357000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11802058000.00 75183195000.00 33440884000.00 0.00 92853000.00 466039000.00 0.00 0.00 0.00 52985477000.00 19063000.00 0.00 19063000.00 7925000.00 26988000.00