5442522026-04-012026-06-305442522026-04-012026-06-30in-capmkt:OtherRevenueFromOperations1Member5442522026-04-012026-06-30in-capmkt:OtherRevenueFromOperations2Member5442522026-04-012026-06-30in-capmkt:OtherRevenueFromOperations3Member5442522026-04-012026-06-30in-capmkt:OtherExpenses1Member5442522026-04-012026-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss15442522026-04-012026-06-30ItemsThatWillBeReclassifiedToProfitAndLoss1iso4217:INRxbrli:pureiso4217:INRxbrli:shares544252BAJAJHFLNOTLISTEDINE377Y01014Bajaj Housing Finance LimitedMain BoardEquity2026-04-012027-03-312026-07-292026-07-08INRCroresQuarterlyFirst quarterSingle segmentHFC2026-07-2914:30:002026-07-2915:35:00Not applicablefalsefalseNA2026-04-012026-06-30UnauditedStandalone2856070000000105840000022560000000670000007185000003063020000030000030630500000000155610000018884900000128500000300000000016100000058260000021343100000928740000009287400000212760000070000002134600000715280000000007152800000104300000725710000083287600000100.860.86000.860.860.0475001. The above results have been reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on 29 July 2026 and subjected to limited review by joint statutory auditors pursuant to Regulation 33 and 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. The financial results of the Company have been prepared in accordance with Indian Accounting Standards prescribed under Section 133 of the Companies Act, 2013 read with the Companies (Indian Accounting Standards) Rules 2015, as amended from time to time and other recognised accounting practices generally accepted in India along with the circulars, guidelines and directions issued by Reserve Bank of India (RBI) and the National Housing Bank (NHB) from time to time. These financial results are available on the website of the Company viz. www.bajajhousingfinance.in and on the website of BSE Limited (www.bseindia.com) and National Stock Exchange of India Limited (www.nseindia.com). <br /> 2. All the secured non-convertible debentures of the Company including those issued during the period ended 30 June 2026, are fully secured by hypothecation of book debts/loan receivables to the extent as stated in the respective information memorandum. Further, the Company has at all times, for the non convertible debentures issued, maintained asset cover as stated in the respective information memorandum which is sufficient to discharge the principal amount, interest accrued thereon and such other sums as mentioned therein. The details for security cover as per the format prescribed by the SEBI vide Master circular dated 13 August 2025 is attached in Annexure-I. <br /> 3. The Company is engaged primarily in the business of financing and accordingly there are no separate reportable segments as per Ind AS 108 dealing with Operating Segment. <br /> <br /> 4. Disclosures pursuant to Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions and Reserve Bank of India (Non-Banking Financial Companies - Financial Statements: Presentation and Disclosures) Directions dated 28 November 2025 as amended from time to time. <br /> (a) Details of loans (not in default) transferred through assignment <br /> Particulars For the quarter ended 30 June 2026 <br /> Retention of beneficial economic interest (MRR)* 1% 10% <br /> Number of accounts assigned through Direct Assignment 9 1,640 <br /> Amount of loan account assigned (Rs. in crore) 1,898.70 729.54 <br /> Weighted average residual maturity (in months) 144.97 135.04 <br /> Weighted average holding period (in months) 16.81 25.53 <br /> Coverage of tangible security 100% 100% <br /> Rating-wise distribution of rated loans Unrated Unrated <br /> * Retained by the originator <br /> <br /> (b) Details of loans (not in default) acquired <br /> Particulars For the quarter ended 30 June 2026 <br /> Beneficial economic interest acquired* 90% <br /> Number of accounts acquired 8,246 <br /> Amount of loan account acquired (Rs. in crore) 1,466.74 <br /> Weighted average residual maturity (in months) 210.03 <br /> Weighted average holding period (in months) 24.50 <br /> Coverage of tangible security 100% <br /> Rating-wise distribution of rated loans Unrated <br /> * Acquired by the assignee <br /> <br /> (c) The Company has not acquired/transferred any stressed loan during the quarter ended 30 June 2026. <br /> (d) The Company has not entered into any new co-lending arrangements during the quarter ended 30 June 2026. Hence, no disclosure is required pertaining to co-lending arrangements. <br /> <br /> 5. In accordance with the Reserve Bank of India (Non-Banking Financial Companies - Resolution of Stressed Assets) Directions, dated 28 November 2025, no resolution plans have been implemented during the quarter ended 30 June 2026 in projects financed on or after 1 October 2025. Hence, no disclosure is required pertaining to projects financed under the Reserve Bank of India (Non-Banking Financial Companies - Financial Statements: Presentation and Disclosures) Directions, dated 28 November 2025 as amended from time to time. <br /> <br /> 6. The Company does not have any subsidiary/associate/joint venture entity(ies), hence consolidation is not applicable. <br /> 7. Disclosures in compliance with Regulation 52(4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for the quarter ended 30 June 2026 and 30 June 2025 is attached as Annexure-II. <br /> <br /> 8. The figures for the quarter ended 31 March 2026 represent balancing figures between the audited figures for the year ended 31 March 2026 and year to date figures up to 31 December 2025 which were subjected to limited review by joint statutory auditors. <br /> <br /> <br /> 9. Figures for the previous periods have been regrouped, wherever necessary, to make them comparable with the current period. <br /> <br /> 10. The Company has designated an exclusive email ID viz. bhflinvestor.service@bajajhousing.co.in for investor grievance redressal.Income on derecognised (assigned) loans612100000Digital Advertisement Charges103700000Others2700000Others582600000Re-measurement gains/(losses) on defined benefit plans1000001000000Gains/(losses) on investments in debt instruments measured at FVOCI13930000013930000035100000104300000