SBICARD2024-10-012024-12-31 SBICARD2024-10-012024-12-31 SBICARD2024-10-012024-12-31in-bse-fin:OneOtherRevenueFromOperations01Member SBICARD2024-10-012024-12-31in-bse-fin:OneOtherRevenueFromOperations02Member SBICARD2024-10-012024-12-31in-bse-fin:FourOtherRevenueFromOperations01Member SBICARD2024-10-012024-12-31in-bse-fin:FourOtherRevenueFromOperations02Member SBICARD2024-10-012024-12-31in-bse-fin:OneOperatingExpenses01Member SBICARD2024-10-012024-12-31in-bse-fin:FourOperatingExpenses01Member SBICARD2024-12-31 SBICARD2024-12-31 SBICARD2024-10-012024-12-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2024-10-012024-12-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2024-10-012024-12-31in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss01Member SBICARD2024-10-012024-12-31in-bse-fin:FourItemsThatWillBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 543066 SBICARD NOTLISTED Sbi Cards And Payment Services Limited Equity 2024-04-01 2025-03-31 2025-01-28 2025-01-21 INR Crores Third quarter 2025-01-28 16:00:00 2025-01-28 17:47:00 false Not applicable Single segment CREDIT CARD BUSINESS 2024-10-01 2024-12-31 Unaudited Standalone 23991030000.00 0.00 0.00 20248890000.00 0.00 0.00 0.00 328480000.00 1618440000.00 46186840000.00 1478730000.00 47665570000.00 0.00 0.00 0.00 1522810000.00 8286390000.00 487600000.00 1435880000.00 0.00 0.00 13131380000.00 17625190000.00 42489250000.00 5176320000.00 0.00 5176320000.00 1604670000.00 -260660000.00 1344010000.00 3832310000.00 0.00 0.00 0.00 0.00 3832310000.00 11000000.00 3843310000.00 0.00 0.00 9513530000.00 10 4.03 4.03 0.00 0.00 4.03 4.03 0.03 0.00 0.00 1. The above unaudited financial results of the Company have been prepared in accordance with the Indian Accounting Standards (‘Ind AS’) prescribed under section 133 of the Companies Act, 2013 read with the Companies (Indian Accounting Standards) Rules, 2015, the other relevant provisions of the Companies Act, 2013, and the Master Directions/ Guidelines issued by Reserve Bank of India (RBI) as applicable and relevant to Non-Banking Financial Companies (the 'NBFC Regulations'), as amended from time to time. The Company has consistently applied its material accounting policies in the preparation of its financial results for the quarter and nine months ended December 31, 2024. 2. The above financial results has been reviewed by the Audit Committee and approved by the Board of Directors at their respective meetings held on January 28, 2025. The financial results for the quarter and nine months ended December 31, 2024 have been subjected to 'Limited review' by the joint statutory auditors of the Company pursuant to Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.These financial results are available on the BSE Limited’s website (www.bseindia.com), the National Stock Exchange of India Limited’s website (www.nseindia.com) and on the Company's website (www.sbicard.com). 3. Management has exercised necessary due diligence to ensure that the said comparative results provide a true and fair view of its affairs. 4. During the quarter and nine months ended December 31, 2024, the Company allotted 85,180 equity shares and 384,435 equity shares of Rs. 10/- each respectively, pursuant to exercise of options under the approved employee stock option scheme. Pursuant to the said allotment, the issued, subscribed and paid-up equity capital of the Company stands increased to Rs. 951.35 Crores as at December 31, 2024 (Rs. 950.97 Crores as at March 31, 2024). 5. The Company is primarily engaged in the business of credit cards with no overseas operations/ units, accordingly there are no separate reportable segments as per Ind AS 108 - Segment reporting. Note: Since this notes tab does not provides provision for data in tabular format, therefore, for Information Pursuant to the Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the remaining notes, please refer the results in PDF format filed by the Company. Single segment 2024-04-01 2024-12-31 Unaudited Standalone 69321380000.00 0.00 0.00 59100870000.00 0.00 0.00 0.00 993230000.00 4566920000.00 133982400000.00 4065410000.00 138047810000.00 0.00 0.00 0.00 4353070000.00 23831470000.00 1485040000.00 4380390000.00 0.00 0.00 36257980000.00 49119730000.00 119427680000.00 18620130000.00 0.00 18620130000.00 5881410000.00 -1082290000.00 4799120000.00 13821010000.00 0.00 0.00 0.00 0.00 13821010000.00 -4040000.00 13816970000.00 0.00 0.00 9513530000.00 10 125244240000.00 14.53 14.53 0.00 0.00 14.53 14.53 0.03 0.00 0.00 Business development incentive income 1610860000.00 Insurance commission income 7580000.00 Business development incentive income 4542680000.00 Insurance commission income 24240000.00 Operating and other expenses 17625190000.00 Operating and other expenses 49119730000.00 0.00 0.00 0.00 0.00 Remeasurements of the defined benefit liabilities / (asset) 14600000.00 Remeasurements of the defined benefit liabilities / (asset) -5400000.00 14600000.00 -5400000.00 3600000.00 -1360000.00 Gain/(loss) on forward contracts in hedging relationship 0.00 Gain/(loss) on forward contracts in hedging relationship 0.00 0.00 0.00 0.00 0.00 11000000.00 -4040000.00