<?xml version="1.0" encoding="UTF-8"?>
<xbrli:xbrl xmlns:in-capmkt="http://www.bseindia.com/xbrl/2020-03-31/in-capmkt" xmlns:in-capmkt-roles="http://www.bseindia.com/xbrl/Insurance/2020-03-31/in-capmkt-roles" xmlns:in-capmkt-ent="http://www.bseindia.com/xbrl/Insurance/2020-03-31/in-capmkt/in-capmkt-ent" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink">
<link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2020-03-31.xsd"/>
<xbrli:context id="OneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context>
<xbrli:context id="OneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context>
<xbrli:context id="FourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context>
<xbrli:context id="FourI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context>
<xbrli:context id="OnePolicyholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfPolicyholdersAccountOtherIncomeAxis">in-capmkt:PolicyholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourPolicyholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfPolicyholdersAccountOtherIncomeAxis">in-capmkt:PolicyholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses2Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses3Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses4Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses5Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses6Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses7Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses2Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses3Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses4Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses5Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses6Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses7Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments01MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments02MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments03MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments04MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments05MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments06MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments07MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments08MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments09MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments10MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments11MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments12MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments21MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments22MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments01MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments02MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments03MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments04MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments05MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments06MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments07MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments08MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments09MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments10MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments11MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments12MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments21MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments22MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
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<in-capmkt:Commission contextRef="FourD" unitRef="INR" decimals="-7">175972900000.00</in-capmkt:Commission>
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<in-capmkt:AdvertisementAndPublicity contextRef="FourD" unitRef="INR" decimals="-7">3347900000.00</in-capmkt:AdvertisementAndPublicity>
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<in-capmkt:CurrentTax contextRef="FourD" unitRef="INR" decimals="-7">43862100000.00</in-capmkt:CurrentTax>
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<in-capmkt:ChangeInActuarialLiability contextRef="FourD" unitRef="INR" decimals="-7">2913113700000.00</in-capmkt:ChangeInActuarialLiability>
<in-capmkt:Expenses contextRef="FourD" unitRef="INR" decimals="-7">6134307100000.00</in-capmkt:Expenses>
<in-capmkt:NetSurplusDeficit contextRef="FourD" unitRef="INR" decimals="-7">290924900000.00</in-capmkt:NetSurplusDeficit>
<in-capmkt:TransferredToShareholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">289206200000.00</in-capmkt:TransferredToShareholdersAccount>
<in-capmkt:FundsForFutureAppropriation contextRef="FourD" unitRef="INR" decimals="-7">1718700000.00</in-capmkt:FundsForFutureAppropriation>
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<in-capmkt:AllocationOfBonusToPolicyholders contextRef="FourD" unitRef="INR" decimals="-7">951700000.00</in-capmkt:AllocationOfBonusToPolicyholders>
<in-capmkt:SurplusShownInTheRevenueAccount contextRef="FourD" unitRef="INR" decimals="-7">290924900000.00</in-capmkt:SurplusShownInTheRevenueAccount>
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<in-capmkt:TransferFromPolicyholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">289206200000.00</in-capmkt:TransferFromPolicyholdersAccount>
<in-capmkt:InvestmentIncome contextRef="FourD" unitRef="INR" decimals="-7">42305800000.00</in-capmkt:InvestmentIncome>
<in-capmkt:IncomeUnderShareholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">42305800000.00</in-capmkt:IncomeUnderShareholdersAccount>
<in-capmkt:ShareholdersAccountIncome contextRef="FourD" unitRef="INR" decimals="-7">331512000000.00</in-capmkt:ShareholdersAccountIncome>
<in-capmkt:ExpensesOtherThanThoseRelatedToInsuranceBusiness contextRef="FourD" unitRef="INR" decimals="-7">6187300000.00</in-capmkt:ExpensesOtherThanThoseRelatedToInsuranceBusiness>
<in-capmkt:TransferOfFundsToPolicyholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">33990500000.00</in-capmkt:TransferOfFundsToPolicyholdersAccount>
<in-capmkt:ProvisionsForDoubtfulDebtsIncludingWriteOff contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProvisionsForDoubtfulDebtsIncludingWriteOff>
<in-capmkt:ShareholdersAccountProvisionsForDiminutionInValueOfInvestments contextRef="FourD" unitRef="INR" decimals="-7">-49600000.00</in-capmkt:ShareholdersAccountProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:ShareholdersAccountExpenses contextRef="FourD" unitRef="INR" decimals="-7">40128200000.00</in-capmkt:ShareholdersAccountExpenses>
<in-capmkt:ProfitLossBeforeTax contextRef="FourD" unitRef="INR" decimals="-7">291383800000.00</in-capmkt:ProfitLossBeforeTax>
<in-capmkt:ProvisionsForTaxes contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProvisionsForTaxes>
<in-capmkt:CurrentTaxes contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:CurrentTaxes>
<in-capmkt:DefferedTaxes contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:DefferedTaxes>
<in-capmkt:ProfitLossAfterTaxBeforeExtraordinaryItems contextRef="FourD" unitRef="INR" decimals="-7">291383800000.00</in-capmkt:ProfitLossAfterTaxBeforeExtraordinaryItems>
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<in-capmkt:ProfitLossAfterTaxAndExtraordinaryItems contextRef="FourD" unitRef="INR" decimals="-7">291383800000.00</in-capmkt:ProfitLossAfterTaxAndExtraordinaryItems>
<in-capmkt:InterimDividend contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:InterimDividend>
<in-capmkt:FinalDividend contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:FinalDividend>
<in-capmkt:ProfitLossCarriedToBalanceSheet contextRef="FourD" unitRef="INR" decimals="-7">1010546400000.00</in-capmkt:ProfitLossCarriedToBalanceSheet>
<in-capmkt:PaidUpEquityShareCapital contextRef="FourI" unitRef="INR" decimals="-7">63250000000.00</in-capmkt:PaidUpEquityShareCapital>
<in-capmkt:ReserveAndSurplus contextRef="FourI" unitRef="INR" decimals="-7">1010829800000.00</in-capmkt:ReserveAndSurplus>
<in-capmkt:FairValueChangeAccountAndRevaluationReserveShareholders contextRef="FourI" unitRef="INR" decimals="-7">-801700000.00</in-capmkt:FairValueChangeAccountAndRevaluationReserveShareholders>
<in-capmkt:ShareholderFund contextRef="FourI" unitRef="INR" decimals="-7">950745100000.00</in-capmkt:ShareholderFund>
<in-capmkt:PolicyholdersFundExcludingLinkedAssets contextRef="FourI" unitRef="INR" decimals="-7">51836922500000.00</in-capmkt:PolicyholdersFundExcludingLinkedAssets>
<in-capmkt:AssetsHeldToCoverLinkedLiabilities contextRef="FourI" unitRef="INR" decimals="-7">436605700000.00</in-capmkt:AssetsHeldToCoverLinkedLiabilities>
<in-capmkt:Investments contextRef="FourI" unitRef="INR" decimals="-7">53224273300000.00</in-capmkt:Investments>
<in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions contextRef="FourI" unitRef="INR" decimals="-7">2303414100000.00</in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions>
<in-capmkt:Assets contextRef="FourI" unitRef="INR" decimals="-7">55527687400000.00</in-capmkt:Assets>
<in-capmkt:SolvencyRatio contextRef="FourD" unitRef="pure" decimals="INF">0.02</in-capmkt:SolvencyRatio>
<in-capmkt:ExpensesOfManagementRatio contextRef="FourD" unitRef="pure" decimals="INF">0.13</in-capmkt:ExpensesOfManagementRatio>
<in-capmkt:PolicyholdersLiabilitiesToShareholdersFund contextRef="FourD" unitRef="INR" decimals="-7">507400000</in-capmkt:PolicyholdersLiabilitiesToShareholdersFund>
<in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="FourD" unitRef="INRPerShare" decimals="INF">46.07</in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="FourD" unitRef="INRPerShare" decimals="INF">46.07</in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">95487200000</in-capmkt:NonLinkedParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">1142200000</in-capmkt:LinkedNonParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">75800000</in-capmkt:NonLinkedParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedNonParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">2000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">13000.00</in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">8000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">10000.0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:LinkedParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">10000.0</in-capmkt:LinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">9000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">10000.0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:LinkedParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">10000.0</in-capmkt:LinkedNonParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:GrossNPAsShareholdersFund contextRef="FourD" unitRef="INR" decimals="-7">696000000</in-capmkt:GrossNPAsShareholdersFund>
<in-capmkt:NetNPAsShareholdersFund contextRef="FourD" unitRef="INR" decimals="-7">0</in-capmkt:NetNPAsShareholdersFund>
<in-capmkt:PercentageOfGrossNPAsShareholdersFund contextRef="FourD" unitRef="pure" decimals="INF">0.02</in-capmkt:PercentageOfGrossNPAsShareholdersFund>
<in-capmkt:PercentageOfNetNPAsShareholdersFund contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfNetNPAsShareholdersFund>
<in-capmkt:ShareholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="INR" decimals="-7">69400000.00</in-capmkt:ShareholdersFundWithoutUnrealisedGains>
<in-capmkt:ShareholdersFundWithUnrealisedGains contextRef="FourD" unitRef="INR" decimals="-7">70200000.00</in-capmkt:ShareholdersFundWithUnrealisedGains>
<in-capmkt:PersistencyRatio13ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.77</in-capmkt:PersistencyRatio13ThMonth>
<in-capmkt:PersistencyRatio25ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.72</in-capmkt:PersistencyRatio25ThMonth>
<in-capmkt:PersistencyRatio37ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.67</in-capmkt:PersistencyRatio37ThMonth>
<in-capmkt:PersistencyRatio49ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.63</in-capmkt:PersistencyRatio49ThMonth>
<in-capmkt:ConservationRatio contextRef="FourD" unitRef="pure" decimals="INF">0.91</in-capmkt:ConservationRatio>
<in-capmkt:PercentageOfSharesHeldByGovernmentOfIndiaInCaseOfPublicSectorInsuranceCompanies contextRef="FourD" unitRef="pure" decimals="INF">0.97</in-capmkt:PercentageOfSharesHeldByGovernmentOfIndiaInCaseOfPublicSectorInsuranceCompanies>
<in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod contextRef="FourI" unitRef="pure" decimals="INF">24</in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod>
<in-capmkt:NoOfInvestorComplaintsDuringThePeriod contextRef="FourD" unitRef="pure" decimals="INF">1541</in-capmkt:NoOfInvestorComplaintsDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod contextRef="FourD" unitRef="pure" decimals="INF">1565</in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod contextRef="FourI" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod>
<in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome contextRef="OnePolicyholdersAccountOtherIncome01MemberD">Other Income</in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome>
<in-capmkt:PolicyholdersAccountOtherIncome contextRef="OnePolicyholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-7">1498500000.00</in-capmkt:PolicyholdersAccountOtherIncome>
<in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome contextRef="FourPolicyholdersAccountOtherIncome01MemberD">Other Income</in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome>
<in-capmkt:PolicyholdersAccountOtherIncome contextRef="FourPolicyholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-7">4400900000.00</in-capmkt:PolicyholdersAccountOtherIncome>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses01MemberD">Rent Rates &amp; Taxes</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses01MemberD" unitRef="INR" decimals="-7">2039200000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses02MemberD">Repairs</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses02MemberD" unitRef="INR" decimals="-7">379500000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses03MemberD">Auditors' fees</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses03MemberD" unitRef="INR" decimals="-7">67900000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses04MemberD">Interest &amp; Bank Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses04MemberD" unitRef="INR" decimals="-7">196600000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses05MemberD">Expenses on Investment Property</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses05MemberD" unitRef="INR" decimals="-7">1137700000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses06MemberD">Electricity Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses06MemberD" unitRef="INR" decimals="-7">511300000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses07MemberD">Depreciation</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses07MemberD" unitRef="INR" decimals="-7">1114700000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses01MemberD">Rent Rates &amp; Taxes</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses01MemberD" unitRef="INR" decimals="-7">5778300000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses02MemberD">Repairs</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses02MemberD" unitRef="INR" decimals="-7">1153800000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses03MemberD">Auditors' fees</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses03MemberD" unitRef="INR" decimals="-7">81200000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses04MemberD">Interest &amp; Bank Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses04MemberD" unitRef="INR" decimals="-7">858300000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses05MemberD">Expenses on Investment Property</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses05MemberD" unitRef="INR" decimals="-7">1137700000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses06MemberD">Electricity Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses06MemberD" unitRef="INR" decimals="-7">1735400000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses07MemberD">Depreciation</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses07MemberD" unitRef="INR" decimals="-7">3437900000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">673075400000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">597355700000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">6082400000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">454500000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">916200000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">7618400000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">48100000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">4800000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">897600000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">28809400000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">5900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">27600000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">-7700000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">-19902900000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">-5692900000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">102500000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">-496100000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">39700000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">15951300000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">22730300000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">2668300000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">1041800000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">85668400000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">67300000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">483100000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">43500000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">10978000000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">6137300000.00</in-capmkt:IncomeFormInvestments>
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<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">1499700000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">82400000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">8900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">120800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">42353900000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments01MemberD" unitRef="INR" decimals="-7">-335100000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments02MemberD" unitRef="INR" decimals="-7">674000000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments03MemberD" unitRef="INR" decimals="-7">245200000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments04MemberD" unitRef="INR" decimals="-7">98520900000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments05MemberD" unitRef="INR" decimals="-7">6347100000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments06MemberD" unitRef="INR" decimals="-7">3568000000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments07MemberD" unitRef="INR" decimals="-7">17300000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments08MemberD" unitRef="INR" decimals="-7">1225900000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments09MemberD" unitRef="INR" decimals="-7">-884200000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments10MemberD" unitRef="INR" decimals="-7">-73500000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments11MemberD" unitRef="INR" decimals="-7">93100000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments12MemberD" unitRef="INR" decimals="-7">84200000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments01MemberD" unitRef="INR" decimals="-7">586200000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments02MemberD" unitRef="INR" decimals="-7">330300000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments03MemberD" unitRef="INR" decimals="-7">852300000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments04MemberD" unitRef="INR" decimals="-7">263647700000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments06MemberD" unitRef="INR" decimals="-7">5813600000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments10MemberD" unitRef="INR" decimals="-7">2096800000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments01MemberI" unitRef="INR" decimals="-7">34076710000000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments02MemberI" unitRef="INR" decimals="-7">416727300000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments05MemberI" unitRef="INR" decimals="-7">8412883800000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments22MemberI" unitRef="INR" decimals="-7">0.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
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<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments22MemberI" unitRef="INR" decimals="-7">0.00</in-capmkt:SegmentLiabilities>
</xbrli:xbrl>