5335192026-01-012026-03-315335192026-03-315335192025-03-315335192025-04-012026-03-315335192026-01-012026-03-31in-capmkt:OtherExpenses1Member5335192026-01-012026-03-31in-capmkt:OtherExpenses2Member5335192026-01-012026-03-31in-capmkt:OtherExpenses3Member5335192026-01-012026-03-31in-capmkt:OtherExpenses4Member5335192026-01-012026-03-31in-capmkt:OtherExpenses5Member5335192026-01-012026-03-31in-capmkt:OtherExpenses6Member5335192025-04-012026-03-31in-capmkt:OtherExpenses1Member5335192025-04-012026-03-31in-capmkt:OtherExpenses2Member5335192025-04-012026-03-31in-capmkt:OtherExpenses3Member5335192025-04-012026-03-31in-capmkt:OtherExpenses4Member5335192025-04-012026-03-31in-capmkt:OtherExpenses5Member5335192025-04-012026-03-31in-capmkt:OtherExpenses6Member5335192026-03-31OtherFinancialAssetsDomain15335192026-03-31OtherNonFinancialAssetsDomain15335192026-03-31OtherNonFinancialAssetsDomain25335192026-03-31OtherFinancialLiabilitiesDomain15335192026-03-31OtherNonFinancialLiabilitiesDomain15335192026-01-012026-03-31ItemsThatWillNotBeReclassifiedToProfitAndLoss15335192025-04-012026-03-31ItemsThatWillNotBeReclassifiedToProfitAndLoss15335192026-01-012026-03-31ItemsThatWillBeReclassifiedToProfitAndLoss15335192026-01-012026-03-31ItemsThatWillBeReclassifiedToProfitAndLoss25335192025-04-012026-03-31ItemsThatWillBeReclassifiedToProfitAndLoss15335192025-04-012026-03-31ItemsThatWillBeReclassifiedToProfitAndLoss25335192026-01-012026-03-31RelatedPartyTransactionDomain15335192025-12-31RelatedPartyTransactionDomain15335192026-03-31RelatedPartyTransactionDomain15335192026-01-012026-03-31RelatedPartyTransactionDomain25335192025-12-31RelatedPartyTransactionDomain25335192026-03-31RelatedPartyTransactionDomain25335192026-01-012026-03-31RelatedPartyTransactionDomain35335192025-12-31RelatedPartyTransactionDomain35335192026-03-31RelatedPartyTransactionDomain35335192026-01-012026-03-31RelatedPartyTransactionDomain45335192025-12-31RelatedPartyTransactionDomain45335192026-03-31RelatedPartyTransactionDomain45335192026-01-012026-03-31RelatedPartyTransactionDomain55335192025-12-31RelatedPartyTransactionDomain55335192026-03-31RelatedPartyTransactionDomain55335192026-01-012026-03-31RelatedPartyTransactionDomain65335192025-12-31RelatedPartyTransactionDomain65335192026-03-31RelatedPartyTransactionDomain65335192026-01-012026-03-31RelatedPartyTransactionDomain75335192025-12-31RelatedPartyTransactionDomain75335192026-03-31RelatedPartyTransactionDomain75335192026-01-012026-03-31RelatedPartyTransactionDomain85335192025-12-31RelatedPartyTransactionDomain85335192026-03-31RelatedPartyTransactionDomain85335192026-01-012026-03-31RelatedPartyTransactionDomain95335192025-12-31RelatedPartyTransactionDomain95335192026-03-31RelatedPartyTransactionDomain95335192026-01-012026-03-31RelatedPartyTransactionDomain105335192025-12-31RelatedPartyTransactionDomain105335192026-03-31RelatedPartyTransactionDomain105335192026-01-012026-03-31RelatedPartyTransactionDomain115335192025-12-31RelatedPartyTransactionDomain115335192026-03-31RelatedPartyTransactionDomain115335192026-01-012026-03-31RelatedPartyTransactionDomain125335192025-12-31RelatedPartyTransactionDomain125335192026-03-31RelatedPartyTransactionDomain125335192026-01-012026-03-31RelatedPartyTransactionDomain135335192025-12-31RelatedPartyTransactionDomain135335192026-03-31RelatedPartyTransactionDomain135335192026-01-012026-03-31RelatedPartyTransactionDomain145335192025-12-31RelatedPartyTransactionDomain145335192026-03-31RelatedPartyTransactionDomain145335192026-01-012026-03-31RelatedPartyTransactionDomain155335192025-12-31RelatedPartyTransactionDomain155335192026-03-31RelatedPartyTransactionDomain155335192026-01-012026-03-31RelatedPartyTransactionDomain165335192025-12-31RelatedPartyTransactionDomain165335192026-03-31RelatedPartyTransactionDomain165335192026-01-012026-03-31RelatedPartyTransactionDomain175335192025-12-31RelatedPartyTransactionDomain175335192026-03-31RelatedPartyTransactionDomain175335192026-01-012026-03-31RelatedPartyTransactionDomain185335192025-12-31RelatedPartyTransactionDomain185335192026-03-31RelatedPartyTransactionDomain185335192026-01-012026-03-31RelatedPartyTransactionDomain195335192025-12-31RelatedPartyTransactionDomain195335192026-03-31RelatedPartyTransactionDomain195335192026-01-012026-03-31RelatedPartyTransactionDomain205335192025-12-31RelatedPartyTransactionDomain205335192026-03-31RelatedPartyTransactionDomain205335192026-01-012026-03-31RelatedPartyTransactionDomain215335192025-12-31RelatedPartyTransactionDomain215335192026-03-31RelatedPartyTransactionDomain215335192026-01-012026-03-31RelatedPartyTransactionDomain225335192025-12-31RelatedPartyTransactionDomain225335192026-03-31RelatedPartyTransactionDomain225335192026-01-012026-03-31RelatedPartyTransactionDomain235335192025-12-31RelatedPartyTransactionDomain235335192026-03-31RelatedPartyTransactionDomain235335192026-01-012026-03-31AuditorDomain15335192026-01-012026-03-31AuditorDomain2iso4217:INRxbrli:pureiso4217:INRxbrli:shares533519LTFNOTLISTEDINE498L01015L&T FINANCE LIMITEDMain BoardEquity2025-04-012026-03-312026-04-242026-04-14INRCroresQuarterlyFourth quarterSingle segmentLending2026-04-2416:00:002026-04-2418:39:00trueCash Flow IndirectDeclaration of unmodified opiniontruetrueNANAtruetruetrue2026-04-24https://www.ltfinance.com/investorsfalsetrue2026-01-012026-03-31UnauditedStandalone44239400000149850000003470000000000049207900000370000049211600000000659110000017470200000592500000023970000018331000005461900000490830000037096800000121148000000121148000003067500000-4236000002643900000947090000000009470900000436500000990740000025043900000103.783.77003.783.770.03952025-04-012026-03-31AuditedStandalone16615650000015002000000123327000005071000000001804965000004550000018054200000000024527700000672004000002038400000005617700000218410000001796880000013919400000041348000000-2843000004106370000010573900000-513300000100606000003100310000000003100310000010350000031106600000250439000001025328890000012.412.360012.412.360.0395Collection charges1358500000Information & Technology expenses660400000Loan processing charges498200000Brand license fees474800000Management fees307700000Other expenses1608700000Collection charges5180300000Information & Technology expenses2299300000Loan processing charges1809100000Brand license fees1697900000Management fees1225000000Other expenses57572000004487860000034642400000875850000010247000004970000011782103000001063251000007745800000138163510000003925500000180515000001693900000618700000182390000025329000009143600000377900000001419425100000250439000002532889000002783328000002783328000002200000176629000003203953000007714602000007021400000187836000001135325600000369000000010555000001021200000576670000011410923000001419425100000Other financial assets7745800000Right of use assets3971300000Other non-financial assets5172300000Other financial liabilities18783600000Other non-financial liabilities1021200000Remeasurement of defined benefit plans-26500000-26500000Remeasurement of defined benefit plans-126700000-126700000-6700000-31900000Change in fair value of debt instruments measured at fair value through other comprehensive income-337200000The effective portion of gains / (loss) on hedging instruments in a cash flow hedge1060400000723200000Change in fair value of debt instruments measured at fair value through other comprehensive income-336600000The effective portion of gains / (loss) on hedging instruments in a cash flow hedge7148000003782000002669000001799000004365000001035000006653860000001498000000000-38315000004461300000039887000000002038400000041500000008480800000001500200000166156500000259400000-507100000001590600000274681000000-164529000002461080000006856720000016332090000010184300000-251547100000-142366900000070952000000000001810000011314000000001231000000000000000000015002000000011915000000397570000000887400000000004374798000002767683000003980000006867700000000154333200000159420000000159420000002893660000044878600000L&T Finance Limited******L&T Financial Consultants Limited******Subsidiary CompaniesAny other transactionRent and maintenance cost paid750000000Nil28360000000L&T Finance Limited******L&T Financial Consultants Limited******Subsidiary CompaniesDividend receivedNil149850000000L&T Finance Limited******L&T Financial Consultants Limited******Subsidiary CompaniesAny other transactionReimbursment of expenses300000Nil30000000L&T Finance Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionRent and maintenance cost paid150000000Nil71400000880000014000000L&T Finance Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionProfessional charges & other costs300000000Nil454000006540000012700000L&T Finance Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionIT Professional charges paid50000000Nil1260000000L&T Finance Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionBrand license fees paid2000000000Nil8168000008076000001542100000L&T Finance Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionNon convertible debenture (Borrowings)Nil000L&T Finance Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionInterest on non convertible debenture (Borrowings)Nil000L&T Finance Limited******LTM limited (formerly known as LTIMindtree Limited)******Fellow Subsidiary CompaniesAny other transactionIT Professional fees paid200000000Nil5500000129000001700000L&T Finance Limited******LTM limited (formerly known as LTIMindtree Limited)******Fellow Subsidiary CompaniesAny other transactionInterest on non convertible debenture (Borrowing)Nil303000003280000022100000L&T Finance Limited******LTM limited (formerly known as LTIMindtree Limited)******Fellow Subsidiary CompaniesAny other transactionNon convertible debenture (Borrowings)Nil0750000000750000000L&T Finance Limited******L&T Infra Investment Partners Advisory Private Limited******Subsidiary CompaniesAny other transactionCorporate support charges recovered50000000Nil590000033000000L&T Finance Limited******L&T Infra Investment Partners Advisory Private Limited******Subsidiary CompaniesAny other transactionCorporate support charges paid50000000Nil95000004600000400000L&T Finance Limited******L&T Infra Investment Partners Trustee Private Limited******Subsidiary CompaniesAny other transactionReimbursement of expenses20000000Nil2000002000000L&T Finance Limited******L&T Infra Investment Partners******Subsidiary CompaniesAny other transactionRedemption in UnitsNil2480000000L&T Finance Limited******L&T Infra Investment Partners******Subsidiary CompaniesAny other transactionInterest income on UnitsNil19280000000L&T Infra Investment Partners Advisory Pvt Ltd******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionBrand License fee1000000Nil-1000001000000L&T Infra Investment Partners Advisory Pvt Ltd******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionOther service expenses400000Nil100000400000800000L&T Infra Investment Partners Trustee Pvt Ltd******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionBrand License fee500000Nil000L&T Infra Investment Partners Trustee Pvt Ltd******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionVendor and Payroll Processing500000Nil000L&T Financial Consultants Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionProfessional Fees paid5000000Nil20000000L&T Financial Consultants Limited******Larsen & Toubro Limited******Ultimate Holding CompanyAny other transactionBrand license fees paid20000000Nil1400000730000078000002999200000AuditedtrueT R Chadha & Co LLPtrue2028-09-30M/s Brahmayya & Cotrue2028-10-3100000