LICHSGFIN2024-10-012024-12-31 LICHSGFIN2024-10-012024-12-31 LICHSGFIN2024-10-012024-12-31in-bse-fin:OneOtherRevenueFromOperations01Member LICHSGFIN2024-10-012024-12-31in-bse-fin:FourOtherRevenueFromOperations01Member LICHSGFIN2024-10-012024-12-31in-bse-fin:OneOperatingExpenses01Member LICHSGFIN2024-10-012024-12-31in-bse-fin:FourOperatingExpenses01Member LICHSGFIN2024-12-31 LICHSGFIN2024-12-31 LICHSGFIN2024-10-012024-12-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member LICHSGFIN2024-10-012024-12-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 500253 LICHSGFIN NOTLISTED LIC Housing Finance Limited Equity 2024-04-01 2025-03-31 2025-01-31 2025-01-20 INR Crores Third quarter 2025-01-31 14:30:00 2025-01-31 18:05:00 false Not applicable Single segment Housing Finance 2024-10-01 2024-12-31 Unaudited Standalone 69516100000.00 0.00 0.00 97700000.00 171900000.00 27700000.00 0.00 0.00 759900000.00 70573300000.00 200000.00 70573500000.00 0.00 0.00 0.00 2043600000.00 49514800000.00 239500000.00 304900000.00 0.00 0.00 -439800000.00 976100000.00 52639100000.00 17934400000.00 0.00 17934400000.00 4089400000.00 -474600000.00 3614800000.00 14319600000.00 0.00 0.00 0.00 0.00 14319600000.00 -1500000.00 14318100000.00 0.00 0.00 1100800000.00 2 26.03 26.03 0.00 0.00 26.03 26.03 1. The financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India (RBI), the National Housing Bank (NHB) or other regulators are implemented as and when they are issued / become applicable. 2.The main business of the Company is to provide loans for purchase or construction of residential houses. All other activities of the Company revolve around the main business and accordingly there are no separate reportable segments, as per the Ind AS 108 - Operating Segments. 3. Disclosure of loans transferred / acquired during the quarter and nine months ended December 31, 2024, pursuant to RBI Notification dated September 24, 2021 on Transfer of Loan Exposures are given below: (i) The Company has not transferred or acquired, any loans not in default. (ii) The Company has not acquired, any stressed loan. (iii) Details of stressed loans transferred: Rs. in crore Details of stressed loans transferred during the quarter classified as NPA Details of stressed loans transferred during the quarter classified as NPA Particulars To ARCs To permitted transferees To other transferees Number of accounts 1 - - Aggregate principal outstanding of loans transferred 509.69 - - Weighted average residual tenor of the loans transferred All Cash - - Net Book value of loans transferred (at the time of transfer) 0.00 - - Aggregate consideration 250.00 - - Consideration received in this quarter December 2024 100.00 - - Balance consideration received in January 2025. 150.00 - - 4. The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company (excluding current and future receivables and book-debt of whatsoever nature of the Company on which a first pari-pasu floating charge by way of hypothecation to secure the borrowings of the company outstanding as on March 31, 2015 and the unavailed sanctions of the term loans, cash credit and refinance as on March 31, 2015), with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.19 times as at December 31, 2024. 5. Disclosures in compliance with Regulation 52(4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for the nine months ended December 31, 2024 is attached as Annexure 1. 6.In compliance with Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the above results for the quarter and nine months ended December 31, 2024 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on January 31, 2025. The above results have been subjected to Limited Review by the Joint Statutory Auditors of the Company. 7.The figures for the previous periods/year have been regrouped wherever necessary in order to make them comparable. Single segment 2024-04-01 2024-12-31 Unaudited Standalone 205441800000.00 0.00 0.00 310100000.00 477100000.00 78900000.00 0.00 0.00 1360200000.00 207668100000.00 60400000.00 207728500000.00 0.00 0.00 0.00 5257800000.00 145811100000.00 685100000.00 803500000.00 0.00 0.00 1764500000.00 2544200000.00 156866200000.00 50862300000.00 0.00 50862300000.00 11597500000.00 -1345800000.00 10251700000.00 40610600000.00 0.00 0.00 0.00 0.00 40610600000.00 -50400000.00 40560200000.00 0.00 0.00 1100800000.00 2 73.83 73.83 0.00 0.00 73.83 73.83 OTHERS 759900000.00 OTHERS 976100000.00 OTHERS 759900000.00 OTHERS 976100000.00 0.00 0.00 0.00 0.00 Items that will not be reclassified to profit / Loss -2000000.00 Items that will not be reclassified to profit / Loss -67400000.00 -2000000.00 -67400000.00 -500000.00 -17000000.00 0.00 0.00 -1500000.00 -50400000.00