SBICARD2021-07-012021-09-30in-bse-fin:OneOtherRevenueFromOperations01Member SBICARD2021-07-012021-09-30in-bse-fin:OneOtherRevenueFromOperations02Member SBICARD2021-07-012021-09-30in-bse-fin:FourOtherRevenueFromOperations01Member SBICARD2021-07-012021-09-30in-bse-fin:FourOtherRevenueFromOperations02Member SBICARD2021-07-012021-09-30in-bse-fin:OneOperatingExpenses01Member SBICARD2021-07-012021-09-30in-bse-fin:OneOperatingExpenses02Member SBICARD2021-07-012021-09-30in-bse-fin:FourOperatingExpenses01Member SBICARD2021-07-012021-09-30in-bse-fin:FourOperatingExpenses02Member SBICARD2021-07-012021-09-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2021-07-012021-09-30in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2021-07-012021-09-30in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss01Member SBICARD2021-07-012021-09-30in-bse-fin:FourItemsThatWillBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares SBICARD 2021-04-01 2022-03-31 2021-10-22 INR Crores Half yearly true Cash Flow Indirect Single segment CREDIT CARD BUSINESS 2021-07-01 2021-09-30 Unaudited Standalone 11731600000.00 0.00 0.00 12440300000.00 4700000.00 0.00 0.00 359000000.00 1226800000.00 25762400000.00 1192200000.00 26954600000.00 0.00 0.00 0.00 1147300000.00 2541300000.00 398000000.00 0.00 0.00 0.00 0.00 18226800000.00 22313400000.00 4641200000.00 0.00 4641200000.00 828700000.00 363500000.00 1192200000.00 3449000000.00 0.00 0.00 0.00 0.00 3449000000.00 41100000.00 3490100000.00 0.00 0.00 9412000000.00 10 3.67 3.63 0.00 0.00 3.67 3.63 0.03 0.00 0.00 1. The above results have been approved by the audit committee and have been approved and taken on record by the Board of Directors at their respective meetings held on October 28, 2021. The financial results for the quarter and the half year ended September 30, 2021 have been subjected to “Limited Review” by the statutory auditors of the Company. The information presented above is extracted from the reviewed financial statements for the quarter and the half year ended September 30, 2021. 2. Management has exercised necessary due diligence to ensure that the said comparative results provide a true and fair view of its affairs. 3. The financial statements have been prepared in accordance with Ind AS notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended. The Company has consistently applied its significant accounting policies in the preparation of its financials for the quarter and half year ended September 30, 2021. 4. Information as required by Regulations 52(4) and 54(3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 is annexed. 5. Previous period’s/year’s figures have been regrouped / reclassified wherever necessary to correspond with the current period’s/year’s classification /disclosure. 6.During the half year ended September 30, 2021, the Company has allotted 6,70,643 equity shares of Rs 10/- each pursuant to exercise of options under the approved employee stock option scheme. 7. There is only one reportable segment (Credit cards) as envisaged by Ind AS 108 Segment reporting, specified under section 133 of the Companies Act 2013, read with Rule 7 of the Companies (Accounts) Rules 2014. Further, the economic environment in which the Company operates is significantly similar and not subject to materially different risk and rewards. Note:. Since there is a limit of words that can be entered in the Notes to accounts, therefore, for Information Pursuant to the Regulation 52(4) and 54 (3) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the remainig notes, please refer the results in PDF format filed by the Company. Further, “Right of Use Asset” is clubbed with “Property, Plant and Equipment” as there is no separate row for the same. Single segment 2021-04-01 2021-09-30 Unaudited Standalone 23266100000.00 0.00 0.00 23427400000.00 6400000.00 0.00 0.00 596200000.00 2085300000.00 49381400000.00 2082600000.00 51464000000.00 0.00 0.00 0.00 2311300000.00 4831400000.00 724400000.00 0.00 0.00 17100000.00 0.00 34835600000.00 42719800000.00 8744200000.00 0.00 8744200000.00 1908400000.00 340800000.00 2249200000.00 6495000000.00 0.00 0.00 0.00 0.00 6495000000.00 13100000.00 6508100000.00 0.00 0.00 9412000000.00 10 60458100000.00 6.91 6.85 0.00 0.00 6.91 6.85 0.03 0.00 0.00 Business development incentive income 1211600000.00 Insurance commission income 15200000.00 Business development incentive income 2059100000.00 Insurance commission income 26200000.00 Impairment losses & bad debts 5939100000.00 Operating and other expenses 12287700000.00 Impairment losses & bad debts 12375900000.00 Operating and other expenses 22459700000.00 7400000.00 3444700000.00 0.00 253936300000.00 9578800000.00 1447400000.00 275689100000.00 241100000.00 8549200000.00 15976500000.00 0.00 56970000.00 1053700000.00 0.00 84900000.00 63569500000.00 113631600000.00 0.00 13030600000.00 11583100000.00 203010370000.00 12391330000.00 6393800000.00 18785130000.00 41100000.00 13100000.00 4831400000.00 0.00 -2879400000.00 0.00 -31740800000.00 0.00 0.00 745200000.00 -222000000.00 -6367530000.00 0.00 18000000.00 0.00 724400000.00 12371800000.00 6990730000.00 0.00 2631800000.00 0.00 -9100000.00 0.00 213600000.00 105000000.00 -6400000.00 0.00 200000.00 0.00 17100000.00 0.00 -13003200000.00 -4259000000.00 0.00 4046680000.00 250500000.00 1825000000.00 0.00 -9880180000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 637700000.00 6837900000.00 6877930000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -677730000.00 0.00 0.00 236700000.00 0.00 0.00 0.00 0.00 3500500000.00 6998730000.00 0.00 0.00 326500000.00 0.00 0.00 0.00 0.00 10409430000.00 -148480000.00 0.00 -148480000.00 6432000000.00 6283520000.00