CANFINHOME2020-10-012020-12-31in-bse-fin:OneOperatingExpenses01Member CANFINHOME2020-10-012020-12-31in-bse-fin:FourOperatingExpenses01Member CANFINHOME2020-10-012020-12-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member CANFINHOME2020-10-012020-12-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares CANFINHOME 2020-04-01 2021-03-31 2021-01-06 INR Lakhs Third quarter false Single segment HOUSING FINANCE 2020-10-01 2020-12-31 Unaudited Standalone 4996237000.00 0.00 0.00 30914000.00 0.00 0.00 0.00 0.00 5027151000.00 477000.00 5027628000.00 0.00 0.00 0.00 192758000.00 2892133000.00 25532000.00 33739000.00 0.00 0.00 16262000.00 92448000.00 3252872000.00 1774756000.00 0.00 1774756000.00 453942000.00 1618000.00 455560000.00 1319196000.00 0.00 0.00 0.00 0.00 1319196000.00 -7038000.00 1312158000.00 0.00 0.00 266331000.00 2 9.91 9.91 0.00 0.00 9.91 9.91 0.07 0.00 0.02 1.As required under Ind AS 109, the Company has developed a model to calculate expected credit losses (ECL). Summary results from this model indicates that the Company is carrying provisions in excess of the requirements. the Company is required to provide provisions as per prudential norms prescribed by NHB. The provisions held as per NHB norms are in excess of the provision required as per the ECL model. n2 The Company's main business is to provide loans for the purchase and construction of residential houses. the Company is also involved in the corporate insurance agency business activity; however it is not a separate reportable segment as per the Ind AS 108 “Operating Segments”, specified under Section 133 of the Companies Act, 2013. n3.The Company has maintained 100% asset cover on its Secured Redeemable Non Convertible Debentures (“SRNCDs”) as on December 31, 2020 (floating charge on hypothecation of book debts and receivables). That proceeds from the issue of NCDs are used for the objects that were stated in the offer document(s). n 4. In accordance with the RBI guidelines relating to COVID-19 Regulatory Package dated March 27, 2020, April 17, 2020, May 23, 2020 and clarification issued by RBI to Indian Bankers Association dated May 6, 2020 the Company has offered moratorium on the payment of instalments falling due between March 1, 2020 to August 31, 2020 to eligible borrowers. The moratorium period, has been excluded from the number of days past-due for the purpose of asset classification under Regulatory Income Recognition and Asset Classification norms (IRAC) as of December 31, 2020. As at December 31,2020, Company holds a provision of Rs. 7,289.45 lakhs, which is more than the requirement as per the aforesaid RBI Circulars on 'COVID-19 Regulatory Package. n5. The Honourable Supreme Court (‘the Hon'ble SC’) in a writ petition by Gajendra Sharma Vs Union of India & Anr vide its interim order dated September 3, 2020 has directed that the accounts which were not declared Non performing asset (NPA) till August 31, 2020 shall not be declared NPA till further orders, pending disposal of the case by the Hon’ble SC. Pursuant to the interim order, the Company has not declared any account as NPA, which was not NPA as on August 31, 2020 in accordance with the extant NHB Prudential norms on Income Recognition, Asset classification, and provisioning pertaining to advances. Further, in light of the Interim Order, even accounts that would have otherwise been classified as NPA post August 31, 2020 have not been and will not be, classified as NPA till such time that the Hon'ble SC rules finally on the matter. However, the Company, as a prudent measure holds an adequate contingent provision amounting to Rs. 1,300 lakhs in respect of these advances. n6. The Statutory Auditors of the Company have carried out a limited review of the financial results for the quarter and nine months ended December 31, 2020 in compliance of Reg.33 and 52 of SEBI (LODR) Regulations, 2015. The above financial results have been reviewed and recommended by the Audit Committee of the Board and subsequently approved by the Board of Directors at its meeting held on January 25, 2021. n7. Corresponding previous period figures have been regrouped /rearranged wherever necessary to make them comparable with the current period figures. n8.For complete notes kindly refer the document already submitted with Quick Results. Single segment 2020-04-01 2020-12-31 Unaudited Standalone 15457740000.00 0.00 0.00 50968000.00 0.00 0.00 0.00 0.00 15508708000.00 2068000.00 15510776000.00 0.00 0.00 0.00 480488000.00 9334889000.00 71381000.00 64158000.00 0.00 0.00 608705000.00 195454000.00 10755075000.00 4755701000.00 0.00 4755701000.00 1328663000.00 -107862000.00 1220801000.00 3534900000.00 0.00 0.00 0.00 0.00 3534900000.00 -8932000.00 3525968000.00 0.00 0.00 266331000.00 2 26.55 26.55 0.00 0.00 26.55 26.55 0.07 0.00 0.02 Other expenses 92448000.00 Other expenses 195454000.00 0.00 0.00 0.00 0.00 -7038000.00 -8932000.00