SBICARD2020-01-012020-03-31in-bse-fin:OneOtherRevenueFromOperations01Member SBICARD2020-01-012020-03-31in-bse-fin:OneOtherRevenueFromOperations02Member SBICARD2020-01-012020-03-31in-bse-fin:FourOtherRevenueFromOperations01Member SBICARD2020-01-012020-03-31in-bse-fin:FourOtherRevenueFromOperations02Member SBICARD2020-01-012020-03-31in-bse-fin:OneOperatingExpenses01Member SBICARD2020-01-012020-03-31in-bse-fin:OneOperatingExpenses02Member SBICARD2020-01-012020-03-31in-bse-fin:OneOperatingExpenses03Member SBICARD2020-01-012020-03-31in-bse-fin:FourOperatingExpenses01Member SBICARD2020-01-012020-03-31in-bse-fin:FourOperatingExpenses02Member SBICARD2020-01-012020-03-31in-bse-fin:FourOperatingExpenses03Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares SBICARD 2019-04-01 2020-03-31 2020-05-05 INR Lakhs Yearly Single segment CREDIT CARD BUSINESS 2020-01-01 2020-03-31 Audited Standalone 13482288000.00 0.00 0.00 9593950000.00 0.00 0.00 0.00 353637000.00 902551000.00 24332426000.00 771553000.00 25103979000.00 0.00 0.00 0.00 1334161000.00 3344210000.00 286749000.00 0.00 4347000.00 0.00 0.00 19013649000.00 23983116000.00 1120863000.00 0.00 1120863000.00 1675459000.00 -1390043000.00 285416000.00 835447000.00 0.00 0.00 0.00 0.00 835447000.00 -23481000.00 811966000.00 0.00 0.00 9389568000.00 10 0.89 0.89 0.00 0.00 0.89 0.89 0.03 0.00 0.00 1. The above results have been reviewed by the audit committee and have been approved and taken on record nby the Board of Directors at their respective meetings held on May 8, 2020. n2. The financial statements have been prepared in accordance with Ind AS notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended. n3. Management has exercised necessary due diligence to ensure that the said comparative results provide a true and fair view of its affairs. n4. Information as required by Regulation 52(4) of Securities and Exchange Board of India (Listing Obligations nand Disclosure Requirements) Regulations, 2015 is as per Annexure “1” attached. n5. Previous period’s/year’s figures have been regrouped / reclassified wherever necessary to correspond with nthe current period’s/year’s classification /disclosure. n6. The figures for the quarter ended March 31, 2020 and March 31, 2019 are the balancing figures between the naudited figures for the year ended March 31, 2020 and audited figures for the nine months ended December n31, 2019 and the audited figures for the year ended March 31, 2019 and audited figures for the nine months nended December 31, 2018 respectively. n7. In line with Hon’ble NCLT order dated June 04, 2019, SBI Business Process Management Services Pvt. Ltd n(SBIBPMSL) has amalgamated with SBI Cards and Payment Services Limited from the appointed date April n01, 2018. n8. During the year the Company was converted to Public Limited from Private Limited and Registrar of nCompanies has issued fresh certificate of incorporation dated August 20, 2019 and consequently the name of nthe Company changed from SBI Cards and Payment Services Private Limited to SBI Cards and Payment nServices Limited. n9. During the quarter ended March 31, 2020, the Company had come up with an Initial Public Offering (IPO) of n137,149,314 Equity Shares of face value of Rs. 10 each comprising of a Fresh Issue of 6,622,516 Equity Shares nand an Offer for Sale of 130,526,798 Equity Shares aggregating to Rs.1,034,078.82 lakhs (Selling nShareholders Rs. 984,146.35 lakhs and Rs. 49,932.47 lakhs of the Company). The equity shares of the nCompany were listed on Bombay Stock Exchange Limited and National Stock Exchange of India Limited on nMarch 16, 2020. n10. Pursuant to Regulation 32 (1) there is no deviation/ variation in the utilization of proceeds as mentioned in the objects stated in the Prospectus dated March 6, 2020, in respect of the Initial Public Offering of the Company. n11. The Board of Directors have declared interim dividend of Re 1 per equity share (10%) of the face value of Rs 10 per equity share for the financial year 2019-20, after the close of the reporting year, in accordance with nSection 123(3) of the Companies Act, 2013, as amended. n n nNote:. Since there is a limit of words that can be entered in the Notes to accounts, therefore, for Information Pursuant to the Regulation 52(4) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and for other note of Accounts please refer the results in PDF format filed by the Company. Single segment 2019-04-01 2020-03-31 Audited Standalone 48413013000.00 0.00 0.00 39786628000.00 0.00 0.00 0.00 1178205000.00 3386163000.00 92764009000.00 4758880000.00 97522889000.00 0.00 0.00 0.00 4683798000.00 13009271000.00 1037983000.00 0.00 5382000.00 0.00 0.00 61490169000.00 80226603000.00 17296286000.00 0.00 17296286000.00 5955977000.00 -1107844000.00 4848133000.00 12448153000.00 0.00 0.00 0.00 0.00 12448153000.00 -31414000.00 12416739000.00 0.00 0.00 9389568000.00 10 44022647000.00 13.35 13.21 0.00 0.00 13.35 13.21 0.03 0.00 0.00 Business development incentive income 869118000.00 Insurance commission income 33433000.00 Business development incentive income 3272801000.00 Insurance commission income 113362000.00 CSR expenses 165516000.00 Impairment losses & bad debts 8381874000.00 Operating and other expenses 10466259000.00 CSR expenses 199195000.00 Impairment losses & bad debts 19402479000.00 Operating and other expenses 41888495000.00 0.00 544483000.00 1801746000.00 228116455000.00 14631000.00 403383000.00 237641016000.00 95463000.00 10887332000.00 15386970000.00 4348000.00 0.00 7210313000.00 0.00 78053000.00 56854441000.00 104328151000.00 0.00 12466755000.00 6712747000.00 187654808000.00 6026251000.00 5934712000.00 11960963000.00 -23481000.00 -31414000.00