SBICARD2024-07-012024-09-30 SBICARD2024-07-012024-09-30 SBICARD2024-07-012024-09-30in-bse-fin:OneOtherRevenueFromOperations01Member SBICARD2024-07-012024-09-30in-bse-fin:OneOtherRevenueFromOperations02Member SBICARD2024-07-012024-09-30in-bse-fin:FourOtherRevenueFromOperations01Member SBICARD2024-07-012024-09-30in-bse-fin:FourOtherRevenueFromOperations02Member SBICARD2024-07-012024-09-30in-bse-fin:OneOperatingExpenses01Member SBICARD2024-07-012024-09-30in-bse-fin:FourOperatingExpenses01Member SBICARD2024-09-30 SBICARD2024-09-30 SBICARD2024-07-012024-09-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2024-07-012024-09-30in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 543066 SBICARD NOTLISTED Sbi Cards And Payment Services Limited Equity 2024-04-01 2025-03-31 2024-10-29 2024-10-23 INR Crores Half yearly 2024-10-29 13:30:00 2024-10-29 15:01:00 true Cash Flow Indirect Not applicable Single segment CREDIT CARD BUSINESS 2024-07-01 2024-09-30 Unaudited Standalone 22897440000.00 0.00 0.00 19573110000.00 0.00 0.00 0.00 337400000.00 1402460000.00 44210410000.00 1347820000.00 45558230000.00 0.00 0.00 0.00 1487690000.00 7876840000.00 503500000.00 1477050000.00 1280000.00 0.00 12120400000.00 16639330000.00 40106090000.00 5452140000.00 0.00 5452140000.00 2005740000.00 -597800000.00 1407940000.00 4044200000.00 0.00 0.00 0.00 0.00 4044200000.00 7680000.00 4051880000.00 0.00 0.00 9512680000.00 10 4.25 4.25 0.00 0.00 4.25 4.25 0.03 0.00 0.00 1. The above unaudited financial results of the Company have been prepared in accordance with the Indian Accounting Standards (‘Ind AS’) prescribed under section 133 of the Companies Act, 2013 read with the Companies (Indian Accounting Standards) Rules, 2015, the other relevant provisions of the Companies Act, 2013, and the Master Directions/ Guidelines issued by Reserve Bank of India (RBI) as applicable and relevant to Non-Banking Financial Companies (the 'NBFC Regulations'), as amended from time to time. The Company has consistently applied its material accounting policies in the preparation of its financial results for the quarter and half year ended September 30, 2024. 2. The above financial results has been reviewed by the Audit Committee and approved by the Board of Directors at their respective meetings held on October 29, 2024. The financial results for the quarter and half year ended September 30, 2024 have been subjected to 'Limited review' by the joint statutory auditors of the Company pursuant to Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. These financial results are available on the BSE Limited’s website (www.bseindia.com), the National Stock Exchange of India Limited’s website (www.nseindia.com) and on the Company's website (www.sbicard.com). 3. Management has exercised necessary due diligence to ensure that the said comparative results provide a true and fair view of its affairs. 4. During the quarter and half year ended September 30, 2024, the Company has allotted 215,240 and 299,255 equity shares of 10/- each respectively, pursuant to exercise of options under the approved employee stock option scheme. Pursuant to the said allotment, the issued, subscribed and paid-up equity capital of the Company stands increased to 951.27 Crores as at September 30, 2024 vis a vis 950.97 Crores as at March 31, 2024. 5. The Company is primarily engaged in the business of credit cards with no overseas operations/ units, accordingly there are no separate reportable segments as per Ind AS 108 - Segment reporting. Note: Since this notes tab does not provides provision for data in tabular format, therefore, for Information Pursuant to the Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the remaining notes, please refer the results in PDF format filed by the Company. Further, Right of Use Asset is clubbed with Property, Plant and Equipment as there is no separate row for the same. Single segment 2024-04-01 2024-09-30 Unaudited Standalone 45330440000.00 0.00 0.00 38851990000.00 0.00 0.00 0.00 664740000.00 2948470000.00 87795640000.00 2586700000.00 90382340000.00 0.00 0.00 0.00 2830280000.00 15545110000.00 997400000.00 2944480000.00 0.00 0.00 23126600000.00 31494510000.00 76938380000.00 13443960000.00 0.00 13443960000.00 4276790000.00 -821590000.00 3455200000.00 9988760000.00 0.00 0.00 0.00 0.00 9988760000.00 -15040000.00 9973720000.00 0.00 0.00 9512680000.00 10 121383630000.00 10.50 10.49 0.00 0.00 10.50 10.49 0.03 0.00 0.00 Business development incentive income 1395100000.00 Insurance commission income 7360000.00 Business development incentive income 2931820000.00 Insurance commission income 16650000.00 Operating and other expenses 16639330000.00 Operating and other expenses 31494510000.00 15822410000.00 1702200000.00 0.00 4778940000.00 0.00 535958460000.00 36575740000.00 1263460000.00 596101210000.00 0.00 0.00 4372700000.00 0.00 0.00 4078000000.00 74650000.00 114420000.00 0.00 1046800000.00 12934300000.00 22620870000.00 618722080000.00 9512680000.00 121383630000.00 130896310000.00 0.00 0.00 979310000.00 16361590000.00 0.00 83650000.00 44646420000.00 352800100000.00 0.00 34733420000.00 22152450000.00 471756940000.00 143310000.00 6469180000.00 0.00 9456340000.00 16068830000.00 618722080000.00 Remeasurements of the defined benefit liabilities / (asset) 10260000.00 Remeasurements of the defined benefit liabilities / (asset) -20040000.00 10260000.00 -20040000.00 2580000.00 -5000000.00 0.00 0.00 7680000.00 -15040000.00 15545050000.00 0.00 -2349110000.00 0.00 478720000.00 2310000.00 -68295410000.00 2045700000.00 773480000.00 2267390000.00 0.00 -1410740000.00 0.00 997360000.00 23126420000.00 92950000.00 0.00 -6455390000.00 0.00 -3040000.00 0.00 -95670000.00 37150000.00 0.00 0.00 0.00 0.00 0.00 0.00 -33051490000.00 -19607530000.00 0.00 15222490000.00 0.00 4031540000.00 0.00 -38861560000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2330000.00 392730000.00 9984980000.00 11465960000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -1871380000.00 0.00 0.00 45470000.00 0.00 0.00 0.00 0.00 -14550000000.00 47496680000.00 0.00 0.00 555500000.00 701790000.00 0.00 0.00 0.00 31734860000.00 -8998080000.00 0.00 -8998080000.00 24820470000.00 15822390000.00