5419882026-04-012026-06-305419882026-04-012026-06-30in-capmkt:OtherExpenses1Memberiso4217:INRxbrli:pureiso4217:INRxbrli:shares541988AAVASNOTLISTEDINE216P01012Aavas Financiers LimitedMain BoardEquity2026-04-012027-03-312026-07-212026-07-14INRLakhsQuarterlyFirst quarterSingle segmentHFC-SI2026-07-2115:41:002026-07-2116:34:00Not applicablefalsefalseabc2026-04-012026-06-30UnauditedStandalone6164741000002556360007160800059519200000708717700037800007090957000000121698800029263480001105010002572000000127981000482379000488991700022010400000220104000047377300014586000488359000171268100000001712681000017126810007928780001021.621.510021.621.510.03061. The financial results have been prepared in accordance with applicable Indian accounting standards prescribed under section 133 of Companies Act, 2013 read with (Indian Accounting Standard) Rules, 2015 (Ind AS), as amended and other accounting principles generally accepted in India along with the circulars, guidelines and directions issued by Reserve Bank of India (RBI) and the National Housing Bank (NHB) from time to time and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the “Listing Regulations”). <br /> <br /> 2. The above financial results have been reviewed and recommended by the Audit Committee and approved by the Board of Directors at its meeting held on July 21, 2026 and subject to limited review by the joint statutory auditors of the Company. <br /> <br /> 3. The figures for the quarter ended March 31, 2026 represent balancing figures between audited figures for the year ended March 31, 2026 and year to date figures upto December 31, 2025 which were subjected to limited review by joint statutory auditors of the Company . <br /> <br /> 4. During the quarter ended June 30, 2026, the Company has allotted 5,039 equity shares to eligible employees under Performance stock Option Plan at a price of INR 10.00 per equity share. <br /> <br /> 5. Disclosures pursuant to Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 and Reserve Bank of India (Non-Banking Financial Companies — Financial Statements: Presentation and Disclosures) Directions, 2025 dated 28 November 2025: <br /> <br /> (a) Details of transfer through assignment in respect of loans not in default during the quarter ended June 30, 2026. <br /> <br /> (b) Details of transfer through Co-lending in respect of loans not in default during the quarter ended June 30, 2026. <br /> <br /> (c) The Company has not transferred or acquired, any stressed loans during the quarter ended June 30, 2026. <br /> <br /> (d) The Company has not acquired, any loans not in default during the quarter ended June 30, 2026. <br /> <br /> 6. Disclosure in compliance with Regulation 52(4) of the SEBI (Listing Obligation and Disclosure Requirements) Regulation, 2015 for the quarter ended June 30, 2026 is attached as Annexure A. <br /> <br /> 7. The Company has maintained at-least 100% security cover on its secured listed non-convertible debentures (NCDs) as on June 30, 2026 (by creating exclusive charge on hypothecation of specific and identified book debts/receivables). The proceeds of the NCDs, utilised till the end of the reporting period, were used for the objects that were stated in the respective offer documents. <br /> <br /> 8. The Company is engaged primarily in the business of housing finance within india and there are no separate reportable segments as per Ind AS 108 dealing with Operating Segments. <br /> <br /> 9. The Company does not have any subsidiary/ associate/ joint venture company. Accordingly, consolidation of financial statement is not applicable. <br /> <br /> 10. Disclosure related to Project Finance for the quarter ended June 30, 2026 as per Reserve Bank of India (Non-Banking Financial Company - Financial Statements: Presentation and Disclosures) Directions, 2025 dated November 28, 2025, is given below: <br /> Nil <br /> <br /> 11. Figures for the previous year/periods have been regrouped and/or reclassified wherever considered necessary. The impact, if any, are not material to financial results.Debt is 1597558.53 Lakhs where as equity is 521955.75 as on June 26Other expenses482379000