5430662026-04-012026-06-305430662026-04-012026-06-30in-capmkt:OtherRevenueFromOperations1Member5430662026-04-012026-06-30in-capmkt:OtherRevenueFromOperations2Member5430662026-04-012026-06-30in-capmkt:OtherExpenses1Member5430662026-04-012026-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1iso4217:INRxbrli:pureiso4217:INRxbrli:shares543066SBICARDNOTLISTEDINE018E01016SBI Cards and Payment Services LimitedMain BoardEquity2026-04-012027-03-312026-07-242026-07-17INRCroresQuarterlyFirst quarterSingle segmentCredit Card Business2026-07-2414:30:002026-07-2416:04:00Not applicablefalsefalseThere is no default on loans and debt securities during the quarter ended June 30, 2026.2026-04-012026-06-30UnauditedStandalone2420630000000240554000000009720000020466000005040550000016481000005205360000000020677000007445300000305100000396900000000947680000019858400000431223000008931300000089313000002464900000-1780000002286900000664440000000006644400000880000066532000009516100000106.986.98006.986.980.0287001. SBI Cards and Payment Services Limited (the 'Company') is a Non-Banking Financial Company registered with the Reserve Bank of India (the ‘RBI’). As per the RBI (Non-Banking Financial Companies – Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025 dated November 28, 2025, the Company is categorized as NBFC-Middle Layer (NBFC-ML). Pursuant to the applicability of the Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025, if lending business is being undertaken by any group entity of the Bank also, the group entity needs to comply with the regulations as applicable on NBFC-Upper Layer(NBFC-UL). The Company being a group entity of State Bank of India, needs to comply with the regulations as applicable on NBFC-UL. The Company is operationally in compliance with the applicable requirements for NBFC-UL including Prudential Norms on Capital Adequacy and provisions relating to Income Recognition, Asset Classification and Provisioning. <br /> 2. The above unaudited financial results of the Company have been prepared in accordance with the Indian Accounting Standards (‘Ind AS’) prescribed under Section 133 of the Companies Act, 2013 read with the Companies (Indian Accounting Standards) Rules, 2015, the other relevant provisions of the Companies Act, 2013, and the Master Directions/ Guidelines issued by Reserve Bank of India (RBI) as applicable and relevant to Non-Banking Financial Companies (the 'NBFC Regulations'), as amended from time to time. <br /> The Company has consistently applied its material accounting policies in the preparation of its financial results for the quarter ended June 30, 2026. <br /> 3. The above financial results have been reviewed by the Audit Committee and approved by the Board of Directors at their respective meetings held on July 24, 2026. The financial results for the quarter ended June 30, 2026 have been subjected to "Limited Review" by the joint statutory auditors of the Company in terms of Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI Regulations"), as amended including relevant circulars issued by SEBI from time to time. <br /> These financial results are available on the BSE Limited’s website (www.bseindia.com), the National Stock Exchange of India Limited’s website (www.nseindia.com) and on the Company's website (www.sbicard.com). <br /> 4. Management has exercised necessary due diligence to ensure that the said results provide a true and fair view of its affairs. <br /> <br /> Note: Since this notes tab does not provides provision for data in tabular format, therefore, for Information Pursuant to the Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the remaining notes, please refer the results in PDF format filed by the Company. <br /> <br /> Business development incentive income2040800000Insurance commission income5800000Operating and other expenses19858400000Remeasurements of the defined benefit liabilities / (asset)1170000011700000290000008800000