FEDFINA2024-04-012024-06-30 FEDFINA2024-04-012024-06-30in-bse-fin:OneOperatingExpenses01Member FEDFINA2024-06-30 FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue01Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue02Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue03Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue04Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults01Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults02Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults03Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults04Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets01Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets02Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets03Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets04Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDFINA2024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDFINA2024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDFINA2024-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDFINA2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDFINA2024-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDFINA2024-04-012024-06-30in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member FEDFINA2024-04-012024-06-30in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss01Member FEDFINA2024-04-012024-06-30in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss02Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 544027 FEDFINA NOTLISTED Fedbank Financial Services Limited Equity 2024-04-01 2025-03-31 2024-07-19 2024-07-15 INR Lakhs First quarter 2024-07-19 12:30:00 2024-07-19 12:45:00 false Not applicable Multi segment 2024-04-01 2024-06-30 Unaudited Standalone 4520100000.00 0.00 0.00 171900000.00 81100000.00 0.00 0.00 0.00 4773100000.00 136800000.00 4909900000.00 0.00 0.00 0.00 918200000.00 2024100000.00 110000000.00 45200000.00 0.00 0.00 351800000.00 524300000.00 3973600000.00 936300000.00 0.00 936300000.00 240400000.00 -6400000.00 234000000.00 702300000.00 0.00 0.00 0.00 0.00 702300000.00 -160000000.00 542300000.00 0.00 0.00 3707900000.00 10 1.90 1.88 0.00 0.00 1.90 1.88 0.04 1.The Company is a Systemically Important Non Deposit taking Non Banking Finance Company (NBFC-ND-SI) registered with Reserve Bank of India (RBI) classified as an Investment and Credit Company. 2.The aforesaid unaudited financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standards (Ind AS), prescribed under section 133 of the Companies Act, 2013 (the Act),as amended, from time to time and other recognised accounting practices generally accepted in India and are in compliance with Regulation 33, Regulation 52(4) read with Regulation 63 of the Securities and Exchange Board of India (Listing Obligation and Disclosure Requirements) Regulation, 2015 as amended (the Listing Regulations), as prescribed in Securities and Exchange Board of India operational circular SEBI/HO/DDHS/P/CIR/2021/613 dated August 10, 2021. Any application guidance / clarification / directions issued by RBI or other regulators are implemented as and when they are issued / applicable. 3.The aforesaid unaudited financial results have been approved by the Board of Directors at its meeting held on July 19, 2024 after review by the Audit Committee. The statutory auditors have issued an unmodified review opinion on the aforesaid unaudited financial results for the quarter ended June 30, 2024. 4.The figures for the quarter ended March 31, 2024 in the above unaudited financial results are the balancing figures between the audited figures for the year ended March 31, 2024 and the year to date unaudited figures published up to the nine months ended December 31, 2023. 5.Security cover available: The Company has secured NCDs of Rs 275 Crs (face value) outstanding at June 30, 2024 which are secured by way of first ranking pari passu charge over the eligible receivables and current assets to the extent of security cover of 1.10 times of the obligations. 6.Disclosure as per Regulation 52(4) of SEBI (Listing Obligation & Disclosure Requirement) Regulation, 2015 as amended. Particulars As at As at As at June 30, 2024 June 30, 2023 Mar 31, 2024 Debt-Equity Ratio2 4.00 5.39 3.63 Debt Service Coverage Ratio NA NA NA Interest Service Coverage Ratio NA NA NA Outstanding redeemable preference shares (quantity and value) NA NA NA Capital redemption reserve (INR in Lakhs)200 200 200 Debenture redemption reserve NA NA NA Current liability ratio3 0.39 0.34 0.36 Total debts to total assets 0.77 0.81 0.74 Net worth4 (INR in Lakhs) 2,32,225 1,41,490 2,26,083 Sector specific equivalent ratios - CRAR 22.84% 19.71% 23.46% - Gross Non Performing Assets (GNPA)5 1.97% 2.26% 1.66% - Net Non Performing Assets (NNPA)6 1.60% 1.76% 1.33% - Liquidity Coverage ratio 160.00% 103.00% 108.00% - Provision Coverage Ratio (PCR)7 19.32% 22.33% 20.36% Particulars Quarter ended Year ended June 30, 2024 June 30, 2023 Mar 31, 2024 Mar 31, 2023 Net profit margin (%) 14.30% 14.65% 15.82% 15.08% Net Profit after tax (INR in Lakhs)7,023 5,388 6,766 24,470 Earning Per Share ('EPS') - Not annualised - Basic 1.90 1.67 1.83 7.22 - Diluted 1.88 1.67 1.81 7.12 Other expenses 524300000.00 0.00 0.00 0.00 0.00 Distribution 86300000.00 Retail Finance 4518700000.00 Unallocated 304200000.00 Wholesale Finance 700000.00 4909900000.00 4909900000.00 Distribution 4200000.00 Retail Finance 868100000.00 Unallocated 75100000.00 Wholesale Finance -11100000.00 936300000.00 936300000.00 Distribution 37800000.00 Retail Finance 119624600000.00 Unallocated 81600000.00 Wholesale Finance 149800000.00 119893800000.00 Distribution 6000000.00 Retail Finance 96549200000.00 Unallocated 0.00 Wholesale Finance 116100000.00 96671300000.00 Re-measurement of net defined benefit plan -11200000.00 -11200000.00 -2800000.00 Fair value gain/ (loss) OCI Loans -201400000.00 Fair value gain/ (loss) OCI Investment in Government Securities -700000.00 -202100000.00 -50500000.00 -160000000.00