LICHSGFIN2020-04-012020-06-30in-bse-fin:OneOtherRevenueFromOperations01Member LICHSGFIN2020-04-012020-06-30in-bse-fin:OneOperatingExpenses01Member LICHSGFIN2020-04-012020-06-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares LICHSGFIN 2020-04-01 2021-03-31 2020-08-14 INR Crores First quarter Single segment Housing Finance 2020-04-01 2020-06-30 Unaudited Consolidated 49883700000.00 0.00 0.00 97300000.00 3200000.00 2000000.00 0.00 0.00 128800000.00 50115000000.00 -254900000.00 49860100000.00 900000.00 0.00 0.00 850000000.00 37639100000.00 130700000.00 111600000.00 0.00 22000000.00 564500000.00 323600000.00 39642400000.00 10217700000.00 0.00 10217700000.00 2513700000.00 -536800000.00 1976900000.00 8240800000.00 0.00 0.00 0.00 -4400000.00 8236400000.00 -11200000.00 8225200000.00 8240000000.00 800000.00 8223600000.00 800000.00 1009900000.00 2 16.33 16.33 0.00 0.00 16.33 16.33 0.00 0.00 0.00 Notes: n1) The above financial results represent the Consolidated financial results for LIC Housing Finance and its subsidiaries constituting the 'Group'. n2) The financial results have been prepared in accordance with Ind AS, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India. n3) Novel Corona Virus (Covid -19) –A Pandemic as declared by WHO, has disrupted the Social & Economic Structure and continues to affect people and businesses world-wide, causing various Governments to impose restrictions. Government of India had imposed Nationwide Lockdown from 25th March 2020, which was subsequently eased with restricted and regulated relaxations to carry out Businesses. nIn accordance with the RBI guidelines relating to COVID-19 Regulatory Package dated March 27, 2020, April 17, 2020 and May 23, 2020, the Company has offered a moratorium on the payment of instalments falling due between March 1, 2020 and August 31, 2020 to eligible borrowers. Ageing of accounts under moratorium and moving into Stage 3 for ECL (based on days past due status as on June 30, 2020) has been determined with reference to their position as on February 29, 2020. nWhile calculating ECL that affects financial results, the Company has taken into account its historic experience of losses, updated to reflect current conditions of pandemic and moratorium as well as forecasts of future economic conditions. nAs regards future, there remains a high level of uncertainty about the duration and impact of the pandemic both on human life & businesses and the time required for life and business operations to normalise. In view of the aforesaid, It is not possible for the Company to assess at this juncture, the extent to which the COVID-19 pandemic will impact the results on Company’s future business and financials, as the same will be dependent on future developments, which seem to be extremely uncertain. n4) The main business of the Group is to provide loans for purchase or construction of residential houses. All other activities of the Group revolve around the main business and accordingly there are no separate reportable segments, as per Ind AS 108 - Operating Segments. n5) The figures for the quarter ended March 31, 2020 are the balancing figures between audited figures in respect of the full financial year for 2019-20 and published unaudited year to date figures upto the third quarter ended December 31, 2019 respectively. n6) In compliance with Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 the above results for the quarter ended June 30, 2020 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on August 24, 2020. The above results have been subjected to a Limited Review by the Statutory Auditors of the Company. n7) Tax expenses for the quarter ended June 30, 2020 and quarter and year ended March 31, 2020 reflect changes made vide Taxation Laws (Amendment) Act 2019 as applicable to the holding company. As a result, the figures of tax expense for the current quarter are not comparable with the first quarter of the previous year. n8) The figures for the previous periods have been regrouped / reclassified / restated wherever necessary, in order to make them comparable. OTHERS 128800000.00 OTHER EXPENSES 323600000.00 0.00 0.00 0.00 0.00 -11200000.00