PNBHOUSING2024-07-012024-09-30 PNBHOUSING2024-07-012024-09-30 PNBHOUSING2024-07-012024-09-30in-bse-fin:OneOperatingExpenses01Member PNBHOUSING2024-07-012024-09-30in-bse-fin:FourOperatingExpenses01Member PNBHOUSING2024-09-30 PNBHOUSING2024-09-30 PNBHOUSING2024-07-012024-09-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member PNBHOUSING2024-07-012024-09-30in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member PNBHOUSING2024-07-012024-09-30in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss01Member PNBHOUSING2024-07-012024-09-30in-bse-fin:FourItemsThatWillBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 540173 PNBHOUSING NOTLISTED PNB Housing Finance Limited Equity 2024-04-01 2025-03-31 2024-10-24 2024-10-16 INR Crores Half yearly 2024-10-24 16:00:00 2024-10-24 18:05:00 true Cash Flow Indirect Not applicable Single segment PNB Housing provides housing loans to individuals and corporate bodies for purchase, construction, repair and upgradation of houses. It also provides loans for commercial space, loan against property and loan for purchase of residential plots. 2024-07-01 2024-09-30 Unaudited Consolidated 17803100000.00 0.00 0.00 915700000.00 68000000.00 0.00 0.00 0.00 18786800000.00 9800000.00 18796600000.00 0.00 0.00 0.00 1088400000.00 11185000000.00 138500000.00 32200000.00 0.00 0.00 -456100000.00 761300000.00 12749300000.00 6047300000.00 0.00 6047300000.00 1247600000.00 102900000.00 1350500000.00 4696800000.00 0.00 0.00 0.00 0.00 4696800000.00 -38500000.00 4658300000.00 0.00 0.00 2598400000.00 10 18.08 18.02 0.00 0.00 18.08 18.02 0.00 0.00 0.00 1. The above financial results of the Company have been prepared in accordance with Indian Accounting Standards (Ind AS) prescribed under Section 133 of the Companies Act 2013, read with Companies (Indian Accounting Standards) Rules, 2015 as amended from time to time and other accounting principles generally accepted in India and are in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the Listing Regulations) along with the circulars, guidelines and directions issued by the Reserve Bank of India (RBI)/ National Housing Bank (NHB) to the extent applicable. There are no changes in the accounting policies during the current reported period as compare to the corresponding periods / years. 2. The consolidated financial results have been prepared in accordance with Ind AS 110 Consolidated Financial Statements, prescribed under section 133 of the Companies Act, 2013 (the Act) read with the relevant rules issued thereunder and the other relevant provisions of the Act. The consolidated financial results includes results of the following company (please refer table in our letter PNBHFL/SE/EQ/FY25/93 dated October, 2024 filed with Stock Exchange). 3. The Company main business is to provide loans against/for purchase, construction, repairs & renovations of houses/ flats/commercial properties etc. All other activities of the Company revolve around the main business. As such, there are no separate reportable segment, as per the Operating Segments (Ind AS 108), notified by the Companies (Accounting Standard) Rules, 2015, as amended. 4. Details of resolution plan implemented under the Resolution Framework for COVID-19-related Stress as per RBI circular dated August 6, 2020 are given below. (please refer table in our letter PNBHFL/SE/EQ/FY25/93 dated October, 2024 filed with Stock Exchange). 5. Disclosure of loans transferred / acquired during the quarter and half year ended September 30, 2024, pursuant to RBI Notification dated September 24, 2021 on Transfer of Loan Exposures are given below: (i) The Company has not transferred or acquired, any loans not in default during the quarter and half year ended September 30, 2024. (ii) The Company has not acquired, any stressed loan during the quarter and half year ended September 30, 2024. (iii) Details of stressed loans transferred (please refer table in our letter PNBHFL/SE/EQ/FY25/93 dated October, 2024 filed with Stock Exchange) 6. During the period ended September 30, 2024, the Company has allotted 1,18,965 (Q2 FY25 1,14,570) equity shares of Rs. 10 each pursuant to exercise of stock options / restricted stock units by employees. 7. Disclosures in compliance with Regulation 52 (4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended for the quarter and half year ended September 30, 2024 are attached as Annexure I. 8. Statutory Auditors of the Company have reviewed the consolidated financial results for the quarter and half year ended September 30, 2024, in compliance of Regulations 33 and 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. The above consolidated financial results has been reviewed and recommended by the Audit Committee of Board and subsequently approved by Board of Directors at their meeting held on October 24, 2024. Single segment 2024-04-01 2024-09-30 Unaudited Consolidated 35193800000.00 0.00 0.00 1667200000.00 156400000.00 0.00 0.00 0.00 37017400000.00 100000000.00 37117400000.00 0.00 0.00 0.00 2180700000.00 22154300000.00 272000000.00 62200000.00 0.00 0.00 -575700000.00 1434800000.00 25528300000.00 11589100000.00 0.00 11589100000.00 2703700000.00 -139500000.00 2564200000.00 9024900000.00 0.00 0.00 0.00 0.00 9024900000.00 -208700000.00 8816200000.00 0.00 0.00 2598400000.00 10 34.75 34.63 0.00 0.00 34.75 34.63 0.00 0.00 0.00 Other expenses 761300000.00 Other expenses 1434800000.00 20636500000.00 1113500000.00 0.00 404700000.00 900000.00 683839500000.00 36373100000.00 4621200000.00 746989400000.00 0.00 402900000.00 1484000000.00 5100000.00 0.00 698000000.00 68800000.00 161600000.00 0.00 155000000.00 1815900000.00 4791300000.00 751780700000.00 2598400000.00 156079300000.00 158677700000.00 289400000.00 18900000.00 590800000.00 103159700000.00 283134600000.00 176459800000.00 7395400000.00 20267700000.00 591316300000.00 0.00 269200000.00 0.00 1517500000.00 1786700000.00 751780700000.00 Remeasurement gain/(loss) on defined benefit plan 700000.00 Remeasurement gain/(loss) on defined benefit plan -11100000.00 700000.00 -11100000.00 200000.00 -2800000.00 Cash flow hedge -52100000.00 Cash flow hedge -267800000.00 -52100000.00 -267800000.00 -13100000.00 -67400000.00 -38500000.00 -208700000.00 22104800000.00 0.00 109200000.00 0.00 -40660700000.00 -112800000.00 0.00 96300000.00 3533800000.00 412300000.00 0.00 -422400000.00 0.00 272000000.00 -572800000.00 55800000.00 0.00 -7778800000.00 0.00 0.00 0.00 0.00 94300000.00 -30300000.00 0.00 -72500000.00 0.00 744200000.00 0.00 -22227600000.00 -10638500000.00 0.00 15547300000.00 0.00 1274600000.00 0.00 -27460400000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3600000.00 220400000.00 0.00 -5832800000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5616000000.00 0.00 0.00 0.00 45100000.00 0.00 0.00 0.00 9500000000.00 235053600000.00 225112200000.00 0.00 186600000.00 0.00 0.00 0.00 0.00 19299900000.00 -2544500000.00 0.00 -2544500000.00 19588700000.00 17044200000.00