5266502025-07-012025-09-305266502025-09-305266502025-03-315266502025-04-012025-09-305266502025-07-012025-09-30in-capmkt:OtherRevenueFromOperations1Member5266502025-04-012025-09-30in-capmkt:OtherRevenueFromOperations1Member5266502025-07-012025-09-30in-capmkt:OtherExpenses1Member5266502025-07-012025-09-30in-capmkt:OtherExpenses2Member5266502025-04-012025-09-30in-capmkt:OtherExpenses1Member5266502025-04-012025-09-30in-capmkt:OtherExpenses2Member5266502025-07-012025-09-30ItemsThatWillNotBeReclassifiedToProfitAndLoss15266502025-04-012025-09-30ItemsThatWillNotBeReclassifiedToProfitAndLoss15266502025-07-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss15266502025-04-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss15266502025-07-012025-09-30RelatedPartyTransactionDomain15266502025-06-30RelatedPartyTransactionDomain15266502025-09-30RelatedPartyTransactionDomain1iso4217:INRiso4217:INRxbrli:shares526650TFCILTDNOTLISTEDINE305A01023TOURISM FINANCE CORPORATION OF INDIA LIMITEDMain BoardEquity2025-04-012026-03-312025-11-102025-11-03INRLakhsQuarterlySecond quarterSingle segmentFinance2025-11-1011:30:002025-11-1014:05:00trueCash Flow IndirectNot applicabletruetrueNANAfalsetrue2025-05-09https://www.tfciltd.com/investors-disclosures#PoliciesfalsefalseNot Applicable2025-07-012025-09-30UnauditedStandalone5751400001142400002868900049254000000066450700034600066485300000037108000234190000140700000002649500029920000036565300003656530007500000007500000029065300000002906530003414700032480000092595400020.630.63000.630.63Notes: <BR> 1. The above financial results of the Company were reviewed by the Audit Committee and approved by the Board of Directors in its meeting held on November 10, 2025. The Statutory Auditor of the Company have carried out a Limited Review of the aforesaid results, in terms of Regulation 33 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015, and have issued an unmodified report thereon. <BR> 2. Provision of Expected Credit Loss (ECL) on loan assets has been made as per the methodology adopted by the Board of Directors in accordance with Ind-AS109, which may be further enhancement by the management for certain loan assets or for all the loan assets, wherever considered necessary to take care of business uncertainties. Based on prevailing indicators of future economic scenario, the company has made enhanced ECL provision in the books as on September 30, 2025, which is also higher than provision requirements as per RBI IRACP norms. Accordingly, Impairment Reserve is not required to be created as per RBI regulatory guidelines on implementation of Ind-As in NBFCs vide notification dated March 13, 2020. <BR> 3. Listed Bonds/NCDs of Rs.15,974 lakh are secured by first pari-passu charge on the loan assets receivables with security coverage of 1 times. <BR> 4. The company is engaged mainly in financing and investment business activity.Since all activities are related to the main business activity there is no separate reportable segmants as per the Ind AS 108 on 'Operating Segments'. <BR> 5. Figures in financial statements have been rounded off to the nearest lakh (except number of shares) and previous period figures have been re-grouped, re-arranged wherever necessary to make comparable with figures of the current period. <BR> 6. During the quarter ended 30th September, 2025, the shareholders of the Company approved the sub division/ split of Company's existing equity share having face value of Rs.10/- into five (5) equity shares having face value of Rs. 2/- each. Accordingly, the Basic and Diluted EPS for the comparative periods presented have been restated considering the number of equity shares with face value of Rs. 2/- each in accordance with Ind AS 33 on 'Earning per Share' <BR> 7. Disclosures in compliance with Regulation 52 (4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. <BR> <BR> Ratios Quarter Ended Half Year Ended <BR> 30.09.2025 30.06.2025 30.09.2024 30.09.2025 30.09.2024 <BR> (a) Total Debt - Equity ratio 0.82:1 0.71:1 0.90:1 0.82:1 0.90:1 <BR> (b) Outstanding redeemable preference shares (quantity and value) Nil Nil Nil Nil Nil <BR> (c) Capital redemption reserve/debenture redemption reserve Nil Nil Nil Nil Nil <BR> (d) Tangible Net worth (Rs. In lakh) 1,24,171.83 1,23,836.86 1,15,317.79 1,24,171.83 1,15,317.79 <BR> (e) Net Profit After Tax (Rs. In lakh) 2,906.53 3,055.89 2,558.08 5,962.42 5,097.86 <BR> (f) Earnings per Share (Not annualised) - Basic (Rs.) 0.63 0.66 0.55 1.29 1.10 <BR> (g) Earnings per Share (Not annualised) - Diluted (Rs.) 0.63 0.66 0.55 1.29 1.10 <BR> (h) Total Debt to Total Assets (%) 44.61% 41.15% 46.19% 44.61% 46.19% <BR> (i) Net Profit Margin(%) 43.72% 46.43% 39.58% 45.07% 40.31% <BR> (j) Sector Specific Ratios: <BR> 1. Gross NPA (%) 0.22% 0.24% 2.82% 0.22% 2.82% <BR> 2. Net NPA (%) Nil Nil 1.55% Nil 1.55% <BR> 3. Provision Coverage Ratio (%) 100.00% 100.00% 45.11% 100.00% 45.11% <BR> 4. Capital Risk Adequacy Ratio (CRAR) % 56.60% 62.68% 56.86% 56.60% 56.86% <BR> <BR> Note : Debt service coverage ratio, Interest service coverage ratio, Current ratio, Long term debt to working capital, Bad debts to Accounts receivable ratio, Current liability ratio, Debtors turnover, Inventory turnover and Operating margin ratio is not applicable to the Company. <BR> <BR> 2025-04-012025-09-30UnauditedStandalone113360900011424000055809000100786000000013016280002142000013230480000007598400044970600027880000000473280005758060007472420000747242000151000000015100000059624200000005962420003195500062819700092595400021.291.29001.291.29Other operating income0Other operating income0Other operating expenses26495000Provision/Write-off for Bad & Doubtfull Debts/Investments0Other operating expenses47328000Provision/Write-off for Bad & Doubtfull Debts/Investments0612531000132820000049500018169606000389571200014055800022832184000086103000415020000013001200000076700014488000272872000231050560009259540001158711700012513071000125130710000000003344042000696362900000269568000105772390000883400005912000147460001059198500023105056000Notes: <BR> 1. The above financial results of the Company were reviewed by the Audit Committee and approved by the Board of Directors in its meeting held on November 10, 2025. The Statutory Auditor of the Company have carried out a Limited Review of the aforesaid results, in terms of Regulation 33 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015, and have issued an unmodified report thereon. <BR> 2. Provision of Expected Credit Loss (ECL) on loan assets has been made as per the methodology adopted by the Board of Directors in accordance with Ind-AS109, which may be further enhancement by the management for certain loan assets or for all the loan assets, wherever considered necessary to take care of business uncertainties. Based on prevailing indicators of future economic scenario, the company has made enhanced ECL provision in the books as on September 30, 2025, which is also higher than provision requirements as per RBI IRACP norms. Accordingly, Impairment Reserve is not required to be created as per RBI regulatory guidelines on implementation of Ind-As in NBFCs vide notification dated March 13, 2020. <BR> 3. Listed Bonds/NCDs of Rs.15,974 lakh are secured by first pari-passu charge on the loan assets receivables with security coverage of 1 times. <BR> 4. The company is engaged mainly in financing and investment business activity.Since all activities are related to the main business activity there is no separate reportable segmants as per the Ind AS 108 on 'Operating Segments'. <BR> 5. Figures in financial statements have been rounded off to the nearest lakh (except number of shares) and previous period figures have been re-grouped, re-arranged wherever necessary to make comparable with figures of the current period. <BR> 6. During the quarter ended 30th September, 2025, the shareholders of the Company approved the sub division/ split of Company's existing equity share having face value of Rs.10/- into five (5) equity shares having face value of Rs. 2/- each. Accordingly, the Basic and Diluted EPS for the comparative periods presented have been restated considering the number of equity shares with face value of Rs. 2/- each in accordance with Ind AS 33 on 'Earning per Share' <BR> 7. Disclosures in compliance with Regulation 52 (4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. <BR> <BR> Ratios Quarter Ended Half Year Ended <BR> 30.09.2025 30.06.2025 30.09.2024 30.09.2025 30.09.2024 <BR> (a) Total Debt - Equity ratio 0.82:1 0.71:1 0.90:1 0.82:1 0.90:1 <BR> (b) Outstanding redeemable preference shares (quantity and value) Nil Nil Nil Nil Nil <BR> (c) Capital redemption reserve/debenture redemption reserve Nil Nil Nil Nil Nil <BR> (d) Tangible Net worth (Rs. In lakh) 1,24,171.83 1,23,836.86 1,15,317.79 1,24,171.83 1,15,317.79 <BR> (e) Net Profit After Tax (Rs. In lakh) 2,906.53 3,055.89 2,558.08 5,962.42 5,097.86 <BR> (f) Earnings per Share (Not annualised) - Basic (Rs.) 0.63 0.66 0.55 1.29 1.10 <BR> (g) Earnings per Share (Not annualised) - Diluted (Rs.) 0.63 0.66 0.55 1.29 1.10 <BR> (h) Total Debt to Total Assets (%) 44.61% 41.15% 46.19% 44.61% 46.19% <BR> (i) Net Profit Margin(%) 43.72% 46.43% 39.58% 45.07% 40.31% <BR> (j) Sector Specific Ratios: <BR> 1. Gross NPA (%) 0.22% 0.24% 2.82% 0.22% 2.82% <BR> 2. Net NPA (%) Nil Nil 1.55% Nil 1.55% <BR> 3. Provision Coverage Ratio (%) 100.00% 100.00% 45.11% 100.00% 45.11% <BR> 4. Capital Risk Adequacy Ratio (CRAR) % 56.60% 62.68% 56.86% 56.60% 56.86% <BR> <BR> Note : Debt service coverage ratio, Interest service coverage ratio, Current ratio, Long term debt to working capital, Bad debts to Accounts receivable ratio, Current liability ratio, Debtors turnover, Inventory turnover and Operating margin ratio is not applicable to the Company. <BR> <BR> Item that will not be reclassified to profit or loss24740002474000Item that will not be reclassified to profit or loss28200028200000Item that will be reclassified to profit or loss3167300031673000Item that will be reclassified to profit or loss31673000316730000034147000319550002400000-1570000175100000-1692300044000000-4368000278800000-5823000603150001683593000000000-29165850003196900000-1163156000-415914000000982870000-5142010000000000018000227000000000000000000000000-209000000000000098000027778600000-997000-279763000-7941730000-7941730001406704000612531000Tourism Finance Corporation of India Limited******Parkash Chand******Non-Executive Director (Representing LIC of India - Promoter)Any other transactionSitting Fee755000NA75500000755000