<?xml version="1.0" encoding="UTF-8"?>
<xbrli:xbrl xmlns:in-capmkt="http://www.bseindia.com/xbrl/2020-03-31/in-capmkt" xmlns:in-capmkt-roles="http://www.bseindia.com/xbrl/Insurance/2020-03-31/in-capmkt-roles" xmlns:in-capmkt-ent="http://www.bseindia.com/xbrl/Insurance/2020-03-31/in-capmkt/in-capmkt-ent" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink">
<link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2020-03-31.xsd"/>
<xbrli:context id="OneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period></xbrli:context>
<xbrli:context id="OneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period></xbrli:context>
<xbrli:context id="FourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period></xbrli:context>
<xbrli:context id="FourI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period></xbrli:context>
<xbrli:context id="OnePolicyholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfPolicyholdersAccountOtherIncomeAxis">in-capmkt:PolicyholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourPolicyholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfPolicyholdersAccountOtherIncomeAxis">in-capmkt:PolicyholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses2Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses3Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses4Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses5Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses6Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses7Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses2Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses3Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses4Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses5Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses6Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">in-capmkt:OtherOperatingExpenses7Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneShareholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfShareholdersAccountOtherIncomeAxis">in-capmkt:ShareholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourShareholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfShareholdersAccountOtherIncomeAxis">in-capmkt:ShareholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableIncomeSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableIncomeSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableSurplusSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourReportableSurplusSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentSurplusDeficitAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments01MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments02MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments03MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments04MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments05MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments06MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments07MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments08MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments09MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments10MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments11MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments12MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments21MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableAssetSegments22MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentAssetsAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments01MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember1</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments02MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember2</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments03MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember3</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments04MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments04MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember4</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments05MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments05MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember5</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments06MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments06MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember6</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments07MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments07MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember7</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments08MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments08MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember8</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments09MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments09MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember9</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments10MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments10MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember10</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments11MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments11MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember11</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments12MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments12MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember12</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments21MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments21MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember21</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments22MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-07-01</xbrli:startDate><xbrli:endDate>2024-09-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneReportableLiabilitiesSegments22MemberI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">LICI</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-09-30</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:ReportableSegmentLiabilitiesAxis">in-capmkt:ReportableSegmentsMember22</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:unit id="INR"><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unit><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit><xbrli:unit id="INRPerShare"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit>
<in-capmkt:ScripCode contextRef="OneI">543526</in-capmkt:ScripCode>
<in-capmkt:NSESymbol contextRef="OneI">LICI</in-capmkt:NSESymbol>
<in-capmkt:MSEISymbol contextRef="OneI">NA</in-capmkt:MSEISymbol>
<in-capmkt:ISIN contextRef="OneI">INE0J1Y01017</in-capmkt:ISIN>
<in-capmkt:NameOfTheCompany contextRef="OneI">Life Insurance Corporation Of India</in-capmkt:NameOfTheCompany>
<in-capmkt:TypeOfInsurance contextRef="OneI">Non-Linked Policy And Linked Policy</in-capmkt:TypeOfInsurance>
<in-capmkt:DateOfStartOfFinancialYear contextRef="OneI">2024-04-01</in-capmkt:DateOfStartOfFinancialYear>
<in-capmkt:DateOfEndOfFinancialYear contextRef="OneI">2025-03-31</in-capmkt:DateOfEndOfFinancialYear>
<in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved contextRef="OneI">2024-11-08</in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved>
<in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange contextRef="OneI">2024-10-24</in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange>
<in-capmkt:LevelOfRoundingUsedInFinancialStatements contextRef="OneI">Crores</in-capmkt:LevelOfRoundingUsedInFinancialStatements>
<in-capmkt:ReportingQuarter contextRef="OneI">Half yearly</in-capmkt:ReportingQuarter>
<in-capmkt:NatureOfReportStandaloneConsolidated contextRef="OneI">Standalone</in-capmkt:NatureOfReportStandaloneConsolidated>
<in-capmkt:DateOfStartOfBoardMeeting contextRef="OneI">2024-11-08</in-capmkt:DateOfStartOfBoardMeeting>
<in-capmkt:StartTimeOfBoardMeeting contextRef="OneI">12:15:00</in-capmkt:StartTimeOfBoardMeeting>
<in-capmkt:DateOfEndOfBoardMeeting contextRef="OneI">2024-11-08</in-capmkt:DateOfEndOfBoardMeeting>
<in-capmkt:EndTimeOfBoardMeeting contextRef="OneI">15:30:00</in-capmkt:EndTimeOfBoardMeeting>
<in-capmkt:WhetherCashFlowStatementIsApplicableOnCompany contextRef="OneD">true</in-capmkt:WhetherCashFlowStatementIsApplicableOnCompany>
<in-capmkt:TypeOfCashFlowStatement contextRef="OneD">Cash Flow Direct</in-capmkt:TypeOfCashFlowStatement>
<in-capmkt:DeclarationOfUnmodifiedOpinionOrStatementOnImpactOfAuditQualification contextRef="OneI">Declaration of unmodified opinion</in-capmkt:DeclarationOfUnmodifiedOpinionOrStatementOnImpactOfAuditQualification>
<in-capmkt:DateOfStartOfReportingPeriod contextRef="OneI">2024-07-01</in-capmkt:DateOfStartOfReportingPeriod>
<in-capmkt:DateOfEndOfReportingPeriod contextRef="OneI">2024-09-30</in-capmkt:DateOfEndOfReportingPeriod>
<in-capmkt:WhetherResultsAreAuditedOrUnaudited contextRef="OneI">Unaudited</in-capmkt:WhetherResultsAreAuditedOrUnaudited>
<in-capmkt:IncomeFirstYearPremium contextRef="OneD" unitRef="INR" decimals="-7">112014400000.00</in-capmkt:IncomeFirstYearPremium>
<in-capmkt:IncomeRenewalPremium contextRef="OneD" unitRef="INR" decimals="-7">619100400000.00</in-capmkt:IncomeRenewalPremium>
<in-capmkt:IncomeSinglePremium contextRef="OneD" unitRef="INR" decimals="-7">469360000000.00</in-capmkt:IncomeSinglePremium>
<in-capmkt:GrossPremiumIncome contextRef="OneD" unitRef="INR" decimals="-7">1200474800000.00</in-capmkt:GrossPremiumIncome>
<in-capmkt:NetPremiumIncome contextRef="OneD" unitRef="INR" decimals="-7">1199009900000.00</in-capmkt:NetPremiumIncome>
<in-capmkt:IncomeFromInvestmentsNet contextRef="OneD" unitRef="INR" decimals="-7">1089724300000.00</in-capmkt:IncomeFromInvestmentsNet>
<in-capmkt:PolicyholdersAccountOtherIncome contextRef="OneD" unitRef="INR" decimals="-7">1447600000.00</in-capmkt:PolicyholdersAccountOtherIncome>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneD" unitRef="INR" decimals="-7">6015200000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:Income contextRef="OneD" unitRef="INR" decimals="-7">2296197000000.00</in-capmkt:Income>
<in-capmkt:CommissionFirstYearPremium contextRef="OneD" unitRef="INR" decimals="-7">31573400000.00</in-capmkt:CommissionFirstYearPremium>
<in-capmkt:CommissionRenewalPremium contextRef="OneD" unitRef="INR" decimals="-7">32212400000.00</in-capmkt:CommissionRenewalPremium>
<in-capmkt:CommissionSinglePremium contextRef="OneD" unitRef="INR" decimals="-7">1629800000.00</in-capmkt:CommissionSinglePremium>
<in-capmkt:Commission contextRef="OneD" unitRef="INR" decimals="-7">65415600000.00</in-capmkt:Commission>
<in-capmkt:NetCommission contextRef="OneD" unitRef="INR" decimals="-7">65415600000.00</in-capmkt:NetCommission>
<in-capmkt:EmployeesRemunerationAndWelfareExpenses contextRef="OneD" unitRef="INR" decimals="-7">77396500000.00</in-capmkt:EmployeesRemunerationAndWelfareExpenses>
<in-capmkt:AdministrationExpenses contextRef="OneD" unitRef="INR" decimals="-7">13922900000.00</in-capmkt:AdministrationExpenses>
<in-capmkt:AdvertisementAndPublicity contextRef="OneD" unitRef="INR" decimals="-7">1512600000.00</in-capmkt:AdvertisementAndPublicity>
<in-capmkt:OtherOperatingExpenses contextRef="OneD" unitRef="INR" decimals="-7">4670200000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:OperatingExpensesRelatedToInsuranceBusiness contextRef="OneD" unitRef="INR" decimals="-7">97502200000.00</in-capmkt:OperatingExpensesRelatedToInsuranceBusiness>
<in-capmkt:ExpensesOfManagement contextRef="OneD" unitRef="INR" decimals="-7">162917800000.00</in-capmkt:ExpensesOfManagement>
<in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff contextRef="OneD" unitRef="INR" decimals="-7">-3496300000.00</in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff>
<in-capmkt:ProvisionsForDiminutionInValueOfInvestments contextRef="OneD" unitRef="INR" decimals="-7">-5425400000.00</in-capmkt:ProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:GoodsAndServiceTaxChargeOnLinkedCharges contextRef="OneD" unitRef="INR" decimals="-7">559400000.00</in-capmkt:GoodsAndServiceTaxChargeOnLinkedCharges>
<in-capmkt:CurrentTax contextRef="OneD" unitRef="INR" decimals="-7">11023200000.00</in-capmkt:CurrentTax>
<in-capmkt:DefferedTax contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:DefferedTax>
<in-capmkt:ProvisionsForTax contextRef="OneD" unitRef="INR" decimals="-7">11023200000.00</in-capmkt:ProvisionsForTax>
<in-capmkt:BenefitsPaidNet contextRef="OneD" unitRef="INR" decimals="-7">975623300000.00</in-capmkt:BenefitsPaidNet>
<in-capmkt:ChangeInActuarialLiability contextRef="OneD" unitRef="INR" decimals="-7">1082462600000.00</in-capmkt:ChangeInActuarialLiability>
<in-capmkt:Expenses contextRef="OneD" unitRef="INR" decimals="-7">2223664600000.00</in-capmkt:Expenses>
<in-capmkt:NetSurplusDeficit contextRef="OneD" unitRef="INR" decimals="-7">72532400000.00</in-capmkt:NetSurplusDeficit>
<in-capmkt:TransferredToShareholdersAccount contextRef="OneD" unitRef="INR" decimals="-7">72422900000.00</in-capmkt:TransferredToShareholdersAccount>
<in-capmkt:FundsForFutureAppropriation contextRef="OneD" unitRef="INR" decimals="-7">109500000.00</in-capmkt:FundsForFutureAppropriation>
<in-capmkt:InterimBonusPaid contextRef="OneD" unitRef="INR" decimals="-7">8597600000.00</in-capmkt:InterimBonusPaid>
<in-capmkt:AllocationOfBonusToPolicyholders contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:AllocationOfBonusToPolicyholders>
<in-capmkt:SurplusShownInTheRevenueAccount contextRef="OneD" unitRef="INR" decimals="-7">72532400000.00</in-capmkt:SurplusShownInTheRevenueAccount>
<in-capmkt:TerminalBonusPaid contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:TerminalBonusPaid>
<in-capmkt:SurplusDeficit contextRef="OneD" unitRef="INR" decimals="-7">81130000000.00</in-capmkt:SurplusDeficit>
<in-capmkt:TransferFromPolicyholdersAccount contextRef="OneD" unitRef="INR" decimals="-7">72422900000.00</in-capmkt:TransferFromPolicyholdersAccount>
<in-capmkt:InvestmentIncome contextRef="OneD" unitRef="INR" decimals="-7">14576400000.00</in-capmkt:InvestmentIncome>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:IncomeUnderShareholdersAccount contextRef="OneD" unitRef="INR" decimals="-7">14576400000.00</in-capmkt:IncomeUnderShareholdersAccount>
<in-capmkt:ShareholdersAccountIncome contextRef="OneD" unitRef="INR" decimals="-7">86999300000.00</in-capmkt:ShareholdersAccountIncome>
<in-capmkt:ExpensesOtherThanThoseRelatedToInsuranceBusiness contextRef="OneD" unitRef="INR" decimals="-7">267300000.00</in-capmkt:ExpensesOtherThanThoseRelatedToInsuranceBusiness>
<in-capmkt:TransferOfFundsToPolicyholdersAccount contextRef="OneD" unitRef="INR" decimals="-7">10579400000.00</in-capmkt:TransferOfFundsToPolicyholdersAccount>
<in-capmkt:ProvisionsForDoubtfulDebtsIncludingWriteOff contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProvisionsForDoubtfulDebtsIncludingWriteOff>
<in-capmkt:ShareholdersAccountProvisionsForDiminutionInValueOfInvestments contextRef="OneD" unitRef="INR" decimals="-7">-56000000.00</in-capmkt:ShareholdersAccountProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:ShareholdersAccountExpenses contextRef="OneD" unitRef="INR" decimals="-7">10790700000.00</in-capmkt:ShareholdersAccountExpenses>
<in-capmkt:ProfitLossBeforeTax contextRef="OneD" unitRef="INR" decimals="-7">76208600000.00</in-capmkt:ProfitLossBeforeTax>
<in-capmkt:ProvisionsForTaxes contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProvisionsForTaxes>
<in-capmkt:CurrentTaxes contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:CurrentTaxes>
<in-capmkt:DefferedTaxes contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:DefferedTaxes>
<in-capmkt:ProfitLossAfterTaxBeforeExtraordinaryItems contextRef="OneD" unitRef="INR" decimals="-7">76208600000.00</in-capmkt:ProfitLossAfterTaxBeforeExtraordinaryItems>
<in-capmkt:ExtraordinaryItemsNetOfTaxExpenses contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:ExtraordinaryItemsNetOfTaxExpenses>
<in-capmkt:ProfitLossAfterTaxAndExtraordinaryItems contextRef="OneD" unitRef="INR" decimals="-7">76208600000.00</in-capmkt:ProfitLossAfterTaxAndExtraordinaryItems>
<in-capmkt:InterimDividend contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:InterimDividend>
<in-capmkt:FinalDividend contextRef="OneD" unitRef="INR" decimals="-7">0.00</in-capmkt:FinalDividend>
<in-capmkt:ProfitLossCarriedToBalanceSheet contextRef="OneD" unitRef="INR" decimals="-7">899981700000.00</in-capmkt:ProfitLossCarriedToBalanceSheet>
<in-capmkt:PaidUpEquityShareCapital contextRef="OneI" unitRef="INR" decimals="-7">63250000000.00</in-capmkt:PaidUpEquityShareCapital>
<in-capmkt:ReserveAndSurplus contextRef="OneI" unitRef="INR" decimals="-7">900269900000.00</in-capmkt:ReserveAndSurplus>
<in-capmkt:FairValueChangeAccountAndRevaluationReserveShareholders contextRef="OneI" unitRef="INR" decimals="-7">2741700000.00</in-capmkt:FairValueChangeAccountAndRevaluationReserveShareholders>
<in-capmkt:ShareholderFund contextRef="OneI" unitRef="INR" decimals="-7">873841100000.00</in-capmkt:ShareholderFund>
<in-capmkt:PolicyholdersFundExcludingLinkedAssets contextRef="OneI" unitRef="INR" decimals="-7">52595896900000.00</in-capmkt:PolicyholdersFundExcludingLinkedAssets>
<in-capmkt:AssetsHeldToCoverLinkedLiabilities contextRef="OneI" unitRef="INR" decimals="-7">438026100000.00</in-capmkt:AssetsHeldToCoverLinkedLiabilities>
<in-capmkt:Investments contextRef="OneI" unitRef="INR" decimals="-7">53907764100000.00</in-capmkt:Investments>
<in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions contextRef="OneI" unitRef="INR" decimals="-7">2439952900000.00</in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions>
<in-capmkt:Assets contextRef="OneI" unitRef="INR" decimals="-7">56347717000000.00</in-capmkt:Assets>
<in-capmkt:SolvencyRatio contextRef="OneD" unitRef="pure" decimals="INF">0.02</in-capmkt:SolvencyRatio>
<in-capmkt:ExpensesOfManagementRatio contextRef="OneD" unitRef="pure" decimals="INF">0.14</in-capmkt:ExpensesOfManagementRatio>
<in-capmkt:PolicyholdersLiabilitiesToShareholdersFund contextRef="OneD" unitRef="INR" decimals="-7">573200000</in-capmkt:PolicyholdersLiabilitiesToShareholdersFund>
<in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="OneD" unitRef="INRPerShare" decimals="INF">12.05</in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="OneD" unitRef="INRPerShare" decimals="INF">12.05</in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">96100400000</in-capmkt:NonLinkedParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">1142200000</in-capmkt:LinkedNonParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">61700000</in-capmkt:NonLinkedParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedNonParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">2000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="OneD" unitRef="pure" decimals="INF">13000.00</in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">10000.0</in-capmkt:NonLinkedParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">9000.00</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:LinkedParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">11000.00</in-capmkt:LinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundWithUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">15000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">18000.00</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:LinkedParticipatingPolicyholdersFundWithUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundWithUnrealisedGains contextRef="OneD" unitRef="pure" decimals="INF">34000.00</in-capmkt:LinkedNonParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:GrossNPAsShareholdersFund contextRef="OneD" unitRef="INR" decimals="-7">696000000</in-capmkt:GrossNPAsShareholdersFund>
<in-capmkt:NetNPAsShareholdersFund contextRef="OneD" unitRef="INR" decimals="-7">0</in-capmkt:NetNPAsShareholdersFund>
<in-capmkt:PercentageOfGrossNPAsShareholdersFund contextRef="OneD" unitRef="pure" decimals="INF">0.02</in-capmkt:PercentageOfGrossNPAsShareholdersFund>
<in-capmkt:PercentageOfNetNPAsShareholdersFund contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfNetNPAsShareholdersFund>
<in-capmkt:ShareholdersFundWithoutUnrealisedGains contextRef="OneD" unitRef="INR" decimals="-7">73300000.00</in-capmkt:ShareholdersFundWithoutUnrealisedGains>
<in-capmkt:ShareholdersFundWithUnrealisedGains contextRef="OneD" unitRef="INR" decimals="-7">79000000.00</in-capmkt:ShareholdersFundWithUnrealisedGains>
<in-capmkt:PersistencyRatio13ThMonth contextRef="OneD" unitRef="pure" decimals="INF">0.68</in-capmkt:PersistencyRatio13ThMonth>
<in-capmkt:PersistencyRatio25ThMonth contextRef="OneD" unitRef="pure" decimals="INF">0.65</in-capmkt:PersistencyRatio25ThMonth>
<in-capmkt:PersistencyRatio37ThMonth contextRef="OneD" unitRef="pure" decimals="INF">0.6</in-capmkt:PersistencyRatio37ThMonth>
<in-capmkt:PersistencyRatio49ThMonth contextRef="OneD" unitRef="pure" decimals="INF">0.57</in-capmkt:PersistencyRatio49ThMonth>
<in-capmkt:ConservationRatio contextRef="OneD" unitRef="pure" decimals="INF">0.89</in-capmkt:ConservationRatio>
<in-capmkt:PercentageOfSharesHeldByGovernmentOfIndiaInCaseOfPublicSectorInsuranceCompanies contextRef="OneD" unitRef="pure" decimals="INF">0.97</in-capmkt:PercentageOfSharesHeldByGovernmentOfIndiaInCaseOfPublicSectorInsuranceCompanies>
<in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod contextRef="OneI" unitRef="pure" decimals="INF">4</in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod>
<in-capmkt:NoOfInvestorComplaintsDuringThePeriod contextRef="OneD" unitRef="pure" decimals="INF">813</in-capmkt:NoOfInvestorComplaintsDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod contextRef="OneD" unitRef="pure" decimals="INF">799</in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod contextRef="OneI" unitRef="pure" decimals="INF">18</in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod>
<in-capmkt:DateOfStartOfReportingPeriod contextRef="FourI">2024-04-01</in-capmkt:DateOfStartOfReportingPeriod>
<in-capmkt:DateOfEndOfReportingPeriod contextRef="FourI">2024-09-30</in-capmkt:DateOfEndOfReportingPeriod>
<in-capmkt:WhetherResultsAreAuditedOrUnaudited contextRef="FourI">Unaudited</in-capmkt:WhetherResultsAreAuditedOrUnaudited>
<in-capmkt:IncomeFirstYearPremium contextRef="FourD" unitRef="INR" decimals="-7">186718700000.00</in-capmkt:IncomeFirstYearPremium>
<in-capmkt:IncomeRenewalPremium contextRef="FourD" unitRef="INR" decimals="-7">1183392300000.00</in-capmkt:IncomeRenewalPremium>
<in-capmkt:IncomeSinglePremium contextRef="FourD" unitRef="INR" decimals="-7">969366200000.00</in-capmkt:IncomeSinglePremium>
<in-capmkt:GrossPremiumIncome contextRef="FourD" unitRef="INR" decimals="-7">2339477200000.00</in-capmkt:GrossPremiumIncome>
<in-capmkt:NetPremiumIncome contextRef="FourD" unitRef="INR" decimals="-7">2336711300000.00</in-capmkt:NetPremiumIncome>
<in-capmkt:IncomeFromInvestmentsNet contextRef="FourD" unitRef="INR" decimals="-7">2051549900000.00</in-capmkt:IncomeFromInvestmentsNet>
<in-capmkt:PolicyholdersAccountOtherIncome contextRef="FourD" unitRef="INR" decimals="-7">2902400000.00</in-capmkt:PolicyholdersAccountOtherIncome>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">14131600000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:Income contextRef="FourD" unitRef="INR" decimals="-7">4405295200000.00</in-capmkt:Income>
<in-capmkt:CommissionFirstYearPremium contextRef="FourD" unitRef="INR" decimals="-7">52385200000.00</in-capmkt:CommissionFirstYearPremium>
<in-capmkt:CommissionRenewalPremium contextRef="FourD" unitRef="INR" decimals="-7">61385000000.00</in-capmkt:CommissionRenewalPremium>
<in-capmkt:CommissionSinglePremium contextRef="FourD" unitRef="INR" decimals="-7">2546100000.00</in-capmkt:CommissionSinglePremium>
<in-capmkt:Commission contextRef="FourD" unitRef="INR" decimals="-7">116316300000.00</in-capmkt:Commission>
<in-capmkt:NetCommission contextRef="FourD" unitRef="INR" decimals="-7">116316300000.00</in-capmkt:NetCommission>
<in-capmkt:EmployeesRemunerationAndWelfareExpenses contextRef="FourD" unitRef="INR" decimals="-7">142762900000.00</in-capmkt:EmployeesRemunerationAndWelfareExpenses>
<in-capmkt:AdministrationExpenses contextRef="FourD" unitRef="INR" decimals="-7">28148700000.00</in-capmkt:AdministrationExpenses>
<in-capmkt:AdvertisementAndPublicity contextRef="FourD" unitRef="INR" decimals="-7">2167200000.00</in-capmkt:AdvertisementAndPublicity>
<in-capmkt:OtherOperatingExpenses contextRef="FourD" unitRef="INR" decimals="-7">8735700000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:OperatingExpensesRelatedToInsuranceBusiness contextRef="FourD" unitRef="INR" decimals="-7">181814500000.00</in-capmkt:OperatingExpensesRelatedToInsuranceBusiness>
<in-capmkt:ExpensesOfManagement contextRef="FourD" unitRef="INR" decimals="-7">298130800000.00</in-capmkt:ExpensesOfManagement>
<in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff contextRef="FourD" unitRef="INR" decimals="-7">-5130900000.00</in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff>
<in-capmkt:ProvisionsForDiminutionInValueOfInvestments contextRef="FourD" unitRef="INR" decimals="-7">-5074400000.00</in-capmkt:ProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:GoodsAndServiceTaxChargeOnLinkedCharges contextRef="FourD" unitRef="INR" decimals="-7">805500000.00</in-capmkt:GoodsAndServiceTaxChargeOnLinkedCharges>
<in-capmkt:CurrentTax contextRef="FourD" unitRef="INR" decimals="-7">26914300000.00</in-capmkt:CurrentTax>
<in-capmkt:DefferedTax contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:DefferedTax>
<in-capmkt:ProvisionsForTax contextRef="FourD" unitRef="INR" decimals="-7">26914300000.00</in-capmkt:ProvisionsForTax>
<in-capmkt:BenefitsPaidNet contextRef="FourD" unitRef="INR" decimals="-7">1794266400000.00</in-capmkt:BenefitsPaidNet>
<in-capmkt:ChangeInActuarialLiability contextRef="FourD" unitRef="INR" decimals="-7">2113977300000.00</in-capmkt:ChangeInActuarialLiability>
<in-capmkt:Expenses contextRef="FourD" unitRef="INR" decimals="-7">4223889000000.00</in-capmkt:Expenses>
<in-capmkt:NetSurplusDeficit contextRef="FourD" unitRef="INR" decimals="-7">181406200000.00</in-capmkt:NetSurplusDeficit>
<in-capmkt:TransferredToShareholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">180221500000.00</in-capmkt:TransferredToShareholdersAccount>
<in-capmkt:FundsForFutureAppropriation contextRef="FourD" unitRef="INR" decimals="-7">1184700000.00</in-capmkt:FundsForFutureAppropriation>
<in-capmkt:InterimBonusPaid contextRef="FourD" unitRef="INR" decimals="-7">15888700000.00</in-capmkt:InterimBonusPaid>
<in-capmkt:AllocationOfBonusToPolicyholders contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:AllocationOfBonusToPolicyholders>
<in-capmkt:SurplusShownInTheRevenueAccount contextRef="FourD" unitRef="INR" decimals="-7">181406200000.00</in-capmkt:SurplusShownInTheRevenueAccount>
<in-capmkt:TerminalBonusPaid contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:TerminalBonusPaid>
<in-capmkt:SurplusDeficit contextRef="FourD" unitRef="INR" decimals="-7">197294900000.00</in-capmkt:SurplusDeficit>
<in-capmkt:TransferFromPolicyholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">180221500000.00</in-capmkt:TransferFromPolicyholdersAccount>
<in-capmkt:InvestmentIncome contextRef="FourD" unitRef="INR" decimals="-7">26343500000.00</in-capmkt:InvestmentIncome>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:IncomeUnderShareholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">26343500000.00</in-capmkt:IncomeUnderShareholdersAccount>
<in-capmkt:ShareholdersAccountIncome contextRef="FourD" unitRef="INR" decimals="-7">206565000000.00</in-capmkt:ShareholdersAccountIncome>
<in-capmkt:ExpensesOtherThanThoseRelatedToInsuranceBusiness contextRef="FourD" unitRef="INR" decimals="-7">2545600000.00</in-capmkt:ExpensesOtherThanThoseRelatedToInsuranceBusiness>
<in-capmkt:TransferOfFundsToPolicyholdersAccount contextRef="FourD" unitRef="INR" decimals="-7">23260100000.00</in-capmkt:TransferOfFundsToPolicyholdersAccount>
<in-capmkt:ProvisionsForDoubtfulDebtsIncludingWriteOff contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProvisionsForDoubtfulDebtsIncludingWriteOff>
<in-capmkt:ShareholdersAccountProvisionsForDiminutionInValueOfInvestments contextRef="FourD" unitRef="INR" decimals="-7">-59800000.00</in-capmkt:ShareholdersAccountProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:ShareholdersAccountExpenses contextRef="FourD" unitRef="INR" decimals="-7">25745900000.00</in-capmkt:ShareholdersAccountExpenses>
<in-capmkt:ProfitLossBeforeTax contextRef="FourD" unitRef="INR" decimals="-7">180819100000.00</in-capmkt:ProfitLossBeforeTax>
<in-capmkt:ProvisionsForTaxes contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProvisionsForTaxes>
<in-capmkt:CurrentTaxes contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:CurrentTaxes>
<in-capmkt:DefferedTaxes contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:DefferedTaxes>
<in-capmkt:ProfitLossAfterTaxBeforeExtraordinaryItems contextRef="FourD" unitRef="INR" decimals="-7">180819100000.00</in-capmkt:ProfitLossAfterTaxBeforeExtraordinaryItems>
<in-capmkt:ExtraordinaryItemsNetOfTaxExpenses contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ExtraordinaryItemsNetOfTaxExpenses>
<in-capmkt:ProfitLossAfterTaxAndExtraordinaryItems contextRef="FourD" unitRef="INR" decimals="-7">180819100000.00</in-capmkt:ProfitLossAfterTaxAndExtraordinaryItems>
<in-capmkt:InterimDividend contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:InterimDividend>
<in-capmkt:FinalDividend contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:FinalDividend>
<in-capmkt:ProfitLossCarriedToBalanceSheet contextRef="FourD" unitRef="INR" decimals="-7">899981700000.00</in-capmkt:ProfitLossCarriedToBalanceSheet>
<in-capmkt:PaidUpEquityShareCapital contextRef="FourI" unitRef="INR" decimals="-7">63250000000.00</in-capmkt:PaidUpEquityShareCapital>
<in-capmkt:ReserveAndSurplus contextRef="FourI" unitRef="INR" decimals="-7">900269900000.00</in-capmkt:ReserveAndSurplus>
<in-capmkt:FairValueChangeAccountAndRevaluationReserveShareholders contextRef="FourI" unitRef="INR" decimals="-7">2741700000.00</in-capmkt:FairValueChangeAccountAndRevaluationReserveShareholders>
<in-capmkt:ShareholderFund contextRef="FourI" unitRef="INR" decimals="-7">873841100000.00</in-capmkt:ShareholderFund>
<in-capmkt:PolicyholdersFundExcludingLinkedAssets contextRef="FourI" unitRef="INR" decimals="-7">52595896900000.00</in-capmkt:PolicyholdersFundExcludingLinkedAssets>
<in-capmkt:AssetsHeldToCoverLinkedLiabilities contextRef="FourI" unitRef="INR" decimals="-7">438026100000.00</in-capmkt:AssetsHeldToCoverLinkedLiabilities>
<in-capmkt:Investments contextRef="FourI" unitRef="INR" decimals="-7">53907764100000.00</in-capmkt:Investments>
<in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions contextRef="FourI" unitRef="INR" decimals="-7">2439952900000.00</in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions>
<in-capmkt:Assets contextRef="FourI" unitRef="INR" decimals="-7">56347717000000.00</in-capmkt:Assets>
<in-capmkt:SolvencyRatio contextRef="FourD" unitRef="pure" decimals="INF">0.02</in-capmkt:SolvencyRatio>
<in-capmkt:ExpensesOfManagementRatio contextRef="FourD" unitRef="pure" decimals="INF">0.13</in-capmkt:ExpensesOfManagementRatio>
<in-capmkt:PolicyholdersLiabilitiesToShareholdersFund contextRef="FourD" unitRef="INR" decimals="-7">573200000</in-capmkt:PolicyholdersLiabilitiesToShareholdersFund>
<in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="FourD" unitRef="INRPerShare" decimals="INF">28.59</in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="FourD" unitRef="INRPerShare" decimals="INF">28.59</in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">96100400000</in-capmkt:NonLinkedParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">1142200000</in-capmkt:LinkedNonParticipatingPolicyholdersFundGrossNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">61700000</in-capmkt:NonLinkedParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedNonParticipatingPolicyholdersFundNetNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">2000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs contextRef="FourD" unitRef="pure" decimals="INF">13000.00</in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfGrossNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedNonParticipatingPolicyholdersFundPercentageOfNetNPAs>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">9000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">10000.0</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:LinkedParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">11000.00</in-capmkt:LinkedNonParticipatingPolicyholdersFundWithoutUnrealisedGains>
<in-capmkt:NonLinkedParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">17000.00</in-capmkt:NonLinkedParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">19000.00</in-capmkt:NonLinkedNonParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:LinkedParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:LinkedParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:LinkedNonParticipatingPolicyholdersFundWithUnrealisedGains contextRef="FourD" unitRef="pure" decimals="INF">32000.00</in-capmkt:LinkedNonParticipatingPolicyholdersFundWithUnrealisedGains>
<in-capmkt:GrossNPAsShareholdersFund contextRef="FourD" unitRef="INR" decimals="-7">696000000</in-capmkt:GrossNPAsShareholdersFund>
<in-capmkt:NetNPAsShareholdersFund contextRef="FourD" unitRef="INR" decimals="-7">0</in-capmkt:NetNPAsShareholdersFund>
<in-capmkt:PercentageOfGrossNPAsShareholdersFund contextRef="FourD" unitRef="pure" decimals="INF">0.02</in-capmkt:PercentageOfGrossNPAsShareholdersFund>
<in-capmkt:PercentageOfNetNPAsShareholdersFund contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfNetNPAsShareholdersFund>
<in-capmkt:ShareholdersFundWithoutUnrealisedGains contextRef="FourD" unitRef="INR" decimals="-7">68600000.00</in-capmkt:ShareholdersFundWithoutUnrealisedGains>
<in-capmkt:ShareholdersFundWithUnrealisedGains contextRef="FourD" unitRef="INR" decimals="-7">79000000.00</in-capmkt:ShareholdersFundWithUnrealisedGains>
<in-capmkt:PersistencyRatio13ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.78</in-capmkt:PersistencyRatio13ThMonth>
<in-capmkt:PersistencyRatio25ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.72</in-capmkt:PersistencyRatio25ThMonth>
<in-capmkt:PersistencyRatio37ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.67</in-capmkt:PersistencyRatio37ThMonth>
<in-capmkt:PersistencyRatio49ThMonth contextRef="FourD" unitRef="pure" decimals="INF">0.66</in-capmkt:PersistencyRatio49ThMonth>
<in-capmkt:ConservationRatio contextRef="FourD" unitRef="pure" decimals="INF">0.91</in-capmkt:ConservationRatio>
<in-capmkt:PercentageOfSharesHeldByGovernmentOfIndiaInCaseOfPublicSectorInsuranceCompanies contextRef="FourD" unitRef="pure" decimals="INF">0.97</in-capmkt:PercentageOfSharesHeldByGovernmentOfIndiaInCaseOfPublicSectorInsuranceCompanies>
<in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod contextRef="FourI" unitRef="pure" decimals="INF">24</in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod>
<in-capmkt:NoOfInvestorComplaintsDuringThePeriod contextRef="FourD" unitRef="pure" decimals="INF">1183</in-capmkt:NoOfInvestorComplaintsDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod contextRef="FourD" unitRef="pure" decimals="INF">1189</in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod contextRef="FourI" unitRef="pure" decimals="INF">18</in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod>
<in-capmkt:ShareCapital contextRef="OneI" unitRef="INR" decimals="-7">63250000000.00</in-capmkt:ShareCapital>
<in-capmkt:ReservesAndSurplus contextRef="OneI" unitRef="INR" decimals="-7">900269900000.00</in-capmkt:ReservesAndSurplus>
<in-capmkt:ShareApplicationMoneyReceivedPendingAllotmentOfShares contextRef="OneI" unitRef="INR" decimals="-7">0.00</in-capmkt:ShareApplicationMoneyReceivedPendingAllotmentOfShares>
<in-capmkt:CreditDebitFairValueChangeAccount contextRef="OneI" unitRef="INR" decimals="-7">2741700000.00</in-capmkt:CreditDebitFairValueChangeAccount>
<in-capmkt:Borrowings contextRef="OneI" unitRef="INR" decimals="-7">0.00</in-capmkt:Borrowings>
<in-capmkt:CreditDebitFairValueChangeAccountPolicyholdersFunds contextRef="OneI" unitRef="INR" decimals="-7">8789497500000.00</in-capmkt:CreditDebitFairValueChangeAccountPolicyholdersFunds>
<in-capmkt:PolicyLiabilities contextRef="OneI" unitRef="INR" decimals="-7">45981782300000.00</in-capmkt:PolicyLiabilities>
<in-capmkt:InsuranceReserve contextRef="OneI" unitRef="INR" decimals="-7">10168700000.00</in-capmkt:InsuranceReserve>
<in-capmkt:RevaluationReserveInvestmentProperty contextRef="OneI" unitRef="INR" decimals="-7">148389000000.00</in-capmkt:RevaluationReserveInvestmentProperty>
<in-capmkt:ProvisionForLinkedLiabilities contextRef="OneI" unitRef="INR" decimals="-7">432382200000.00</in-capmkt:ProvisionForLinkedLiabilities>
<in-capmkt:ChangeInFairvalueAccount contextRef="OneI" unitRef="INR" decimals="-7">0.00</in-capmkt:ChangeInFairvalueAccount>
<in-capmkt:DiscontinuedOnAccountOfNonPaymentOfPremium contextRef="OneI" unitRef="INR" decimals="-7">5762800000.00</in-capmkt:DiscontinuedOnAccountOfNonPaymentOfPremium>
<in-capmkt:CreditDebitFairValueChangeAccountFundsForDiscontinuedPolicies contextRef="OneI" unitRef="INR" decimals="-7">0.00</in-capmkt:CreditDebitFairValueChangeAccountFundsForDiscontinuedPolicies>
<in-capmkt:OthersDiscontinuance contextRef="OneI" unitRef="INR" decimals="-7">141100000.00</in-capmkt:OthersDiscontinuance>
<in-capmkt:LinkedLiabilities contextRef="OneI" unitRef="INR" decimals="-7">438286100000.00</in-capmkt:LinkedLiabilities>
<in-capmkt:PolicyholdersFunds contextRef="OneI" unitRef="INR" decimals="-7">55368123600000.00</in-capmkt:PolicyholdersFunds>
<in-capmkt:FundsForFutureAppropriations contextRef="OneI" unitRef="INR" decimals="-7">13331800000.00</in-capmkt:FundsForFutureAppropriations>
<in-capmkt:SourcesOfFunds contextRef="OneI" unitRef="INR" decimals="-7">56347717000000.00</in-capmkt:SourcesOfFunds>
<in-capmkt:InvestmentsShareholders contextRef="OneI" unitRef="INR" decimals="-7">873841100000.00</in-capmkt:InvestmentsShareholders>
<in-capmkt:InvestmentsPolicyholders contextRef="OneI" unitRef="INR" decimals="-7">52595896900000.00</in-capmkt:InvestmentsPolicyholders>
<in-capmkt:AssetsHeldToCoverLinkLiabilities contextRef="OneI" unitRef="INR" decimals="-7">438026100000.00</in-capmkt:AssetsHeldToCoverLinkLiabilities>
<in-capmkt:Loans contextRef="OneI" unitRef="INR" decimals="-7">1240653900000.00</in-capmkt:Loans>
<in-capmkt:FixedAssets contextRef="OneI" unitRef="INR" decimals="-7">41760700000.00</in-capmkt:FixedAssets>
<in-capmkt:DeferredTaxAsset contextRef="OneI" unitRef="INR" decimals="-7">0.00</in-capmkt:DeferredTaxAsset>
<in-capmkt:CashAndBankBalances contextRef="OneI" unitRef="INR" decimals="-7">214147400000.00</in-capmkt:CashAndBankBalances>
<in-capmkt:AdvancesAndOtherAssets contextRef="OneI" unitRef="INR" decimals="-7">1456180900000.00</in-capmkt:AdvancesAndOtherAssets>
<in-capmkt:CurrentAssets contextRef="OneI" unitRef="INR" decimals="-7">1670328300000.00</in-capmkt:CurrentAssets>
<in-capmkt:CurrentLiabilities contextRef="OneI" unitRef="INR" decimals="-7">363359400000.00</in-capmkt:CurrentLiabilities>
<in-capmkt:Provisions contextRef="OneI" unitRef="INR" decimals="-7">149430600000.00</in-capmkt:Provisions>
<in-capmkt:CurrentLiabilitiesAndProvisions contextRef="OneI" unitRef="INR" decimals="-7">512790000000.00</in-capmkt:CurrentLiabilitiesAndProvisions>
<in-capmkt:NetCurrentAssets contextRef="OneI" unitRef="INR" decimals="-7">1157538300000.00</in-capmkt:NetCurrentAssets>
<in-capmkt:MiscellaneousExpenditureToTheExtentNotWrittenOffOrAdjusted contextRef="OneI" unitRef="INR" decimals="-7">0.00</in-capmkt:MiscellaneousExpenditureToTheExtentNotWrittenOffOrAdjusted>
<in-capmkt:DebitBalanceInProfitAndLossAccountShareholdersAccount contextRef="OneI" unitRef="INR" decimals="-7">0.00</in-capmkt:DebitBalanceInProfitAndLossAccountShareholdersAccount>
<in-capmkt:ApplicationOfFunds contextRef="OneI" unitRef="INR" decimals="-7">56347717000000.00</in-capmkt:ApplicationOfFunds>
<in-capmkt:ContigentLiabilities contextRef="OneI" unitRef="INR" decimals="-7">221654100000.00</in-capmkt:ContigentLiabilities>
<in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome contextRef="OnePolicyholdersAccountOtherIncome01MemberD">Other income</in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome>
<in-capmkt:PolicyholdersAccountOtherIncome contextRef="OnePolicyholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-7">1447600000.00</in-capmkt:PolicyholdersAccountOtherIncome>
<in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome contextRef="FourPolicyholdersAccountOtherIncome01MemberD">Other income</in-capmkt:DescriptionOfPolicyholdersAccountOtherIncome>
<in-capmkt:PolicyholdersAccountOtherIncome contextRef="FourPolicyholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-7">2902400000.00</in-capmkt:PolicyholdersAccountOtherIncome>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses01MemberD">Rent Rates &amp; Taxes</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses01MemberD" unitRef="INR" decimals="-7">1936500000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses02MemberD">Repairs</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses02MemberD" unitRef="INR" decimals="-7">463000000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses03MemberD">Auditors' fees</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses03MemberD" unitRef="INR" decimals="-7">19600000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses04MemberD">Interest &amp; Bank Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses04MemberD" unitRef="INR" decimals="-7">407100000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses05MemberD">Expenses on Investment Property</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses05MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses06MemberD">Electricity Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses06MemberD" unitRef="INR" decimals="-7">650900000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses07MemberD">Depreciation</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses07MemberD" unitRef="INR" decimals="-7">1193100000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses01MemberD">Rent Rates &amp; Taxes</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses01MemberD" unitRef="INR" decimals="-7">3739100000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses02MemberD">Repairs</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses02MemberD" unitRef="INR" decimals="-7">774300000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses03MemberD">Auditors' fees</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses03MemberD" unitRef="INR" decimals="-7">13300000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses04MemberD">Interest &amp; Bank Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses04MemberD" unitRef="INR" decimals="-7">661700000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses05MemberD">Expenses on Investment Property</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses05MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses06MemberD">Electricity Charges</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses06MemberD" unitRef="INR" decimals="-7">1224100000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses07MemberD">Depreciation</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses07MemberD" unitRef="INR" decimals="-7">2323200000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfShareholdersAccountOtherIncome contextRef="OneShareholdersAccountOtherIncome01MemberD">Other income</in-capmkt:DescriptionOfShareholdersAccountOtherIncome>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="OneShareholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:DescriptionOfShareholdersAccountOtherIncome contextRef="FourShareholdersAccountOtherIncome01MemberD">Other income</in-capmkt:DescriptionOfShareholdersAccountOtherIncome>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="FourShareholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">668434800000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">715295500000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">5977100000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">394800000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">726000000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">7679500000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">48100000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">3500000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">906800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">188210900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">145686800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">722900000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">256204900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">164060100000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">332400000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">46124000000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">28635400000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">9700000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">21100000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">-10000000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">-200000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">540500000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">159500000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">34724000000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">20092900000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">-2300000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">3930900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">6155700000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">100200000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">1051700000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">500000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">40000000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">14632400000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableIncomeSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OneReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OneReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="OneReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="OneReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">1273676900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">1278722400000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">11954100000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments01MemberD" unitRef="INR" decimals="-7">828700000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">1381200000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">15111900000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">96100000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments02MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">8200000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">1770700000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments03MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">333785800000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">328270100000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments04MemberD" unitRef="INR" decimals="-7">1406400000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">589264900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">319660100000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments05MemberD" unitRef="INR" decimals="-7">672000000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">76640500000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">56859000000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments06MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">16400000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">39700000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">7700000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments07MemberD" unitRef="INR" decimals="-7">-600000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">838600000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">311700000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">1002600000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments08MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">54334700000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">37179500000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments09MemberD" unitRef="INR" decimals="-7">-4100000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">6563400000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">11830200000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">988700000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments10MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">199400000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">1995800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">82400000.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments11MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">1300000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">81100000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments12MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">26402600000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableIncomeSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:TransferOfFundsFromShareholdersAccount contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:TransferOfFundsFromShareholdersAccount>
<in-capmkt:OtherIncome contextRef="FourReportableIncomeSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments01MemberD" unitRef="INR" decimals="-7">-601900000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments02MemberD" unitRef="INR" decimals="-7">210300000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments03MemberD" unitRef="INR" decimals="-7">501100000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments04MemberD" unitRef="INR" decimals="-7">66668000000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments05MemberD" unitRef="INR" decimals="-7">3570100000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments06MemberD" unitRef="INR" decimals="-7">305200000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments07MemberD" unitRef="INR" decimals="-7">10000000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments08MemberD" unitRef="INR" decimals="-7">127200000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments09MemberD" unitRef="INR" decimals="-7">626500000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments10MemberD" unitRef="INR" decimals="-7">960500000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments11MemberD" unitRef="INR" decimals="-7">121100000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments12MemberD" unitRef="INR" decimals="-7">44300000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableSurplusSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="OneReportableSurplusSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments01MemberD" unitRef="INR" decimals="-7">921300000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments02MemberD" unitRef="INR" decimals="-7">-343700000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments03MemberD" unitRef="INR" decimals="-7">607100000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments04MemberD" unitRef="INR" decimals="-7">165126800000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments05MemberD" unitRef="INR" decimals="-7">8196400000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments06MemberD" unitRef="INR" decimals="-7">2245600000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments07MemberD" unitRef="INR" decimals="-7">-7700000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments08MemberD" unitRef="INR" decimals="-7">1281500000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments09MemberD" unitRef="INR" decimals="-7">840700000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments10MemberD" unitRef="INR" decimals="-7">2170300000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments11MemberD" unitRef="INR" decimals="-7">290600000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments12MemberD" unitRef="INR" decimals="-7">69600000.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments21MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="FourReportableSurplusSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SurplusDeficit contextRef="FourReportableSurplusSegments22MemberD" unitRef="INR" decimals="-7">0.00</in-capmkt:SurplusDeficit>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments01MemberI" unitRef="INR" decimals="-7">34516567200000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments02MemberI" unitRef="INR" decimals="-7">413932100000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments03MemberI" unitRef="INR" decimals="-7">54428300000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments04MemberI" unitRef="INR" decimals="-7">10001283900000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments05MemberI" unitRef="INR" decimals="-7">8405074800000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments06MemberI" unitRef="INR" decimals="-7">1607910800000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments07MemberI" unitRef="INR" decimals="-7">1032300000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments08MemberI" unitRef="INR" decimals="-7">7396600000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments09MemberI" unitRef="INR" decimals="-7">325179800000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments10MemberI" unitRef="INR" decimals="-7">97938100000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments11MemberI" unitRef="INR" decimals="-7">21540200000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments12MemberI" unitRef="INR" decimals="-7">1864500000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments21MemberI" unitRef="INR" decimals="-7">893568400000.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableAssetSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentAssets contextRef="OneReportableAssetSegments22MemberI" unitRef="INR" decimals="-7">0.00</in-capmkt:SegmentAssets>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments01MemberD">Life Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments01MemberI" unitRef="INR" decimals="-7">34624087800000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments02MemberD">Pension Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments02MemberI" unitRef="INR" decimals="-7">413932100000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments03MemberD">Annuity Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments03MemberI" unitRef="INR" decimals="-7">54428300000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments04MemberD">Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments04MemberI" unitRef="INR" decimals="-7">9836157100000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments05MemberD">Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments05MemberI" unitRef="INR" decimals="-7">8396878400000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments06MemberD">Annuity Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments06MemberI" unitRef="INR" decimals="-7">1605665200000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments07MemberD">Variable Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments07MemberI" unitRef="INR" decimals="-7">1040000000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments08MemberD">Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments08MemberI" unitRef="INR" decimals="-7">6115100000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments09MemberD">Linked Life Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments09MemberI" unitRef="INR" decimals="-7">324339100000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments10MemberD">Linked Pension Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments10MemberI" unitRef="INR" decimals="-7">95767800000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments11MemberD">Linked Health Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments11MemberI" unitRef="INR" decimals="-7">21249600000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments12MemberD">Capital Redemption Annuity certain Non Participating</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments12MemberI" unitRef="INR" decimals="-7">1794900000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments21MemberD">Shareholders</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments21MemberI" unitRef="INR" decimals="-7">966261600000.00</in-capmkt:SegmentLiabilities>
<in-capmkt:DescriptionOfReportableSegments contextRef="OneReportableLiabilitiesSegments22MemberD">Unallocated</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentLiabilities contextRef="OneReportableLiabilitiesSegments22MemberI" unitRef="INR" decimals="-7">0.00</in-capmkt:SegmentLiabilities>
<in-capmkt:ReceiptsFromSalesOfGoodsAndRenderingOfServices contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ReceiptsFromSalesOfGoodsAndRenderingOfServices>
<in-capmkt:ReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue>
<in-capmkt:ReceiptsFromContractsHeldForDealingOrTradingPurpose contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ReceiptsFromContractsHeldForDealingOrTradingPurpose>
<in-capmkt:ReceiptsFromPremiumsAndClaimsAnnuitiesAndOtherPolicyBenefits contextRef="FourD" unitRef="INR" decimals="-7">2373122800000.00</in-capmkt:ReceiptsFromPremiumsAndClaimsAnnuitiesAndOtherPolicyBenefits>
<in-capmkt:ReceiptsFromRentsAndSubsequentSalesOfAssetsHeldForRentalToOthersAndSubsequentlyHeldForSale contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ReceiptsFromRentsAndSubsequentSalesOfAssetsHeldForRentalToOthersAndSubsequentlyHeldForSale>
<in-capmkt:OtherCashReceiptsFromOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">2894900000.00</in-capmkt:OtherCashReceiptsFromOperatingActivities>
<in-capmkt:PaymentsToSuppliersForGoodsAndServices contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsToSuppliersForGoodsAndServices>
<in-capmkt:PaymentsFromContractsHeldForDealingOrTradingPurpose contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsFromContractsHeldForDealingOrTradingPurpose>
<in-capmkt:PaymentsToAndOnBehalfOfEmployees contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsToAndOnBehalfOfEmployees>
<in-capmkt:PaymentsForPremiumsAndClaimsAnnuitiesAndOtherPolicyBenefits contextRef="FourD" unitRef="INR" decimals="-7">1821185400000.00</in-capmkt:PaymentsForPremiumsAndClaimsAnnuitiesAndOtherPolicyBenefits>
<in-capmkt:PaymentsToManufactureOrAcquireAssetsHeldForRentalToOthersAndSubsequentlyHeldForSale contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsToManufactureOrAcquireAssetsHeldForRentalToOthersAndSubsequentlyHeldForSale>
<in-capmkt:OtherCashPaymentsFromOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">406491000000.00</in-capmkt:OtherCashPaymentsFromOperatingActivities>
<in-capmkt:CashFlowsFromUsedInOperations contextRef="FourD" unitRef="INR" decimals="-7">148341300000.00</in-capmkt:CashFlowsFromUsedInOperations>
<in-capmkt:DividendsReceivedClassifiedAsOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:DividendsReceivedClassifiedAsOperatingActivities>
<in-capmkt:InterestPaidClassifiedAsOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:InterestPaidClassifiedAsOperatingActivities>
<in-capmkt:InterestReceivedClassifiedAsOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:InterestReceivedClassifiedAsOperatingActivities>
<in-capmkt:IncomeTaxesPaidRefundClassifiedAsOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">-23250900000.00</in-capmkt:IncomeTaxesPaidRefundClassifiedAsOperatingActivities>
<in-capmkt:OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">-11948900000.00</in-capmkt:OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities>
<in-capmkt:CashFlowsFromUsedInOperatingActivities contextRef="FourD" unitRef="INR" decimals="-7">159643300000.00</in-capmkt:CashFlowsFromUsedInOperatingActivities>
<in-capmkt:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities>
<in-capmkt:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities>
<in-capmkt:OtherCashReceiptsFromSalesOfEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">1293001100000.00</in-capmkt:OtherCashReceiptsFromSalesOfEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities>
<in-capmkt:OtherCashPaymentsToAcquireEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">2867052900000.00</in-capmkt:OtherCashPaymentsToAcquireEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities>
<in-capmkt:OtherCashReceiptsFromSalesOfInterestsInJointVenturesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherCashReceiptsFromSalesOfInterestsInJointVenturesClassifiedAsInvestingActivities>
<in-capmkt:OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherCashPaymentsToAcquireInterestsInJointVenturesClassifiedAsInvestingActivities>
<in-capmkt:ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">108200000.00</in-capmkt:ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities>
<in-capmkt:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">3574600000.00</in-capmkt:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities>
<in-capmkt:ProceedsFromSalesOfInvestmentPropertyClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromSalesOfInvestmentPropertyClassifiedAsInvestingActivities>
<in-capmkt:PurchaseOfInvestmentPropertyClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PurchaseOfInvestmentPropertyClassifiedAsInvestingActivities>
<in-capmkt:ProceedsFromSalesOfGoodwillClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromSalesOfGoodwillClassifiedAsInvestingActivities>
<in-capmkt:PurchaseOfGoodwillClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PurchaseOfGoodwillClassifiedAsInvestingActivities>
<in-capmkt:ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromSalesOfIntangibleAssetsClassifiedAsInvestingActivities>
<in-capmkt:PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PurchaseOfIntangibleAssetsClassifiedAsInvestingActivities>
<in-capmkt:ProceedsFromBiologicalAssetsOtherThanBearerPlantsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromBiologicalAssetsOtherThanBearerPlantsClassifiedAsInvestingActivities>
<in-capmkt:PurchaseOfBiologicalAssetsOtherThanBearerPlantsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PurchaseOfBiologicalAssetsOtherThanBearerPlantsClassifiedAsInvestingActivities>
<in-capmkt:ProceedsFromSalesOfOtherLongTermAssetsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromSalesOfOtherLongTermAssetsClassifiedAsInvestingActivities>
<in-capmkt:PurchaseOfOtherLongTermAssetsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PurchaseOfOtherLongTermAssetsClassifiedAsInvestingActivities>
<in-capmkt:CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">32940100000.00</in-capmkt:CashAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities>
<in-capmkt:CashReceiptsFromRepaymentOfAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:CashReceiptsFromRepaymentOfAdvancesAndLoansMadeToOtherPartiesClassifiedAsInvestingActivities>
<in-capmkt:CashPaymentsForFutureContractsForwardContractsOptionContractsAndSwapContractsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:CashPaymentsForFutureContractsForwardContractsOptionContractsAndSwapContractsClassifiedAsInvestingActivities>
<in-capmkt:CashReceiptsFromFutureContractsForwardContractsOptionContractsAndSwapContractsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:CashReceiptsFromFutureContractsForwardContractsOptionContractsAndSwapContractsClassifiedAsInvestingActivities>
<in-capmkt:DividendsReceivedClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:DividendsReceivedClassifiedAsInvestingActivities>
<in-capmkt:InterestReceivedClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">1527519700000.00</in-capmkt:InterestReceivedClassifiedAsInvestingActivities>
<in-capmkt:IncomeTaxesPaidRefundClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:IncomeTaxesPaidRefundClassifiedAsInvestingActivities>
<in-capmkt:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">-174148900000.00</in-capmkt:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities>
<in-capmkt:ProceedsFromGovernmentGrantsClassifiedAsInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromGovernmentGrantsClassifiedAsInvestingActivities>
<in-capmkt:CashFlowsFromUsedInInvestingActivities contextRef="FourD" unitRef="INR" decimals="-7">-257087500000.00</in-capmkt:CashFlowsFromUsedInInvestingActivities>
<in-capmkt:ProceedsFromChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl>
<in-capmkt:PaymentsFromChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsFromChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl>
<in-capmkt:ProceedsFromIssuingSharesClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromIssuingSharesClassifiedAsFinancingActivities>
<in-capmkt:ProceedsFromIssuingOtherEquityInstruments contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromIssuingOtherEquityInstruments>
<in-capmkt:PaymentsToAcquireOrRedeemEntitysShares contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsToAcquireOrRedeemEntitysShares>
<in-capmkt:PaymentsOfOtherEquityInstruments contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsOfOtherEquityInstruments>
<in-capmkt:ProceedsFromExerciseOfStockOptions contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromExerciseOfStockOptions>
<in-capmkt:ProceedsFromIssuingDebenturesNotesBondsEtc contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromIssuingDebenturesNotesBondsEtc>
<in-capmkt:ProceedsFromBorrowingsClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:ProceedsFromBorrowingsClassifiedAsFinancingActivities>
<in-capmkt:RepaymentsOfBorrowingsClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:RepaymentsOfBorrowingsClassifiedAsFinancingActivities>
<in-capmkt:PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsOfFinanceLeaseLiabilitiesClassifiedAsFinancingActivities>
<in-capmkt:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities>
<in-capmkt:DividendsPaidClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">37950000000.00</in-capmkt:DividendsPaidClassifiedAsFinancingActivities>
<in-capmkt:InterestPaidClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:InterestPaidClassifiedAsFinancingActivities>
<in-capmkt:IncomeTaxesPaidRefundClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:IncomeTaxesPaidRefundClassifiedAsFinancingActivities>
<in-capmkt:OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">0.00</in-capmkt:OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities>
<in-capmkt:CashFlowsFromUsedInFinancingActivities contextRef="FourD" unitRef="INR" decimals="-7">-37950000000.00</in-capmkt:CashFlowsFromUsedInFinancingActivities>
<in-capmkt:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges contextRef="FourD" unitRef="INR" decimals="-7">-135394200000.00</in-capmkt:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges>
<in-capmkt:EffectOfExchangeRateChangesOnCashAndCashEquivalents contextRef="FourD" unitRef="INR" decimals="-7">2618700000.00</in-capmkt:EffectOfExchangeRateChangesOnCashAndCashEquivalents>
<in-capmkt:IncreaseDecreaseInCashAndCashEquivalents contextRef="FourD" unitRef="INR" decimals="-7">-132775500000.00</in-capmkt:IncreaseDecreaseInCashAndCashEquivalents>
<in-capmkt:CashAndCashEquivalentsCashFlowStatement contextRef="FourD" unitRef="INR" decimals="-7">347115300000.00</in-capmkt:CashAndCashEquivalentsCashFlowStatement>
<in-capmkt:CashAndCashEquivalentsCashFlowStatement contextRef="FourD" unitRef="INR" decimals="-7">214339800000.00</in-capmkt:CashAndCashEquivalentsCashFlowStatement>
</xbrli:xbrl>