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<in-bse-fin:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock contextRef="OneD">3. The financial results have been prepared in accordance with Ind AS, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India, the NHB or other regulators are implemented as and when they are issued / become applicable.      4. The Board has recommended a dividend of Rs 8.50  per equity share of  Rs 2/- each (425%) subject to approval of the members of the Company at the forthcoming Annual General Meeting.      5. The main business of the Company is to provide loans for purchase or construction of residential houses. All other activities of the Company revolve around the main business and accordingly there are no separate reportable segments, as per the Ind AS 108 - Operating Segments.      6. The extent to which the ongoing Covid 19 pandemic, including the current and any further spread, would affect the people and businesses including the Company's performance would depend on the future events which are uncertain.   In respect of accounts which were granted moratorium in terms of the Covid19 Regulatory Package, the asset classification for the period from March 1, 2020 to August 31, 2020 is governed by COVID-19 Regulatory Package dated March 27, 2020, April 17, 2020 and May 23, 2020. For the period commencing September 1, 2020, asset classification for all such accounts is as per the applicable IRAC Norms.   While calculating ECL that affects financial results, the Company has taken into account its historical experience of losses, updated to reflect current conditions of pandemic and moratorium as well as forecasts of future economic conditions.      The remaining text could not be mentioned in this submission due to restriction in the no. of character. Please refer outcome of the Board Meetingfor the remaining notes 7 to 17</in-bse-fin:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock>
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