LICHSGFIN2024-04-012024-06-30 LICHSGFIN2024-04-012024-06-30in-bse-fin:OneOtherRevenueFromOperations01Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneOperatingExpenses01Member LICHSGFIN2024-06-30 LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue01Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue02Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults01Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults02Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets01Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets02Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member LICHSGFIN2024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member LICHSGFIN2024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member LICHSGFIN2024-04-012024-06-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 500253 LICHSGFIN NOTLISTED LIC Housing Finance Limited Equity 2024-04-01 2025-03-31 2024-08-02 2024-07-22 INR Crores First quarter 2024-08-02 14:30:00 2024-08-02 18:30:00 false Not applicable Multi segment 2024-04-01 2024-06-30 Unaudited Consolidated 67466900000.00 0.00 0.00 167700000.00 235200000.00 38000000.00 0.00 0.00 60700000.00 67968500000.00 0.00 67968500000.00 0.00 0.00 0.00 1610500000.00 47493200000.00 225000000.00 164300000.00 0.00 0.00 1430900000.00 712600000.00 51636500000.00 16332000000.00 0.00 16332000000.00 3722800000.00 -432100000.00 3290700000.00 13041300000.00 0.00 0.00 0.00 22700000.00 13064000000.00 -13000000.00 13051000000.00 13063000000.00 1000000.00 13050000000.00 1000000.00 1100800000.00 2 23.75 23.75 0.00 0.00 23.75 23.75 1. The above financial results represent the Consolidated financial results for LIC Housing Finance Limited and its subsidiaries constituting the 'Group' . 2. The financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India (RBI), the National Housing Bank (NHB) or other regulators are implemented as and when they are issued / become applicable. 3. There are no loans transferred / acquired during the quarter ended June 30, 2024 under the RBI Master Direction on Transfer of Loan Exposure dated September 24, 2021. 4. The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company (excluding current and future receivables and book-debt of whatsoever nature of the Company on which a first pari-pasu floating charge by way of hypothecation to secure the borrowings of the company outstanding as on March 31, 2015 and the unavailed sanctions of the term loans, cash credit and refinance as on March 31, 2015), with a minimum security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.20 times as at June 30, 2024. 5. In compliance with Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the above results for the quarter ended June 30, 2024 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on August 02, 2024. The above results have been subjected to Limited Review by the Joint Statutory Auditors of the Company. 6. The figures for the quarter ended March 31, 2024 are the balancing figures between audited figures in respect of the full financial year for 2023-24 and published unaudited year to date figures upto the third quarter ended December 31, 2023. 7. The figures for the previous periods / year have been regrouped wherever necessary in order to make them comparable. OTHERS 60700000.00 OTHERS 60700000.00 0.00 0.00 0.00 0.00 LOANS 67836900000.00 OTHER SEGMENTS 200300000.00 68037200000.00 68700000.00 67968500000.00 LOANS 16284300000.00 OTHER SEGMENTS 43100000.00 16327400000.00 0.00 -27300000.00 16354700000.00 LOANS 2937765000000.00 OTHER SEGMENTS 2800100000.00 2940565100000.00 -1587700000.00 2938977400000.00 LOANS 2610829400000.00 OTHER SEGMENTS 948300000.00 2611777700000.00 -664600000.00 2611113100000.00 (i) The accounting policies adopted for segment reporting are in line with the policies of the Group. Segment revenue, segment expenses, segment assets and segment liabilities have been identified to segments on the basis of their relationship to the operating activities of the segment. (ii) Transfer prices between operating segments are on an arm’s length basis in a manner similar to transactions with third parties. (iii) Loans segment comprises of providing finance for purchase, construction, repairs, renovation of house/buildings. (iv) Other Segments comprise of Financial Services segment which involves business of marketing Financial Products and Services on own account as well as for and on behalf of other service providers, Construction Segment which establishes and operates assisted living community centres for elderly citizens in India, Asset Management segment which includes promoting and managing different schemes on behalf of LIC Mutual Fund and Trusteeship segment which supervises activities of LIC Mutual Fund. (v) The Company does not have any material operations outside India and hence, disclosure of geographic segments is not given. (vi) No single customer represents 10% or more of the Company’s total revenue for the year ended June 30, 2024. Total Amount of items that will not be reclassified to profit and loss -17400000.00 -17400000.00 -4400000.00 0.00 -13000000.00