5002532025-10-012025-12-315002532025-12-315002532025-04-012025-12-315002532025-10-012025-12-31in-capmkt:OtherRevenueFromOperations1Member5002532025-04-012025-12-31in-capmkt:OtherRevenueFromOperations1Member5002532025-10-012025-12-31in-capmkt:OtherExpenses1Member5002532025-04-012025-12-31in-capmkt:OtherExpenses1Member5002532025-10-012025-12-31ItemsThatWillNotBeReclassifiedToProfitAndLoss15002532025-04-012025-12-31ItemsThatWillNotBeReclassifiedToProfitAndLoss15002532025-10-012025-12-31AuditorDomain15002532025-10-012025-12-31AuditorDomain2iso4217:INRxbrli:pureiso4217:INRxbrli:shares500253LICHSGFINNOTLISTEDINE115A01026LIC Housing Finance LimitedMain BoardEquity2025-04-012026-03-312026-01-302026-01-20INRCroresQuarterlyThird quarterSingle segmentHousing Finance2026-01-3014:30:002026-01-3020:00:00Declaration of unmodified opinionfalsetrue2025-10-012025-12-31UnauditedStandalone70438500000001613000002867000003010000000953200000718698000001000007186990000000017633000004942130000032540000032170000000153570000010774000005444480000017425100000017425100000323060000035500000035856000001383950000000001383950000017700000138572000001100800000225.1625.160025.1625.160.073001. The above results for the quarter and nine months ended December 31, 2025 have been reviewed by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on January 30, 2026. The above results have been subjected to Limited Review by the Joint Statutory Auditors of the Company. <BR> <BR> 2. The financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard (Ind AS) 34, Interim Finacial Reporting, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India (RBI), the National Housing Bank (NHB) or other regulators are implemented as and when they are issued / become applicable. <BR> <BR> 3. There are no loans transferred / acquired during the quarter / period ended December 31, 2025 under the Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 - RBI/DOR/2025-26/352, DOR.STR.REC.271/21.04.048/2025-26 dated November 28, 2025. <BR> <BR> 4. On November 21, 2025, the Government of India notified the four Labour Codes - the Code on Wages, 2019, the Industrial Relations Code, 2020, the Code on Social Security, 2020, and the Occupational Safety, Health and Working Conditions Code, 2020 - consolidating 29 existing labour laws. The Ministry of Labour & Employment published draft Central Rules and FAQs on December 30. 2025, to enable assessment of the financial impact due to changes in regulations. The Company has assessed and there is no material impact of these changes on the basis of opinion obtained and the best information available, consistent with the guidance provided by the Institute of Chartered Accountants of India. The Company continues to monitor the finalisation of Central / State Rules and clarifications from the Government on other aspects of the Labour Code and would consider appropriate accounting effect on the basis of such developments as needed. <BR> <BR> 5. The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company (excluding current and future receivables and book-debt of whatsoever nature of the Company on which a first pari-pasu floating charge by way of hypothecation to secure the borrowings of the company outstanding as on March 31, 2015 and the unavailed sanctions of the term loans, cash credit and refinance as on March 31, 2015), with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.19 times as at December 31, 2025. <BR> <BR> 6. Disclosures in compliance with Regulation 52(4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for the nine months ended December 31, 2025 is attached as Annexure 1. <BR> <BR> 7. The main business of the Company is to provide loans for purchase or construction of residential houses. All other activities of the Company revolve around the main business and accordingly there are no separate reportable segments, as per the Ind AS 108 - Operating Segments. <BR> <BR> 8. The figures for the previous periods/year have been regrouped wherever necessary in order to make them comparable. <BR> <BR> 2025-04-012025-12-31UnauditedStandalone2119045000000042770000062460000012080000000275670000021583430000064400000215898700000000478750000014984490000087750000089780000000514600000028812000001644349000005146380000005146380000094382000001048200000104864000004097740000000004097740000037800000410152000001100800000274.574.50074.574.50.07300OTHERS953200000OTHERS2756700000OTHERS1077400000OTHERS2881200000Remeasurement of defined employee benefit plans2360000023600000Remeasurement of defined employee benefit plans5050000050500000590000012700000001770000037800000UnauditedtrueSHAH GUPTA AND COtrue2027-12-31M/S BATLIBOI AND PUROHITtrue2028-04-3011578515000000002790205100000