CANFINHOME2020-01-012020-03-31in-bse-fin:OneOperatingExpenses01Member CANFINHOME2020-01-012020-03-31in-bse-fin:FourOperatingExpenses01Member CANFINHOME2020-01-012020-03-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member CANFINHOME2020-01-012020-03-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares CANFINHOME 2019-04-01 2020-03-31 2020-06-09 INR Lakhs Yearly Single segment HOUSING FINANCE 2020-01-01 2020-03-31 Audited Standalone 5250506000.00 0.00 0.00 37669000.00 0.00 0.00 0.00 0.00 5288175000.00 377000.00 5288552000.00 0.00 0.00 0.00 154905000.00 3365881000.00 27849000.00 32031000.00 0.00 0.00 408353000.00 110305000.00 4099324000.00 1189228000.00 0.00 1189228000.00 381835000.00 -101734000.00 280101000.00 909127000.00 0.00 0.00 0.00 0.00 909127000.00 -2225000.00 906902000.00 0.00 0.00 266331000.00 2 6.83 6.83 0.00 0.00 6.83 6.83 0.09 0.00 0.01 1. As required by Ind AS 109, the company has developed a model to calculate expected credit losses ECL. Summary results from this model indicate that the company is carrying provisions in excess of its requirements. The Company is required to provide provisions as per prudential norms prescribed by NHB. The provisions held as per NHB norms are in excess of the provision required as per the ECL model. 2. The Company's main business is to provide loans for the purchase and construction of residential houses. The Company is also involved in the corporate insurance agency business activity; however it is not a separate reportable segment as per the Ind AS 108 Operating Segments, specified under Section 133 of the Companies Act, 2013. As such there is no reportable segments, as per the IND ASOperating Segments specified under section 133 of the Companies Act,2013. 3.The Company has adopted Ind AS 116 Leases, with effect from April 1, 2019 and applied to all lease contracts existing on April 1, 2019 using the modified retrospective method and has taken the cumulative adjustment to retained earnings as per the guidelines provided in Paragraph C7 and Paragraph C8 c(i) of Ind AS 116, on the date of initial application. Accordingly, comparatives for the year ended March 31, 2019 have not been retrospectively adjusted. On transition, the adoption of the new standard resulted in recognition of Right-of-Use asset (ROU) of Rs. 3,212.28 Lakhs and a lease liability of Rs. 3,723.54 Lakhs after difference being set off against rent equalisation reserve existing as on 1st April, 2019. The cumulative effect of applying the standard resulted in Rs. 382.80 Lakhs net of taxes being debited to retained earnings. 4.Tax expense for the quarter/ year to date is after adjusting the Deferred Tax provision.5.At their Board meeting held on June 15, 2020, the Board of Directors have recommended a dividend of Rs 2 per share subject to approval of the shareholders at the Annual General Meeting. 6.The Company has maintained 100% Asset Cover on its secured redeemable non-convertible debentures as on March 31, 2020 (floating charge on hypothecation of book debts and receivables). That proceeds of the NCDs are used for the objects that were stated in the offer documents.7.The Statutory Auditors of the Company have carried out an audit of the financial results for the quarter and year ended 31/03/2020 in complaince of Reg.33 of SEBI (LODR) Regulations, 2015. The above financial results have been reviewed and recommended by the Audit Committee of the Board and subsequently approved by the Board of Directors at its meeting held on June 15, 2020. Single segment 2019-04-01 2020-03-31 Audited Standalone 20189059000.00 0.00 0.00 115072000.00 0.00 0.00 0.00 0.00 20304131000.00 377000.00 20304508000.00 0.00 0.00 0.00 542057000.00 13442098000.00 94713000.00 123146000.00 0.00 0.00 603157000.00 316472000.00 15121643000.00 5182865000.00 0.00 5182865000.00 1501852000.00 -80222000.00 1421630000.00 3761235000.00 0.00 0.00 0.00 0.00 3761235000.00 -17103000.00 3744132000.00 0.00 0.00 266331000.00 2 21234354000.00 28.25 28.25 0.00 0.00 28.25 28.25 0.09 0.00 0.01 Other expenses 110305000.00 Other expenses 316472000.00 0.00 2555000.00 0.00 205256925000.00 243050000.00 30264000.00 209457193000.00 240393000.00 20376000.00 978668000.00 0.00 0.00 0.00 40035000.00 0.00 2360000.00 38095513000.00 145308975000.00 3050805000.00 1029147000.00 587182000.00 188114017000.00 662303000.00 158856000.00 821159000.00 -2225000.00 -17103000.00