5049732026-04-012026-06-305049732026-06-305049732026-04-012026-06-30in-capmkt:OtherRevenueFromOperations1Member5049732026-04-012026-06-30in-capmkt:OtherExpenses1Member5049732026-04-012026-06-30in-capmkt:OtherExpenses2Member5049732026-04-012026-06-30in-capmkt:ReportableSegments1Member5049732026-04-012026-06-30in-capmkt:ReportableSegments2Member5049732026-04-012026-06-30in-capmkt:ReportableSegments3Member5049732026-04-012026-06-30in-capmkt:ReportableSegments4Member5049732026-04-012026-06-30in-capmkt:ReportableSegments1Member5049732026-04-012026-06-30in-capmkt:ReportableSegments2Member5049732026-04-012026-06-30in-capmkt:ReportableSegments3Member5049732026-04-012026-06-30in-capmkt:ReportableSegments4Member5049732026-04-012026-06-30in-capmkt:ReportableSegments1Member5049732026-06-30in-capmkt:ReportableSegments1Member5049732026-04-012026-06-30in-capmkt:ReportableSegments2Member5049732026-06-30in-capmkt:ReportableSegments2Member5049732026-04-012026-06-30in-capmkt:ReportableSegments3Member5049732026-06-30in-capmkt:ReportableSegments3Member5049732026-04-012026-06-30in-capmkt:ReportableSegments4Member5049732026-06-30in-capmkt:ReportableSegments4Member5049732026-04-012026-06-30in-capmkt:ReportableSegments1Member5049732026-06-30in-capmkt:ReportableSegments1Member5049732026-04-012026-06-30in-capmkt:ReportableSegments2Member5049732026-06-30in-capmkt:ReportableSegments2Member5049732026-04-012026-06-30in-capmkt:ReportableSegments3Member5049732026-06-30in-capmkt:ReportableSegments3Member5049732026-04-012026-06-30in-capmkt:ReportableSegments4Member5049732026-06-30in-capmkt:ReportableSegments4Member5049732026-04-012026-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss15049732026-04-012026-06-30ItemsThatWillBeReclassifiedToProfitAndLoss15049732026-04-012026-06-30AuditorDomain1iso4217:INRiso4217:INRxbrli:shares504973CHOLAHLDNGNOTLISTEDINE149A01033Cholamandalam Financial Holdings LimitedMain BoardEquity2026-04-012027-03-312026-08-142026-07-13INRCroresQuarterlyFirst quarterMulti segment2026-08-1411:00:002026-08-1413:00:00Declaration of unmodified opinion2026-04-012026-06-30UnauditedConsolidated83633200000735000000713380000017807000001613200000023200000168781000001111357000001007500000112143200000000127482000004007250000087420000000092222000002524440000088161500000239817000000239817000006816900000-705500000611140000017870300000000196000001788990000015705000001946040000080596000009830300000907500000010385400000187800000142.9242.920042.9242.921.The Consolidated financial results of Cholamandalam Financial Holdings Limited ("The Company") for the quarter ended June 30, 2026 has been reviewed by the Audit Committee and approved by the Board of Directors at their meeting held on August 14, 2026. A Limited Review of these financial results have also been carried out by the Statutory Auditors in compliance with Regulation 33 of Securities Exchange Board of India ("SEBI") (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended. <br /> <br /> 2.The consolidated financial results of the Company comprising the Company, its Subsidiaries (together 'the Group'), Joint Ventures and Associates, include the results of the following entities: <br /> <br /> a)Cholamandalam Investment and Finance Company Limited (CIFCL)-Subsidiary <br /> b)Cholamandalam Securities Limited-Subsidiary of CIFCL <br /> c)Cholamandalam Leasing Limited (Formely known as Cholamandalam Home Finance Limited)-Subsidiary of CIFCL <br /> d)Vishvakarma Payments Private Limited-Associate of CIFCL <br /> e)Payswiff Technologies Private Limited-Joint Venture of CIFCL <br /> f)Chola Foundation-Jointly controlled entity (not for profit) of CIFCL <br /> g)Cholamandalam MS General Insurance Company Limited (CMSGICL)-Subsidiary <br /> h)Cholamandalam MS Risk Services Limited-Joint Venture <br /> <br /> 3.Insurance contracts are recognised as per IND AS 104 in line with previous years as CMSGICL has obtained forbearance from IRDAI for implementation of IND AS for the financial year 2026-2027 <br /> <br /> 4.The Government of India has notified New Labour Code effective from November 21, 2025, impact of these have been assessed based on best information available . In the consolidated financial results the revised wage definition has resulted in increase in employee benefits expense by Rs 57.40 crores for the year ended March 2026. The Group continues to monitor the finalisation of Central and State Rules and clarifications from the Government on the New Labour Codes and would provide appropriate accounting effect on the basis of such developments, as and when needed. <br /> <br /> 5.The Segment Reporting for Consolidated Financial Results is given in Appendix 1. <br /> <br /> 6.In respect of Consolidated financial results, the figures for the quarter ended March 31, 2026 is the balancing figure between the audited financials in respect of full financial years ended March 31, 2026 and the published year to date figures for the nine months ended December 31, 2025 which were subject to Limited Review. <br /> <br /> 7.Prior period figures have been regrouped wherever necessary to conform to the current period presentation.Premium income net of premium ceded to reinsurers16878100000Other Expenditure10659800000Insurance claims (net of reinsurance recoveries)14584600000Financing88562900000Insurance23222100000Others43600000Intersegment0111828600000692900000111135700000Financing22220700000Insurance1725900000Others54700000Intersegment0240013000000024001300000Financing2548479700000Insurance240943700000Others1687200000Intersegment-82658000002782844800000129181000002795762900000Financing2239676000000Insurance205580600000Others51400000Intersegment-8265800000243704220000002437042200000Items that will not be reclassified to Statement of Profit or loss55700000557000003900000Items that will be reclassified to Statement of Profit or loss203370000020337000005150000001570500000UnauditedtrueR.G.N. Price & Co.true2028-03-31