SBICARD2021-01-012021-03-31in-bse-fin:OneOtherRevenueFromOperations01Member SBICARD2021-01-012021-03-31in-bse-fin:OneOtherRevenueFromOperations02Member SBICARD2021-01-012021-03-31in-bse-fin:FourOtherRevenueFromOperations01Member SBICARD2021-01-012021-03-31in-bse-fin:FourOtherRevenueFromOperations02Member SBICARD2021-01-012021-03-31in-bse-fin:OneOperatingExpenses01Member SBICARD2021-01-012021-03-31in-bse-fin:OneOperatingExpenses02Member SBICARD2021-01-012021-03-31in-bse-fin:OneOperatingExpenses03Member SBICARD2021-01-012021-03-31in-bse-fin:FourOperatingExpenses01Member SBICARD2021-01-012021-03-31in-bse-fin:FourOperatingExpenses02Member SBICARD2021-01-012021-03-31in-bse-fin:FourOperatingExpenses03Member SBICARD2021-01-012021-03-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2021-01-012021-03-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss02Member SBICARD2021-01-012021-03-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2021-01-012021-03-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss02Member SBICARD2021-01-012021-03-31in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss01Member SBICARD2021-01-012021-03-31in-bse-fin:FourItemsThatWillBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares SBICARD 2020-04-01 2021-03-31 2021-04-20 INR Crores Yearly true Cash Flow Indirect Single segment CREDIT CARD BUSINESS 2021-01-01 2021-03-31 Audited Standalone 10720900000.00 0.00 0.00 11138100000.00 1000000.00 0.00 0.00 349700000.00 877100000.00 23086800000.00 1594600000.00 24681400000.00 0.00 0.00 0.00 1261600000.00 2436600000.00 341100000.00 0.00 0.00 614500000.00 0.00 17683600000.00 22337400000.00 2344000000.00 0.00 2344000000.00 350900000.00 238900000.00 589800000.00 1754200000.00 0.00 0.00 0.00 0.00 1754200000.00 21100000.00 1775300000.00 0.00 0.00 9405300000.00 10 1.87 1.85 0.00 0.00 1.87 1.85 0.03 0.00 0.00 1. The above results have been approved by the audit committee and have been approved and taken on record by the Board of Directors at their respective meetings held on April 26, 2021. The financial results for the quarter and the year ended March 31, 2021 have been subjected to audit by the statutory auditors of the Company. The report thereon is unmodified. The information presented above is extracted from the audited financial statements for the year ended March 31, 2021. 2. Management has exercised necessary due diligence to ensure that the said comparative results provide a true and fair view of its affairs. 3. The financial statements have been prepared in accordance with Ind AS notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended. The Company has consistently applied its significant accounting policies in the preparation of its quarterly financial results and its annual financial statements during the years ended March 31, 2021 and March 31, 2020. 4. Information as required by Regulation 52(4) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 is as per Annexure “1” attached. 5. Previous period’s/year’s figures have been regrouped / reclassified wherever necessary to correspond with the current period’s/year’s classification /disclosure. 6. During the year ended March 31, 2021, the Company has allotted 15,68,662 equity shares of Rs 10/- each pursuant to exercise of options under the approved employee stock option scheme. 7. There is only one reportable segment (Credit cards) as envisaged by Ind AS 108 Segment reporting, specified under section 133 of the Companies act 2013, read with Rule 7 of the Companies (Accounts) Rules2014. Further, the economic environment in which the Company operates is significantly similar and not subject to materially different risk and rewards. Note:. Since there is a limit of words that can be entered in the Notes to accounts, therefore, for Information Pursuant to the Regulation 52(4) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and for other note of Accounts please refer the results in PDF format filed by the Company. Single segment 2020-04-01 2021-03-31 Audited Standalone 49276700000.00 0.00 0.00 39076700000.00 5300000.00 0.00 0.00 1341800000.00 3074300000.00 92774800000.00 4361000000.00 97135800000.00 0.00 0.00 0.00 4915800000.00 10434000000.00 1232600000.00 0.00 0.00 614500000.00 0.00 66701600000.00 83898500000.00 13237300000.00 0.00 13237300000.00 4634800000.00 -1242700000.00 3392100000.00 9845200000.00 0.00 0.00 0.00 0.00 9845200000.00 128400000.00 9973600000.00 0.00 0.00 9405300000.00 10 53615000000.00 10.48 10.38 0.00 0.00 10.48 10.38 0.03 0.00 0.00 Business development incentive income 852200000.00 Insurance commission income 24900000.00 Business development incentive income 2991800000.00 Insurance commission income 82500000.00 CSR expenses 236800000.00 Impairment losses & bad debts 6432300000.00 Operating and other expenses 11014500000.00 CSR expenses 320700000.00 Impairment losses & bad debts 26385500000.00 Operating and other expenses 39995400000.00 1000000.00 568200000.00 0.00 234591400000.00 9575600000.00 2215700000.00 254132900000.00 216900000.00 8646200000.00 15995700000.00 0.00 0.00 7488100000.00 0.00 113400000.00 59329300000.00 108367800000.00 0.00 12983300000.00 7028400000.00 195310300000.00 5422200000.00 6375800000.00 11798000000.00 21100000.00 128400000.00 10434000000.00 0.00 -25500000.00 0.00 -32846600000.00 0.00 0.00 26800000.00 865500000.00 320400000.00 0.00 441100000.00 0.00 1232600000.00 26296800000.00 -469900000.00 0.00 2354700000.00 0.00 -1100000.00 0.00 229100000.00 301800000.00 -5300000.00 0.00 0.00 0.00 614500000.00 0.00 9310700000.00 22548000000.00 0.00 10963000000.00 166500000.00 4828300000.00 0.00 6923200000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 900000.00 569510000.00 4646500000.00 14045690000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -9967800000.00 0.00 0.00 271700000.00 0.00 0.00 0.00 0.00 1861200000.00 3122900000.00 0.00 0.00 0.00 938300000.00 0.00 0.00 0.00 4317500000.00 1272900000.00 0.00 1272900000.00 5159100000.00 6432000000.00