LICHSGFIN2024-07-012024-09-30 LICHSGFIN2024-07-012024-09-30 LICHSGFIN2024-07-012024-09-30in-bse-fin:OneOtherRevenueFromOperations01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:FourOtherRevenueFromOperations01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneOperatingExpenses01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:FourOperatingExpenses01Member LICHSGFIN2024-09-30 LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentRevenue01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentRevenue02Member LICHSGFIN2024-07-012024-09-30in-bse-fin:FourReportableSegmentRevenue01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:FourReportableSegmentRevenue02Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentResults01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentResults02Member LICHSGFIN2024-07-012024-09-30in-bse-fin:FourReportableSegmentResults01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:FourReportableSegmentResults02Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentAssets01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentAssets02Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentLiabilities01Member LICHSGFIN2024-09-30in-bse-fin:OneReportableSegmentLiabilities01Member LICHSGFIN2024-09-30 LICHSGFIN2024-07-012024-09-30in-bse-fin:OneReportableSegmentLiabilities02Member LICHSGFIN2024-09-30in-bse-fin:OneReportableSegmentLiabilities02Member LICHSGFIN2024-07-012024-09-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member LICHSGFIN2024-07-012024-09-30in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 500253 LICHSGFIN NOTLISTED LIC Housing Finance Limited Equity 2024-04-01 2025-03-31 2024-10-28 2024-10-15 INR Crores Half yearly 2024-10-28 11:00:00 2024-10-28 15:00:00 true Cash Flow Indirect Not applicable Multi segment 2024-07-01 2024-09-30 Unaudited Consolidated 68599600000.00 0.00 0.00 117900000.00 102600000.00 13200000.00 0.00 0.00 543900000.00 69377200000.00 5900000.00 69383100000.00 0.00 0.00 0.00 1824900000.00 48786100000.00 239400000.00 235700000.00 0.00 0.00 773400000.00 886600000.00 52746100000.00 16637000000.00 0.00 16637000000.00 3813100000.00 -440700000.00 3372400000.00 13264600000.00 0.00 0.00 0.00 13300000.00 13277900000.00 -36700000.00 13241200000.00 13277100000.00 800000.00 13240400000.00 800000.00 1100800000.00 2 24.14 24.14 0.00 0.00 24.14 24.14 1. The above financial results represent the Consolidated financial results for LIC Housing Finance Limited and its subsidiaries constituting the 'Group' . 2. The financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India (RBI), the National Housing Bank (NHB) or other regulators are implemented as and when they are issued / become applicable. 3. Information as required by Reserve Bank of India vide circular DOR.no. BP.BC/3/21.04.048/2020-21 dated August 6, 2020 and circular RBI/2021-22/31 DOR.STR.REC.11/21.04.048/2021-22 dated May 5, 2021 on Resolution Framework - 2.0 as at September 30, 2024 are given below. Type of borrower Exposure to Accounts classified as Standard consequent to implementation of resolution plan - Position as at March 31, 2024 (A) Of (A), aggregate debt that slipped into NPA during the current half year Of (A), amount written off during the current half year Of (A), amount paid by the borrowers during the current half year Exposure to accounts classified as Standard consequent to implementation of resolution plan – Position as at the end of September 30, 2024. Personal Loans 1992.93 128.36 0.64 148.14 1715.79 Corporate persons 506.50 10.49 - 133.31 362.70 Of which, MSMEs - - - - - Others Total 2499.43 138.85 0.64 281.45 2078.49 4. The members at the Annual General Meeting held on August 30, 2024, approved the payment of final dividend of Rs. 9 per equity share aggregating to Rs.495.06 crore for the year ended March 31, 2024, as recommended by Board of Directors of the Company at its meeting held on May 15, 2024. Accordingly, the dividend amount has been paid to the shareholders in September 2024. 5. There are no loans transferred / acquired during the quarter / period ended September 30, 2024 under the RBI Master Direction on Transfer of Loan Exposure dated September 24, 2021. 6. The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company (excluding current and future receivables and book-debt of whatsoever nature of the Company on which a first pari-pasu floating charge by way of hypothecation to secure the borrowings of the company outstanding as on March 31, 2015 and the unavailed sanctions of the term loans, cash credit and refinance as on March 31, 2015), with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.19 times as at September 30, 2024. 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