<?xml version="1.0" encoding="UTF-8" standalone="no"?><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="https://www.sebi.gov.in/xbrl/2024-05-31/in-capmkt" xmlns:in-capmkt-ent="https://www.sebi.gov.in/xbrl/InvestorComplaints/2024-05-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="https://www.sebi.gov.in/xbrl/InvestorComplaints/2024-05-31/in-capmkt-roles" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink"><link:schemaRef xlink:href="in-capmkt-ent-2024-05-31.xsd" xlink:type="simple"/><xbrli:context id="OneI"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/NameOfTheCompany">Jharkhand Road Projects Implementation Company Limited</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2026-03-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="FourD"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/NameOfTheCompany">Jharkhand Road Projects Implementation Company Limited</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2026-01-01</xbrli:startDate><xbrli:endDate>2026-03-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="PY_I"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/NameOfTheCompany">Jharkhand Road Projects Implementation Company Limited</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2025-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><in-capmkt:ClassOfSecurityDebtOrEquity contextRef="OneI">Debt</in-capmkt:ClassOfSecurityDebtOrEquity><in-capmkt:NSESymbol contextRef="OneI">NA</in-capmkt:NSESymbol><in-capmkt:NameOfTheCompany contextRef="OneI">Jharkhand Road Projects Implementation Company Limited</in-capmkt:NameOfTheCompany><in-capmkt:ScripCode contextRef="OneI">000000</in-capmkt:ScripCode><in-capmkt:MSEISymbol contextRef="OneI">NA</in-capmkt:MSEISymbol><in-capmkt:ISIN contextRef="OneI">INE746N07929</in-capmkt:ISIN><in-capmkt:IsSCORESIDAvailable contextRef="OneI">true</in-capmkt:IsSCORESIDAvailable><in-capmkt:SCORESRegistrationID contextRef="OneI">J00386</in-capmkt:SCORESRegistrationID><in-capmkt:DateOfEndOfReportingPeriod contextRef="OneI">2026-03-31</in-capmkt:DateOfEndOfReportingPeriod><in-capmkt:TypeOfSubmission contextRef="OneI">Original</in-capmkt:TypeOfSubmission><in-capmkt:CompanyRemarksExplanatory contextRef="OneI">Remaining list of ISINs 1. INE746N07929 2. INE746N07945 3. INE746N07960 4. INE746N07994 5. INE746N07AA0 6. INE746N07AB8 7. INE746N07333 8. INE746N07341 9. INE746N07358 10. INE746N07366 11. INE746N07374 12. INE746N07382 13. INE746N07390 14. INE746N07408 15. INE746N07416 16. INE746N07424 17. INE746N07432 18. INE746N07440 19. INE746N07457 20. INE746N07937 21. INE746N07952 22. INE746N07978 23. INE746N07986 24. INE746N07AC6 25. INE746N07AD4 26. INE746N07754 27. INE746N07762 28. INE746N07770 29. INE746N07788 30. INE746N07796 31. INE746N07804 32. INE746N07812 33. INE746N07820 34. INE746N07838 35. INE746N07846 36. INE746N07853 37. INE746N07861 38. INE746N07879 39. INE746N07010 40. INE746N07028 41. INE746N07010 42. INE746N07028</in-capmkt:CompanyRemarksExplanatory><in-capmkt:NoOfInvestorComplaints contextRef="PY_I" decimals="0" unitRef="pure">0</in-capmkt:NoOfInvestorComplaints><in-capmkt:NoOfInvestorComplaintsReceivedDuringThePeriod contextRef="FourD" decimals="0" unitRef="pure">0</in-capmkt:NoOfInvestorComplaintsReceivedDuringThePeriod><in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod contextRef="FourD" decimals="0" unitRef="pure">0</in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod><in-capmkt:NoOfInvestorComplaints contextRef="OneI" decimals="0" unitRef="pure">0</in-capmkt:NoOfInvestorComplaints><in-capmkt:NoOfInvestorComplaintsDuringThePeriod contextRef="FourD" decimals="0" unitRef="pure">0</in-capmkt:NoOfInvestorComplaintsDuringThePeriod></xbrli:xbrl>