CANFINHOME2021-04-012021-06-30in-bse-fin:OneOperatingExpenses01Member CANFINHOME2021-04-012021-06-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares CANFINHOME 2021-04-01 2022-03-31 2021-07-09 INR Lakhs First quarter false Single segment HOUSING FINANCE 2021-04-01 2021-06-30 Unaudited Standalone 4491977000.00 0.00 0.00 16015000.00 0.00 0.00 0.00 0.00 4507992000.00 426000.00 4508418000.00 0.00 0.00 0.00 181999000.00 2680392000.00 23673000.00 25618000.00 0.00 0.00 65470000.00 71217000.00 3048369000.00 1460049000.00 0.00 1460049000.00 368729000.00 2821000.00 371550000.00 1088499000.00 0.00 0.00 0.00 0.00 1088499000.00 1176000.00 1089675000.00 0.00 0.00 266331000.00 2 8.17 8.17 0.00 0.00 8.17 8.17 0.07 0.00 0.02 1.As required by Ind AS 109, the company has developed a model to calculate expected credit losses ( ECL). Summary results from this model indicate that the company is carrying provisions in excess of its requirements. The Company is required to provide provisions as per prudential norms prescribed by NHB/RBI. The provisions held as per NHB norms are in excess of the provision required as per the ECL model. 2.The Company's main business is to provide loans for the purchase and construction of residential houses. The Company is also involved in the corporate insurance agency business activity; however it is not a separate reportable segment as per the Ind AS 108 “Operating Segments”, specified under Section 133 of the Companies Act, 2013. As such there is no reportable segment(s), as per the IND ASOperating Segments specified under section 133 of the Companies Act,2013. 3.The Company has maintained 100% Asset Cover on its secured redeemable non-convertible debentures as on June 30, 2021 (floating charge on hypothecation of book debts and receivables). That proceeds of the NCDs are used for the objects that were stated in the offer document(s). 4.Consequent to the outbreak of the COVID-19 pandemic, the Indian government announced a lockdown in March 2020. Subsequently, the national lockdown was lifted by the government, but regional lockdowns continue to be implemented in areas with significant number of COVID-19 cases. During the quarter ended June 30, 2021, India experienced the second wave of COVID -19 and has resulted in re-imposition of localised lockdowns in various parts of the Country. The impact on the Company’s operations and financial position, including the credit quality and requirement for provisioning, is uncertain and will depend on future steps taken by the Government/Reserve Bank of India till such time that the economic activities return to normalcy, which is highly unpredictable. The Company will continue to closely monitor any material changes to the future economic/regulatory conditions. However, operating substantially in asset mortgage business, which is relatively stable asset class, no major impact is anticipated at this juncture. 5.The Statutory Auditors of the Company have carried out a limited review of the financial results for the quarter ended June 30, 2021 in compliance of Reg.33 and 52 of SEBI (LODR) Regulations, 2015. The above financial results have been reviewed and recommended by the Audit Committee of the Board and subsequently approved by the Board of Directors at its meeting held on July 22, 2021. 6.The Board of Directors at its meeting held on April 30, 2021, recommended a dividend of Rs 2 per share subject to approval of the shareholders at the ensuing Annual General Meeting. 7.Previous period / year figures have been re-grouped wherever necessary. 8. Details of resolution plan implemented under Resolution framework for COVID 19 related stress as per RBI Circular dtd August 06, 2020 are given in the quick results uploaded on the stock exchanges. During the quarter, the Company ofered Resolution plan to its customers pursuant to RBI's Guidance Resolution Framwork 2.0 of COVID 19 related stress of individuals and small businesses dated May 05,2021. Other expenses 71217000.00 0.00 0.00 0.00 0.00 1176000.00