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Housing Finance LimitedMain BoardEquity2025-04-012026-03-312026-04-202026-04-01INRCroresQuarterlyFourth quarterSingle segmentPNB Housing provides housing loans to individuals and corporate bodies for purchase, construction, repair and upgradation of houses. It also provides loans for commercial space, loan against property and loan for purchase of residential plots.2026-04-2015:00:002026-04-2017:02:00trueCash Flow IndirectDeclaration of unmodified opiniontruetrueYesNAtruetruetrue2026-03-30https://www.pnbhousing.com/documents/d/guest/RPT%20PolicyfalsefalseNot Applicable.2026-01-012026-03-31AuditedStandalone204236000000012204000005460000000021698600000-94500000216041000000001025900000124637000001910000003950000000-176210000011889000001314690000084572000000845720000015524000004178000001970200000648700000000006487000000488900000697590000026055000001024.924.840024.924.840.037Notes to accounts are uploaded with the pdf file uploaded on exchanges along with the outcome of Board meeting on April 20, 2026.2025-04-012026-03-31AuditedStandalone802857000005000000000394500000038150000000085112200000307000008514290000000038682000005001530000066170000013340000000-386200000042883000005510490000030038000000030038000000577260000098660000067592000002327880000000002327880000014597000002473850000026055000001018965250000089.4189.20089.4189.20.037Disclosure is not applicable for housing finance companies registered with NHB/RBI.Disclosure is not applicable for housing finance companies registered with NHB/RBI.Other expenses1188900000Other expenses428830000024829200000756070000027041000004715000001200000865579600000277692000002886500000931802000000002301000005100000024074000001380000046200000032070000050930000035326000009353346000002605500000189652500000192258000000192258000000414000000183000001266000000092703800000435431700000180553900000329660000028850100000741022400000104300000318500000016314000002054200000743076600000935334600000Notes to accounts are uploaded with the pdf file uploaded on exchanges along with the outcome of Board meeting on April 20, 2026.Other Financial assets2886500000Other non-financial assets509300000Other financial liabilities28850100000Other non-financial liabilities1631400000Remeasurement gain/(loss) on defined benefit plan1610000016100000Remeasurement gain/(loss) on defined benefit plan120000012000004100000300000Cash flow hedge637300000637300000Cash flow hedge194940000019494000001604000004906000004889000001459700000498929000000315000000-115900000000810000000-178000006119200000-1014000000-6392000000661700000-19879000001139000000-68120000000-5000000000219400000148000000877000000-5735000000-62178900000-32140900000050911000000056737000000-887256000000000000076000003300000000-7182300000000000000000000-5000000000006359900000000283700000000232500000005027894000004373601000004605000001302300000000872002000004834500000048345000001999470000024829200000PNB Housing Finance Limited******Pehel Foundation******Wholly owned subsidiaryAny other 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transactionSitting fees and commission paid to directors0Approved000PNB Housing Finance Limited******Mr. Nilesh S Vikamsey******Key Management PersonnelAny other transactionSitting fees and commission paid to directors2200000Approved220000000PNB Housing Finance Limited******Mr. Neeraj Madan Vyas******Key Management PersonnelAny other transactionSitting fees and commission paid to directors2700000Approved270000000PNB Housing Finance Limited******Mr. Tejendra Mohan Bhasin******Key Management PersonnelAny other transactionSitting fees and commission paid to directors3000000Approved300000000PNB Housing Finance Limited******Mr. Pavan Pal Kaushal******Key Management PersonnelAny other transactionSitting fees and commission paid to directors600000Approved60000000PNB Housing Finance Limited******Ms. Gita Nayyar******Key Management PersonnelAny other transactionSitting fees and commission paid to directors2200000Approved220000000PNB Housing Finance Limited******Mr. Dilip Kumar Jain******Key Management PersonnelAny other transactionSitting fees and commission paid to directors2300000Approved230000000PNB Housing Finance Limited******Ms. Veena Kamath******Key Managerial PersonnelAny other transactionRemuneration paid to KMPs3600000Approved360000000PNB Housing Finance Limited******Mr. Girish Kousgi******Key Managerial PersonnelAny other transactionRemuneration paid to KMPs5800000Approved580000000PNB Housing Finance Limited******Mr. Vinay Gupta******Key Managerial PersonnelAny other transactionRemuneration paid to KMPs7600000Approved760000000PNB Housing Finance Limited******Mr. Ajai Kumar Shukla******Key Managerial PersonnelAny other transactionRemuneration paid to KMPs11600000Approved1160000000PNB Housing Finance Limited******Ms. Veena Kamath******Key Managerial PersonnelAny other transactionRetirement benefits to KMPs0Approved06000001300000PNB Housing Finance Limited******Mr. Girish Kousgi******Key Managerial PersonnelAny other transactionRetirement benefits to 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agency350000000Approved1788000005520000054800000PNB Housing Finance Limited******PNB Metlife India Insurance Co Ltd******Promoter group entityAny other transactionRefund of insurance commission0Approved0500000100000PNB Housing Finance Limited******Dakshin Bihar Gramin Bank******Promoter group entityAny other transactionDeposits received1000000000Approved000PNB Housing Finance Limited******Assam Gramin Vikash Bank******Promoter group entityAny other transactionDeposits received5000000000Approved50000000976000000882300000PNB Housing Finance Limited******Assam Gramin Vikash Bank******Promoter group entityAny other transactionInterest on deposit received34000000Approved3400000000PNB Housing Finance Limited******Assam Gramin Vikash Bank******Promoter group entityAny other transactionDeposits Matured (including interest)162000000Approved16200000000PNB Housing Finance Limited******Tripura Gramin Bank******Promoter group entityAny other transactionDeposits received5000000000Approved55000000015153000002251600000PNB Housing Finance Limited******Tripura Gramin Bank******Promoter group entityAny other transactionInterest on deposit received59500000Approved5950000000PNB Housing Finance Limited******Tripura Gramin Bank******Promoter group entityAny other transactionDeposits Matured0Approved000PNB Housing Finance Limited******Mr. Girish Kousgi******Key Managerial PersonnelAny other transactionDeposits received20000000Approved000PNB Housing Finance Limited******Mr. Vinay Gupta******Key Managerial PersonnelAny other transactionDeposits received20000000Approved000PNB Housing Finance Limited******Ms. Veena Kamath******Key Managerial PersonnelAny other transactionDeposits received20000000Approved0500000600000PNB Housing Finance Limited******Ms. Veena Kamath******Key Managerial PersonnelAny other transactionInterest on deposit received0Approved000PNB Housing Finance Limited******Mr. Girish Kousgi******Key Managerial PersonnelAny other 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received500000000Approved000PNB Housing Finance Limited******Prathama UP Gramin Bank******Promoter group entityAny other transactionDeposits received500000000Approved000PNB Housing Finance Limited******Bangiya Gramin Vikash Bank******Promoter group entityAny other transactionDeposits received1000000000Approved000PNB Housing Finance Limited******Manipur Rural Bank******Promoter group entityAny other transactionDeposits received500000000Approved000PNB Housing Finance Limited******Mr. Girish Kousgi******Key Managerial PersonnelAny other transactionDividend Paid15300000Approved1530000000PNB Housing Finance Limited******Mr. Vinay Gupta******Key Managerial PersonnelAny other transactionDividend Paid100000Approved10000000PNB Housing Finance Limited******Ms. Veena Kamath******Key Managerial PersonnelAny other transactionDividend Paid0Approved000PNB Housing Finance Limited******PHFL Home Loans and Services Limited******Wholly owned fellow subsidiaryAny other transactionDividend received500000000Approved5000000000037993200000AuditedtrueCNK & Associates LLPtrue2027-07-31M M Nissim & Co LLPtrue2028-08-31