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500253

LICHSGFIN

NOTLISTED

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LIC Housing Finance Limited

Main Board

Equity

2025-04-01

2026-03-31

2026-05-13

2026-05-04

INR

Crores

Quarterly

Fourth quarter

Multi segment

2026-05-13

14:30:00

2026-05-13

19:45:00

true

Cash Flow Indirect

Declaration of unmodified opinion

2026-01-01

2026-03-31

Audited

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27.13

The above financial results represent the Consolidated financial results for LIC Housing Finance Limited and its subsidiaries constituting the 'Group' . The above financial results represent the Consolidated financial results for LIC Housing Finance Limited and its subsidiaries constituting the 'Group' . The above results for the Quarter and year ended March 31, 2026 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on May 13, 2026. The above results have been Audited by the Joint Statutory Auditors of the Company. The financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standards, prescribed under Section 133 of the Companies Act, 2013 and other accounting principles generally accepted in India and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. The Board of Directors has recommended a dividend of rs. XXX per equity share of Rs. 2/- each ( XXX %) ((Previous year Rs. 10 per equity share (500%)) subject to approval of the members of the Company at the forthcoming Annual General Meeting. The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company (excluding current and future receivables and book-debt of whatsoever nature of the Company on which a first pari-pasu floating charge by way of hypothecation to secure the borrowings of the company outstanding as on March 31, 2015 and the unavailed sanctions of the term loans, cash credit and refinance as on March 31, 2015), with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.21 times as at March 31, 2026. Disclosure as required by Reserve Bank of India vide circular DOR.no. BP.BC/3/21.04.048/2020-21 dated August 6, 2020 and circular RBI/2021-22/31 DOR.STR.REC.11/21.04.048/2021-22 dated May 5, 2021 on Resolution Framework - 2.0, read with Reserve Bank of India (Non-Banking Financial Companies - Resolution of Stressed Assets) Directions 2025 dated November 28, 2025 as at March 31, 2026 are given below: Type of borrower Personal Loans Corporate persons Of which, MSMEs Others Total Disclosure of loans transferred / acquired during the quarter and year ended March 31, 2026 under the Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 - RBI/DOR/2025-26/352, DOR.STR.REC.271/21.04.048/2025-26 dated November 28, 2025 are given below : (i) The Company has not acquired, any stressed loan. (ii) The Company has transferred a stressed loan classified as NPA during the quarter and year ended March 31, 2026. The details as under: Details of stressed loans transferred during the quarter classified as NPA Particulars Number of accounts Aggregate principal outstanding of loans transferred Weighted average residual tenor of the loans transferred Net Book value of loans transferred (at the time of transfer) Aggregate consideration Additional consideration realized in respect of accounts transferred in earlier years Disclosure related to project finance for the quarter and year ended March 31, 2026 pursuant to Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, 2025 vide RBI/DOR/2025-26/359 -DOR.ACC.REC.No.278/21.04.018/2025-26 dt 28th November 2025 & also as per Reserve Bank of India (Non-Banking Financial Companies – Resolution of Stressed Assets) Directions, 2025 vide RBI/DOR/2025-26/357 DOR.STR.REC.276/21.04.048/2025-26 November 28, 2025 is given below. Item Description 1. Projects under implementation accounts at the beginning of the quarter. 2. Projects under implementation accounts sanctioned during the quarter. 3. Projects under implementation accounts where DCCO has been achieved during the quarter 4. Projects under implementation accounts at the end of the quarter. (1+2-3) 5 Out of '4' – accounts in respect of which resolution process involving extension in original / extended DCCO, as the case may be, has been invoked. 5.1 Out of '5' – accounts in respect of which Resolution plan has been implemented. 5.2 Out of '5' – accounts in respect of which Resolution plan is under implementation. 5.3 Out of '5' – accounts in respect of which Resolution plan has failed. 6 Out of '5', accounts in respect of which resolution process involving extension in original / extended DCCO, as the case may be, has been invoked due to change in scope and size of the project. 7 Out of '5', account in respect of which cost overrun associated with extension in original / extended DCCO, as the case may be, was funded. 7.1 Out of '7', accounts where SBCF was sanctioned during financial closure and renewed continuously. 7.2 Out of '7', accounts where SBCF was not pre-sanctioned or renewed continuously 8 Out of '4' – accounts in respect of which resolution process not involving extension in original /extended DCCO, as the case may be, has been invoked. 8.1 Out of '8' – accounts in respect of which Resolution plan has been implemented. 8.2 Out of '8' – accounts in respect of which Resolution plan is under implementation. 8.3 Out of '8' – accounts in respect of which Resolution plan has failed. During the year, the Company's shareholding in LIC Mutual Fund Asset Management Ltd reduced from 33.52% to 30.33% consequent to issuance of additional shares by the associate to other investor. The figures for the quarter ended March 31, 2026 and March 31, 2025 are the balancing figures between audited figures in respect of the full financial year for 2025-26 and 2024-25 and published unaudited year to date figures upto the third quarter ended December 31, 2025 and December 31, 2024, respectively. The figures for the previous periods / year have been regrouped wherever necessary in order to make them comparable.

2025-04-01

2026-03-31

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(i) The accounting policies adopted for segment reporting are in line with the policies of the Group. Segment revenue, segment expenses, segment assets and segment liabilities have been identified to segments on the basis of their relationship to the operating activities of the segment. (ii) Transfer prices between operating segments are on an arm’s length basis in a manner similar to transactions with third parties. (iii) Loans segment comprises of providing finance for purchase, construction, repairs, renovation of house/buildings. (iv) Other Segments comprise of Financial Services segment which involves business of marketing Financial Products and Services on own account as well as for and on behalf of other service providers, Construction Segment which establishes and operates assisted living community centres for elderly citizens in India, Asset Management segment which includes promoting and managing different schemes on behalf of LIC Mutual Fund and Trusteeship segment which supervises activities of LIC Mutual Fund. (v) The Company does not have any material operations outside India and hence, disclosure of geographic segments is not given. (vi) No single customer represents 10% or more of the Company’s total revenue for the year ended March 31, 2026.

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Audited

true

SHAH GUPTA AND CO

true

2027-12-31

M/S BATLIBOI AND PUROHIT

true

2028-04-30