5002532025-10-012025-12-315002532025-12-315002532025-04-012025-12-315002532025-10-012025-12-31in-capmkt:OtherRevenueFromOperations1Member5002532025-04-012025-12-31in-capmkt:OtherRevenueFromOperations1Member5002532025-10-012025-12-31in-capmkt:OtherExpenses1Member5002532025-04-012025-12-31in-capmkt:OtherExpenses1Member5002532025-10-012025-12-31in-capmkt:ReportableSegments1Member5002532025-10-012025-12-31in-capmkt:ReportableSegments2Member5002532025-04-012025-12-31in-capmkt:ReportableSegments1Member5002532025-04-012025-12-31in-capmkt:ReportableSegments2Member5002532025-10-012025-12-31in-capmkt:ReportableSegments1Member5002532025-10-012025-12-31in-capmkt:ReportableSegments2Member5002532025-04-012025-12-31in-capmkt:ReportableSegments1Member5002532025-04-012025-12-31in-capmkt:ReportableSegments2Member5002532025-10-012025-12-31in-capmkt:ReportableSegments1Member5002532025-12-31in-capmkt:ReportableSegments1Member5002532025-10-012025-12-31in-capmkt:ReportableSegments2Member5002532025-12-31in-capmkt:ReportableSegments2Member5002532025-10-012025-12-31in-capmkt:ReportableSegments1Member5002532025-12-31in-capmkt:ReportableSegments1Member5002532025-10-012025-12-31in-capmkt:ReportableSegments2Member5002532025-12-31in-capmkt:ReportableSegments2Member5002532025-10-012025-12-31ItemsThatWillNotBeReclassifiedToProfitAndLoss15002532025-04-012025-12-31ItemsThatWillNotBeReclassifiedToProfitAndLoss15002532025-10-012025-12-31AuditorDomain15002532025-10-012025-12-31AuditorDomain2iso4217:INRxbrli:pureiso4217:INRxbrli:shares500253LICHSGFINNOTLISTEDINE115A01026LIC Housing Finance LimitedMain BoardEquity2025-04-012026-03-312026-01-302026-01-20INRCroresQuarterlyThird quarterMulti segment2026-01-3014:30:002026-01-3020:00:00Declaration of unmodified opinion2025-10-012025-12-31UnauditedConsolidated7052250000000265200000317400000301000000095400000072089200000536000007214280000000019160000004940870000033550000023480000000153570000010966000005452730000017615500000017615500000327570000036580000036415000001397400000000087000001398270000017500000140002000001398020000025000001399770000025000001100800000225.4225.420025.4225.420.073001.The above financial results represent the Consolidated financial results for LIC Housing Finance Limited and its subsidiaries constituting the 'Group' . <BR> <BR> 2.The above results for the quarter and nine months ended December 31, 2025 have been reviewed by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on January 30, 2026. The above results have been subjected to Limited Review by the Joint Statutory Auditors of the Company. <BR> <BR> 3.The financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard (Ind AS) 34, Interim Finacial Reporting, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India (RBI), the National Housing Bank (NHB) or other regulators are implemented as and when they are issued / become applicable. <BR> <BR> 4.There are no loans transferred / acquired during the quarter / period ended December 31, 2025 under the Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 - RBI/DOR/2025-26/352, DOR.STR.REC.271/21.04.048/2025-26 dated November 28, 2025. <BR> <BR> 5.On November 21, 2025, the Government of India notified the four Labour Codes - the Code on Wages, 2019, the Industrial Relations Code, 2020, the Code on Social Security, 2020, and the Occupational Safety, Health and Working Conditions Code, 2020 - consolidating 29 existing labour laws. The Ministry of Labour & Employment published draft Central Rules and FAQs on December 30. 2025, to enable assessment of the financial impact due to changes in regulations. The Company has assessed and there is no incremental impact of these changes on the basis of opinion obtained and the best information available, consistent with the guidance provided by the Institute of Chartered Accountants of India. The Company continues to monitor the finalisation of Central / State Rules and clarifications from the Government on other aspects of the Labour Code and would consider appropriate accounting effect on the basis of such developments as needed. <BR> <BR> 6.During the period, the Company's shareholding in LIC Mutual Fund Asset Management Ltd reduced from 33.52% to 30.33% due to issuance of additional shares by the associate to other investor. The Company continues to exercise significant influence over the associate and accordingly the investment continues to be accounted for using the equity method. <BR> <BR> 7.The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company (excluding current and future receivables and book-debt of whatsoever nature of the Company on which a first pari-pasu floating charge by way of hypothecation to secure the borrowings of the company outstanding as on March 31, 2015 and the unavailed sanctions of the term loans, cash credit and refinance as on March 31, 2015), with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.19 times as at December 31, 2025. <BR> <BR> 8.The figures for the previous periods / year have been regrouped wherever necessary in order to make them comparable. <BR> <BR> <BR> 2025-04-012025-12-31UnauditedConsolidated21215840000000664700000676200000120800000002763200000216383300000588000002164421000000005279200000149809600000907800000674600000005146000000293640000016475360000051688500000051688500000952510000010588000001058390000041104600000000117000004111630000030900000411472000004111150000048000004114240000048000001100800000274.7474.740074.7474.740.07300OTHER INCOME954000000OTHER INCOME2763200000Other expenses1096600000Other expenses2936400000Segment Revenue71869900000OTHERS389100000Segment Revenue215898700000OTHERS9798000007225900000021687850000011620000043640000072142800000216442100000Segment Revenue17425100000OTHERS174400000Segment Revenue51463800000OTHERS3139000001759950000051777700000-24700000775000001762420000051700200000Segment Revenue3199644300000OTHERS3161100000320280540000019791000003204784500000Segment Revenue2801561900000OTHERS97650000028025384000009120000002803450400000(i) The accounting policies adopted for segment reporting are in line with the policies of the Group. Segment revenue, segment expenses, segment assets and segment liabilities have been identified to segments on the basis of their relationship to the operating activities of the segment. <BR> (ii) Transfer prices between operating segments are on an arm’s length basis in a manner similar to transactions with third parties. <BR> (iii) Loans segment comprises of providing finance for purchase, construction, repairs, renovation of house/buildings. <BR> (iv) Other Segments comprise of Financial Services segment which involves business of marketing Financial Products and Services on own account as well as for and on behalf of other service providers, Construction Segment which establishes and operates assisted living community centres for elderly citizens in India, Asset Management segment which includes promoting and managing different schemes on behalf of LIC Mutual Fund and Trusteeship segment which supervises activities of LIC Mutual Fund. <BR> (v) The Company does not have any material operations outside India and hence, disclosure of geographic segments is not given. <BR> (vi) No single customer represents 10% or more of the Company’s total revenue for the period ended December 31, 2025. <BR> Items that will not be reclassified to profit or loss 2340000023400000Items that will not be reclassified to profit or loss 4140000041400000590000010500000001750000030900000UnauditedtrueSHAH GUPTA AND COtrue2027-12-31M/S BATLIBOI AND PUROHITtrue2028-04-30