<?xml version="1.0" encoding="UTF-8" standalone="no"?><!--V1.2 (26-12-2024)--><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="https://www.sebi.gov.in/xbrl/2023-06-30/in-capmkt" xmlns:in-capmkt-ent="https://www.sebi.gov.in/xbrl/Loss_Of_Share_Certificate_And_Issue_Of_Duplicate_Share_Certificate_Or_Letter_Of_Confirmation/2023-06-30/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="https://www.sebi.gov.in/xbrl/Loss_Of_Share_Certificate_And_Issue_Of_Duplicate_Share_Certificate_Or_Letter_Of_Confirmation/2023-06-30/in-capmkt-roles" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink"><link:schemaRef xlink:href="in-capmkt-ent-2023-06-30.xsd" xlink:type="simple"/><xbrli:context id="MainI"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/ScripCode">500878</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2026-01-06</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="I_ShareholdersWhomShareCertificateLossEntity1"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/ScripCode">500878</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2026-01-06</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:ShareholdersWhomShareCertificateLossAxis"><in-capmkt:ShareholdersWhomShareCertificateLossDomain>ShareholdersWhomShareCertificateLossDomain1</in-capmkt:ShareholdersWhomShareCertificateLossDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context><xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><in-capmkt:NameOfTheCompany contextRef="MainI">CEAT Limited</in-capmkt:NameOfTheCompany><in-capmkt:NSESymbol contextRef="MainI">CEATLTD</in-capmkt:NSESymbol><in-capmkt:ScripCode contextRef="MainI">500878</in-capmkt:ScripCode><in-capmkt:MSEISymbol contextRef="MainI">NOTLISTED</in-capmkt:MSEISymbol><in-capmkt:ISIN contextRef="MainI">INE482A01020</in-capmkt:ISIN><in-capmkt:TypeOfAnnouncementForLossOfShareCertificateAndIssueOfDuplicateShareCertificateOrLetterOfConfirmation contextRef="MainI">New</in-capmkt:TypeOfAnnouncementForLossOfShareCertificateAndIssueOfDuplicateShareCertificateOrLetterOfConfirmation><in-capmkt:TypeOfEventForLossOfShareCertificateAndIssueOfDuplicateShareCertificateOrLetterOfConfirmation contextRef="MainI">Loss of share certificates</in-capmkt:TypeOfEventForLossOfShareCertificateAndIssueOfDuplicateShareCertificateOrLetterOfConfirmation><in-capmkt:DateOfReport contextRef="MainI">2026-01-06</in-capmkt:DateOfReport><in-capmkt:NumberOfShareholdersForWhomIntimationRegardingLossOfShareCertificateHasBeenReceived contextRef="MainI" decimals="0" unitRef="pure">1</in-capmkt:NumberOfShareholdersForWhomIntimationRegardingLossOfShareCertificateHasBeenReceived><in-capmkt:DateOfReceiptOfIntimationOrInformationOfLossOfShareCertificate contextRef="I_ShareholdersWhomShareCertificateLossEntity1">2026-01-06</in-capmkt:DateOfReceiptOfIntimationOrInformationOfLossOfShareCertificate><in-capmkt:NameOfShareholders contextRef="I_ShareholdersWhomShareCertificateLossEntity1">PAWAN KR AGARWAL</in-capmkt:NameOfShareholders><in-capmkt:FolioNumber contextRef="I_ShareholdersWhomShareCertificateLossEntity1">ZVP0001139</in-capmkt:FolioNumber><in-capmkt:NumberOfShares contextRef="I_ShareholdersWhomShareCertificateLossEntity1" decimals="INF" unitRef="shares">6</in-capmkt:NumberOfShares><in-capmkt:CertificateNumberStartsFrom contextRef="I_ShareholdersWhomShareCertificateLossEntity1">22308</in-capmkt:CertificateNumberStartsFrom><in-capmkt:CertificateNumberEndsWith contextRef="I_ShareholdersWhomShareCertificateLossEntity1">22308</in-capmkt:CertificateNumberEndsWith><in-capmkt:DistinctiveNumberStartsFrom contextRef="I_ShareholdersWhomShareCertificateLossEntity1">3757125</in-capmkt:DistinctiveNumberStartsFrom><in-capmkt:DistinctiveNumberEndsWith contextRef="I_ShareholdersWhomShareCertificateLossEntity1">3757130</in-capmkt:DistinctiveNumberEndsWith><in-capmkt:NameOfRegistrarAndTransferAgentOfTheCompanyForLossOfShareCertificate contextRef="MainI">NSDL DATABASE MANAGEMENT LIMITED</in-capmkt:NameOfRegistrarAndTransferAgentOfTheCompanyForLossOfShareCertificate><in-capmkt:WhetherTheCompanyHasCompliedWithRegulation39AsPerSEBIRegulations2015ForLossOfShareCertificate contextRef="MainI">true</in-capmkt:WhetherTheCompanyHasCompliedWithRegulation39AsPerSEBIRegulations2015ForLossOfShareCertificate></xbrli:xbrl>