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The auditors have carried out Limited Review of the Financial Results for the quarter and Nine Months ended December 31, 2025 as required under Regulation 33 and Regulation 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. <BR> <BR> 3. The consolidated financial results have been reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on February 13, 2026. <BR> <BR> 4. Consolidated Segment information in accordance with the Ind AS 108 – Operating Segments of the Group is as under: <BR> <BR> Note : <BR> 1. Business Segments have been identified and reported taking into account the nature of products and services, the organisation structure, the internal business reporting system and the guidelines prescribed by the RBI. The Group doesn't have any reportable geographical segment. <BR> 2. Financial Numbers of discontinued operations have been included for above segment disclosures. <BR> <BR> 5.The secured non-convertible debentures issued by Capital India Finance Limited are fully secured by first pari passu charge by hypothecation of book debts/ loan receivables to the extent as stated in the Information Memorandum. Further, the Company has maintained asset cover as stated in the Information Memorandum which is sufficient to discharge the principal amount at all times for the non-convertible debt securities issued. <BR> <BR> 6. During the quarter ended December 31, 2025 the Capital India Finance Limited has allotted 13,47,500 equity shares of face value of Rs. 2 per share to employees who have exercised their options under the approved CIFL Employee Stock Option Plan 2018. <BR> <BR> 7. In case of subsidiary Rapipay Fintech Private Limited invested Rs 4 Lakhs in its wholly owned subsidiary NYE Investech Private Limited (formally known as Kuants Wealth Private Limited) during the quarter ended December 31, 2025. <BR> <BR> 8. In relation to expenses paid that are in the nature of sourcing and collection charges to loan service providers/ business partners, the income and expenses have been grossed up to provide more appropriate disclosures. The impact of the same is Nil on the profitability of the respective periods. The adjustments for the respective periods are as below. <BR> Particulars Quarter Ended Nine Months Ended Year Ended <BR> Dec 31, 2025 Sep 30, 2025 Dec 31, 2024 Dec 31, 2025 Dec 31, 2024 Mar 31, 2025 <BR> (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited) <BR> Increase in Interest Income 294.08 94.77 152.79 525.88 487.12 602.25 <BR> Increase in Other Expenses 294.08 94.77 152.79 525.88 487.12 602.25 <BR> Net Impact on Profit/(Loss) - - - - - - <BR> <BR> 9. Brief Details of Result of Discontinued operation is given as under- <BR> <BR> Particular Quarter Ended Nine Months Ended Year Ended <BR> Dec 31,202 Sep 30, 2025 Dec 31, 2024 Dec 31,2025 Dec 31, 2024 Mar 31,2025 <BR> (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited) <BR> Total Income - 585.75 1,949.40 2,301.26 5,603.93 7,450.52 <BR> Total Expenses - 738.82 1,878.72 2,361.77 5,298.12 7,149.06 <BR> Profit before Tax - (153.07) 70.68 (60.51) 305.81 301.46 <BR> <BR> 10.The figures for the quarter ended Decemebr 31, 2025, and December 31, 2024 are the balancing figures between published figures in respect of the half year ended September 30, 2025, and September 30, 2024 and the published figures for the quarter ended December 31, 2025 and December 31, 2024 respectively. <BR> <BR> <BR> 11. On November 21, 2025, the Government of India notified the four Labour Codes - the Code on Wages, 2019, the Industrial Relations Code, 2020, the Code on Social Security, 2020, and the Occupational Safety, Health and Working Conditions Code, 2020 - consolidating 29 existing labour laws. On the basis of the best information available and actuarial valuation obtained, consistent with the guidance provided by the Institute of Chartered Accountants of India the group has provided incremental impact in the consolidation results for the period ended December 31, 2025. The incremental impact towards gratuity liability of Rs.144.17 Lakhs primarily arises due to change in wage definition. The group continues to monitor the finalisation of Central / State Rules and clarifications from the Government on other aspects of the Labour Codes and would provide appropriate accounting effect on the basis of such developments as needed, if any. <BR> <BR> 12. Previous period/ year figures have been regrouped/ reclassified to make them comparable with those of current period. <BR> 2025-04-012025-12-31UnauditedConsolidated13340800000015285220007915700010092000951871000012437500040280970002159100040496880003954000009627280006181430002389070001796681000004864580006012360004708107000-658419000106380600040538700064944000-896500055979000349408000-60510004708000-107590000338649000-592000338057000390481000-51832000390254000-5219700078211300021.031-0.03-0.0310.970.011300Foriegn Exchange Services30227000Other operating income10587000Foriegn Exchange Services94693000Other operating income29682000Other expenses250557000Other expenses601236000Lending business569044000Prepaid Payment Instrument business846076000Forex business65183000Others493000Unallocated0Lending business1684341000Prepaid Payment Instrument business2402783000Forex business190176000Others2514000Unallocated0148079600042798140000014807960004279814000Lending business3223000Prepaid Payment Instrument business-41425000Forex business-15220000Others-6312000Unallocated0Lending business-498529000Prepaid Payment Instrument business-92878000Forex business-56795000Others-16268000Unallocated1063806000-597340003993360000000-59734000399336000Lending business14078765000Prepaid Payment Instrument business1346429000Forex business591827000Others80142000Unallocated01609716300041123500016508398000Lending business8237353000Prepaid Payment Instrument business1159731000Forex business184942000Others2624000Unallocated0958465000009584650000Items that will not be reclassified to profit or loss-1110000-1110000Items that will not be reclassified to profit or loss-532000-532000-8500060000-1025000-592000