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LIC Housing Finance Limited

Main Board

Equity

2026-04-01

2027-03-31

2026-07-30

2026-07-20

INR

Crores

Quarterly

First quarter

Multi segment

2026-07-30

14:30:00

2026-07-30

20:10:00

Declaration of unmodified opinion

2026-04-01

2026-06-30

Unaudited

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The above financial results represent the Consolidated financial results for LIC Housing Finance Limited and its subsidiaries constituting the 'Group' . The above results for the quarter ended June 30, 2026 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on July 30, 2026. The above results have been subjected to Limited Review by the Joint Statutory Auditors of the Company. The consolidated financial results of the Company have been prepared in accordance with Indian Accounting Standards ("Ind AS") notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended. Accordingly, these financial results together with the results for the comparative reporting period have been prepared in accordance with the recognition and measurement principles laid down in Ind AS 34 - "Interim Financial Reporting", prescribed under section 133 of the Companies Act 2013 ("the Act"), and other recognized accounting practices generally accepted in India, in compliance with Regulation 33 and Regulation 52 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended along with circulars, guidlines and directions issued by the Reserve Bank of India from time to time. The Secured listed non-convertible debt securites of the Holding Company are secured by a negative lien on the assets of the Holding Company, with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the Holding Company is 1.23 times as at June 30, 2026. Disclosure of loans transferred / acquired during the quarter ended June 30, 2026 under the Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 - RBI/DOR/2025-26/352, DOR.STR.REC.271/21.04.048/2025-26 dated November 28, 2025 and Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, 2025 - Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, 2025, DOR.ACC.REC.No.278/21.04.018/2025-26 are given below : Disclosure of loans transferred / acquired during the quarter ended June 30, 2026 under the Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 - RBI/DOR/2025-26/352, DOR.STR.REC.271/21.04.048/2025-26 dated November 28, 2025 are given below : (i) The Company has not acquired, any stressed loan. (ii) The Company has transferred a stressed loan classified as NPA during the quarter ended June 30, 2026. The details as under: (Rs. in Crore) Particulars To ARCs To permitted transferees To other transferees Number of accounts 2 - - Aggregate principal outstanding of loans transferred 180.32 - - Weighted average residual tenor of the loans transferred 92 - - Net Book value of loans transferred (at the time of transfer) 72.24 - - Aggregate consideration 140.00 - - Additional consideration realized in respect of accounts transferred in earlier years 140.00 - - Balance to be realized in respect of accounts - - - Disclosure related to project finance for the quarter and year ended March 31, 2026 pursuant to Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, 2025 vide RBI/DOR/2025-26/359 -DOR.ACC.REC.No.278/21.04.018/2025-26 dt 28th November 2025 & also as per Reserve Bank of India (Non-Banking Financial Companies – Resolution of Stressed Assets) Directions, 2025 vide RBI/DOR/2025-26/357 DOR.STR.REC.276/21.04.048/2025-26 November 28, 2025 is given below. Item Description Number of Accounts Total Outstanding (Rs. in Crore) 1. Projects under implementation accounts at the beginning of the quarter. 86 1,939.95 2. Projects under implementation accounts sanctioned during the quarter. 12 228.95 3. Projects under implementation accounts where DCCO has been achieved during the quarter 3 76.62 3A. Movement of No of Loans & Total Outstanding balances appearing at the beginning of the quarter (11) 47.25 4. Projects under implementation accounts at the end of the quarter. (1+2-3+3A) 84 2139.53 5 Out of '4' – accounts in respect of which resolution process involving extension in original /extended DCCO, as the case may be, has been invoked. - - 5.1 Out of '5' – accounts in respect of which Resolution plan has been implemented. - - 5.2 Out of '5' – accounts in respect of which Resolution plan is under implementation. - - 5.3 Out of '5' – accounts in respect of which Resolution plan has failed. - - 6 Out of '5', accounts in respect of which resolution process involving extension in original / extended DCCO, as the case may be, has been invoked due to change in scope and size of the project. - - 7 Out of '5', account in respect of which cost overrun associated with extension in original /extended DCCO, as the case may be, was funded. - - 7.1 Out of '7', accounts where SBCF was sanctioned during financial closure and renewed continuously. - - 7.2 Out of '7', accounts where SBCF was not pre-sanctioned or renewed continuously - - 8 Out of '4' – accounts in respect of which resolution process not involving extension in original /extended DCCO, as the case may be, has been invoked. - - 8.1 Out of '8' – accounts in respect of which Resolution plan has been implemented. - - 8.2 Out of '8' – accounts in respect of which Resolution plan is under implementation. - - 8.3 Out of '8' – accounts in respect of which Resolution plan has failed. - - * Movement of No of loans includes, loans which are sanctioned in previous period but disbursement was not availed, loans which are closed during the quarter etc. ** Movement in Total Outstanding includes movement of additional disbursement made & repayments received during the quarter in respect of projects under implementation given at the beginning of ther quarter. # Total Outstanding represents the total principal outstanding of loans and advances. The figures for the quarter ended March 31, 2026 are the balancing figures between audited figures in respect of the full financial year for 2025-26 and published unaudited year to date figures upto the third quarter ended of relevant financial year. The figures for the previous periods / year have been regrouped/reclassifed wherever required to confirm to current period's / year's classification.

NOT APPLICABLE

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(i) The accounting policies adopted for segment reporting are in line with the policies of the Group. Segment revenue, segment expenses, segment assets and segment liabilities have been identified to segments on the basis of their relationship to the operating activities of the segment. (ii) Transfer prices between operating segments are on an arm’s length basis in a manner similar to transactions with third parties. (iii) Loans segment comprises of providing finance for purchase, construction, repairs, renovation of house/buildings. (iv) Other Segments comprise of Financial Services segment which involves business of marketing Financial Products and Services on own account as well as for and on behalf of other service providers, Construction Segment which establishes and operates assisted living community centres for elderly citizens in India, Asset Management segment which includes promoting and managing different schemes on behalf of LIC Mutual Fund and Trusteeship segment which supervises activities of LIC Mutual Fund. (v) The Company does not have any material operations outside India and hence, disclosure of geographic segments is not given. (vi) No single customer represents 10% or more of the Company’s total revenue for the period ended June 30, 2026.

Remeasurement of defined employee benefit plans

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Unaudited

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SHAH GUPTA AND CO

true

2027-12-31

M/S BATLIBOI AND PUROHIT

true

2028-04-30