5440272026-04-012026-06-305440272026-04-012026-06-30in-capmkt:OtherExpenses1Member5440272026-04-012026-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss15440272026-04-012026-06-30ItemsThatWillBeReclassifiedToProfitAndLoss15440272026-04-012026-06-30ItemsThatWillBeReclassifiedToProfitAndLoss25440272026-04-012026-06-30ItemsThatWillBeReclassifiedToProfitAndLoss3iso4217:INRxbrli:pureiso4217:INRxbrli:shares544027FEDFINANOTLISTEDINE007N01010FEDBANK FINANCIAL SERVICES LIMITEDMain BoardEquity2026-04-012027-03-312026-07-152026-07-08INRLakhsQuarterlyFirst quarterSingle segmentLending Business2026-07-1511:15:002026-07-1511:40:00Not applicablefalsefalseNA2026-04-012026-06-30UnauditedStandalone64457000000024110000012500000000669930000032000006702500000000120630000027269000001425000002200000003406000007492000005167700000153480000001534800000439000000-48000000391000000114380000000001143800000-4666000006772000003749100000103.053.03003.053.030.04891. The Company is a Systemically Important Non Deposit taking Non Banking Finance Company (NBFC-ND-SI) registered with Reserve Bank of India (RBI) classified as an Investment and Credit Company. <br /> 2.The aforesaid audited financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standards (Ind AS), prescribed under section 133 of the Companies Act, 2013 (the "Act") <br /> 3.The aforesaid unaudited financial results have been approved by the Board of Directors at its meeting held on July 15, 2026 after review and recommendation by the Audit Committee. <br /> 4.Security cover available: The Company has secured NCDs of Rs 29,250 Lakhs outstanding at June 30, 2026 which are secured by way of first ranking pari passu charge over the eligible receivables and current assets to the extent of security cover of minimum 1.10 times of the obligations. <br /> 5.During the quarter and year ended June 30, 2026, the Company has granted 20,15,744 options respectively in accordance with the company's Employee Stock Option Scheme(s) (ESOS 2024) and Employee Stock Option Scheme(s) (ESOS 2018) respectively. <br /> 6.During the quarter and Period ended June 30, 2026, the Company has allotted 6,99,980 equity shares respectively of INR 10 each fully paid up, on exercise of options by employees, in accordance with the company's Employee Stock Option Scheme(s). <br /> 7.The Company does not have any subsidiary/associate/joint venture company as on June 30, 2026. <br /> 8.Previous period/year figures have been regrouped/reclassified to make them comparable with those of current period/year. <br /> 9.Disclosure as per Regulation 52(4) of SEBI (Listing Obligation & Disclosure Requirement) Regulation, 2015 as amended. <br /> Particulars As at <br /> June 30, 2026 <br /> Debt-Equity Ratio2 4.89 <br /> Debt Service Coverage Ratio NA <br /> Interest Service Coverage Ratio NA <br /> Outstanding redeemable preference shares (quantity and value) NA <br /> Capital redemption reserve (INR in Lakhs) 200 <br /> Debenture redemption reserve NA <br /> Current liability ratio 0.37 <br /> Total debts to total assets 0.81 <br /> Net worth4 (INR in Lakhs) 3,00,276 <br /> Sector specific equivalent ratios <br /> - CRAR 20.71% <br /> - Gross Non Performing Assets (GNPA)5 1.55% <br /> - Net Non Performing Assets (NNPA)6 0.96% <br /> - Liquidity Coverage ratio 157% <br /> - Provision Coverage Ratio (PCR)7 38.36% <br /> Net profit margin (%) 17.07% <br /> Net Profit after tax (INR in Lakhs) 11,438 <br /> Earning Per Share ('EPS')* <br /> - Basic 3.05 <br /> - Diluted 3.03 <br /> <br /> 10.Disclosure pertaining to RBI Master Direction - RBI/DOR/2021-22/86 DOR.STR.REC.51/21.04.048/2021-22 Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021 dated September 24, 2021. <br /> (i) The Company has not transferred any non-performing assets ("NPA" including written-off loans) during the quarter ended June 30, 2026. <br /> <br /> (ii) Details of transfer through assignment in respect of loans not in default during the quarter ended June 30, 2026 <br /> Particulars Value <br /> Aggregate amount of Loan transferred (Rs. In lakhs) 58,881 <br /> Weighted average residual maturity (in months) 37 <br /> Weighted average holding period by originator (in months) 6 <br /> Retention of beneficial economic interest 10% <br /> Coverage of tangible security coverage 100% <br /> Rating-wise distribution of rated loans NA <br /> (iii) The Company has not acquired any loans through assignment during the quarter ended June 30, 2026. <br /> (iv) The Company has not acquired any stressed loan during the quarter ended June 30, 2026. <br /> Other expenses749200000Re-measurement of net defined benefit plan-36100000-36100000-9200000Fair value gain/ (loss) OCI Loans-585100000Fair value gain/ (loss) OCI Investment in Government Securities21300000(iii) The effective portion of gain on hedging instruments in a cash flow hedge-27100000-590900000-151200000-466600000