SBICARD2024-01-012024-03-31 SBICARD2024-01-012024-03-31 SBICARD2024-01-012024-03-31in-bse-fin:OneOtherRevenueFromOperations01Member SBICARD2024-01-012024-03-31in-bse-fin:OneOtherRevenueFromOperations02Member SBICARD2024-01-012024-03-31in-bse-fin:FourOtherRevenueFromOperations01Member SBICARD2024-01-012024-03-31in-bse-fin:FourOtherRevenueFromOperations02Member SBICARD2024-01-012024-03-31in-bse-fin:OneOperatingExpenses01Member SBICARD2024-01-012024-03-31in-bse-fin:FourOperatingExpenses01Member SBICARD2024-03-31 SBICARD2024-03-31 SBICARD2024-01-012024-03-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2024-01-012024-03-31in-bse-fin:OneItemsThatWillNotBeReclassifiedToProfitAndLoss02Member SBICARD2024-01-012024-03-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss01Member SBICARD2024-01-012024-03-31in-bse-fin:FourItemsThatWillNotBeReclassifiedToProfitAndLoss02Member SBICARD2024-01-012024-03-31in-bse-fin:OneItemsThatWillBeReclassifiedToProfitAndLoss01Member SBICARD2024-01-012024-03-31in-bse-fin:FourItemsThatWillBeReclassifiedToProfitAndLoss01Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 543066 SBICARD NOTLISTED Sbi Cards And Payment Services Limited Equity 2023-04-01 2024-03-31 2024-04-26 2024-04-18 INR Crores Yearly 2024-04-26 16:00:00 2024-04-26 17:55:00 true Cash Flow Indirect Declaration of unmodified opinion Single segment CREDIT CARD BUSINESS 2024-01-01 2024-03-31 Audited Standalone 21386620000.00 0.00 0.00 19997300000.00 0.00 0.00 0.00 380810000.00 1712480000.00 43477210000.00 1268520000.00 44745730000.00 0.00 0.00 0.00 1322250000.00 7238220000.00 516340000.00 2566740000.00 0.00 0.00 9443960000.00 14776590000.00 35864100000.00 8881630000.00 0.00 8881630000.00 2454790000.00 -196850000.00 2257940000.00 6623690000.00 0.00 0.00 0.00 0.00 6623690000.00 5340000.00 6629030000.00 0.00 0.00 9509690000.00 10 6.97 6.96 0.00 0.00 6.97 6.96 0.03 0.00 0.00 1. The above results have been reviewed by the Audit Committee and approved by the Board of Directors at their respective meetings held on April 26, 2024. The financial results for the quarter and the year ended March 31, 2024 have been audited by the joint statutory auditors of the Company. The report thereon is unmodified. The information presented above is extracted from the audited financial statements for the quarter and the year ended March 31, 2024. 2. Management has exercised necessary due diligence to ensure that the said comparative results provide a true and fair view of its affairs. 3. The financial statements have been prepared in accordance with the applicable Ind AS notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended. The Company has consistently applied its material accounting policies in the preparation of its quarterly financial results and its annual financial statements during the years ended March 31, 2024 and March 31, 2023 respectively. 4. Information as required by Regulation 52(4) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 is annexed. 5. Previous period's/year's figures have been regrouped /reclassified wherever necessary to correspond with the current period's/year's classification/disclosure. 6. Figures of the last quarter in each of the financial years are the balancing figures between audited figures in respect of the full financial year and the published year-to-date figures upto the end of third quarter of respective financial year. Note: Since this notes tab does not provides provision for data in tabular format, therefore, for Information Pursuant to the Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the remaining notes, please refer the results in PDF format filed by the Company. Further, Right of Use Asset is clubbed with Property, Plant and Equipment as there is no separate row for the same. Single segment 2023-04-01 2024-03-31 Audited Standalone 79271160000.00 0.00 0.00 81646940000.00 0.00 0.00 0.00 1636120000.00 7129980000.00 169684200000.00 5150800000.00 174835000000.00 0.00 0.00 0.00 5696860000.00 25952230000.00 1967520000.00 16421390000.00 0.00 0.00 32874190000.00 59604790000.00 142516980000.00 32318020000.00 0.00 32318020000.00 9314140000.00 -1074920000.00 8239220000.00 24078800000.00 0.00 0.00 0.00 0.00 24078800000.00 -13510000.00 24065290000.00 0.00 0.00 9509690000.00 10 111330590000.00 25.39 25.37 0.00 0.00 25.39 25.37 0.03 0.00 0.00 Business development incentive income 1703560000.00 Insurance commission income 8920000.00 Business development incentive income 7098490000.00 Insurance commission income 31490000.00 Operating and other expenses 14776590000.00 Operating and other expenses 59604790000.00 24820470000.00 2475730000.00 0.00 2430750000.00 0.00 490789470000.00 35191260000.00 3300340000.00 559008020000.00 0.00 101970000.00 3546140000.00 0.00 0.00 4383140000.00 950000.00 222060000.00 0.00 1037970000.00 13412020000.00 22704250000.00 581712270000.00 9509690000.00 111330590000.00 120840280000.00 0.00 0.00 1065800000.00 14011340000.00 0.00 209240000.00 59881660000.00 319932140000.00 0.00 19096980000.00 29451680000.00 443648840000.00 0.00 6356260000.00 0.00 10866890000.00 17223150000.00 581712270000.00 Remeasurements of the defined benefit liabilities / (asset) 14040000.00 Gain/(loss) on equity investment through OCI -6900000.00 Remeasurements of the defined benefit liabilities / (asset) -15600000.00 Gain/(loss) on equity investment through OCI -6940000.00 7140000.00 -22540000.00 1800000.00 -5630000.00 Gain/(loss) on forward contracts in hedging relationship 0.00 Gain/(loss) on forward contracts in hedging relationship 4590000.00 0.00 4590000.00 0.00 1190000.00 5340000.00 -13510000.00 25952230000.00 0.00 -1000650000.00 0.00 0.00 320000.00 -130402540000.00 872600000.00 1171100000.00 1128900000.00 0.00 1881900000.00 0.00 1967480000.00 32873570000.00 -34540000.00 0.00 14026140000.00 0.00 7940000.00 0.00 -27620000.00 106950000.00 -11040000.00 0.00 0.00 0.00 0.00 0.00 -51432020000.00 -19114000000.00 0.00 26042090000.00 0.00 9359340000.00 0.00 -54515430000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -300000.00 744570000.00 16415360000.00 30244190000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -14573700000.00 0.00 0.00 744800000.00 0.00 0.00 0.00 0.00 -6400000000.00 94304410000.00 0.00 0.00 1011100000.00 3626390000.00 0.00 0.00 0.00 84011720000.00 14922590000.00 0.00 14922590000.00 9897860000.00 24820450000.00