FEDFINA2025-07-012025-09-30FEDFINA2025-09-30FEDFINA2025-03-31FEDFINA2025-04-012025-09-30FEDFINA2025-07-012025-09-30in-capmkt:OtherExpenses1MemberFEDFINA2025-04-012025-09-30in-capmkt:OtherExpenses1MemberFEDFINA2025-07-012025-09-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1FEDFINA2025-04-012025-09-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1FEDFINA2025-07-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss1FEDFINA2025-07-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss2FEDFINA2025-07-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss3FEDFINA2025-04-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss1FEDFINA2025-04-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss2FEDFINA2025-04-012025-09-30ItemsThatWillBeReclassifiedToProfitAndLoss3FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain1FEDFINA2025-06-30RelatedPartyTransactionDomain1FEDFINA2025-09-30RelatedPartyTransactionDomain1FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain2FEDFINA2025-06-30RelatedPartyTransactionDomain2FEDFINA2025-09-30RelatedPartyTransactionDomain2FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain3FEDFINA2025-06-30RelatedPartyTransactionDomain3FEDFINA2025-09-30RelatedPartyTransactionDomain3FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain4FEDFINA2025-06-30RelatedPartyTransactionDomain4FEDFINA2025-09-30RelatedPartyTransactionDomain4FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain5FEDFINA2025-06-30RelatedPartyTransactionDomain5FEDFINA2025-09-30RelatedPartyTransactionDomain5FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain6FEDFINA2025-06-30RelatedPartyTransactionDomain6FEDFINA2025-09-30RelatedPartyTransactionDomain6FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain7FEDFINA2025-06-30RelatedPartyTransactionDomain7FEDFINA2025-09-30RelatedPartyTransactionDomain7FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain8FEDFINA2025-06-30RelatedPartyTransactionDomain8FEDFINA2025-09-30RelatedPartyTransactionDomain8FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain9FEDFINA2025-06-30RelatedPartyTransactionDomain9FEDFINA2025-09-30RelatedPartyTransactionDomain9FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain10FEDFINA2025-06-30RelatedPartyTransactionDomain10FEDFINA2025-09-30RelatedPartyTransactionDomain10FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain11FEDFINA2025-06-30RelatedPartyTransactionDomain11FEDFINA2025-09-30RelatedPartyTransactionDomain11FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain12FEDFINA2025-06-30RelatedPartyTransactionDomain12FEDFINA2025-09-30RelatedPartyTransactionDomain12FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain13FEDFINA2025-06-30RelatedPartyTransactionDomain13FEDFINA2025-09-30RelatedPartyTransactionDomain13FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain14FEDFINA2025-06-30RelatedPartyTransactionDomain14FEDFINA2025-09-30RelatedPartyTransactionDomain14FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain15FEDFINA2025-06-30RelatedPartyTransactionDomain15FEDFINA2025-09-30RelatedPartyTransactionDomain15FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain16FEDFINA2025-06-30RelatedPartyTransactionDomain16FEDFINA2025-09-30RelatedPartyTransactionDomain16FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain17FEDFINA2025-06-30RelatedPartyTransactionDomain17FEDFINA2025-09-30RelatedPartyTransactionDomain17FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain18FEDFINA2025-06-30RelatedPartyTransactionDomain18FEDFINA2025-09-30RelatedPartyTransactionDomain18FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain19FEDFINA2025-06-30RelatedPartyTransactionDomain19FEDFINA2025-09-30RelatedPartyTransactionDomain19FEDFINA2025-07-012025-09-30RelatedPartyTransactionDomain20FEDFINA2025-06-30RelatedPartyTransactionDomain20FEDFINA2025-09-30RelatedPartyTransactionDomain20iso4217:INRxbrli:pureiso4217:INRxbrli:shares544027FEDFINANOTLISTEDINE007N01010FEDBANK FINANCIAL SERVICES LIMITEDMain BoardEquity2025-04-012026-03-312025-10-172025-10-07INRLakhsQuarterlySecond quarterSingle segmentLending Business2025-10-1714:30:002025-10-1715:31:00trueCash Flow IndirectNot applicabletruetrueNANAtruetruetrue2025-04-25https://www.fedfina.com/site/assets/files/2898/policy_on_related_party_transactions-1.pdffalsefalseNA2025-07-012025-09-30UnauditedStandalone5077000000002259000005090000000053538000006100000535990000000010523000002138400000130600000-4200000003152000006529000004285200000107470000001074700000256800000164000002732000008015000000000801500000-1237000006778000003736700000102.152.13002.152.130.03781. The aforesaid unaudited financial results have been approved by the Board of Directors at its meeting held on Oct 17, 2025 after review and recommendation by the Audit Committee. <BR> <BR> 2. Security cover available: The Company has secured NCDs of Rs 33,375 Lakhs outstanding at September 30, 2025 which are secured by way of first ranking pari passu charge over the eligible receivables and current assets to the extent of security cover of minimum 1.10 times of the obligations. <BR> <BR> 3. During the quarter ended September 30,2025, The Company has not granted any options in accordance with the company's Employee Stock Option Scheme(s) (ESOS 2024) and Employee Stock Option Scheme(s) (ESOS 2018) respectively. <BR> <BR> 4. During the quarter ended September 30, 2025, the Company has allotted 5,90,965 equity shares of INR 10 each fully paid up, on exercise of options by employees, in accordance with the company's Employee Stock Option Scheme(s). <BR> <BR> 5. Disclosure as per Regulation 52(4) of SEBI (Listing Obligation & Disclosure Requirement) Regulation, 2015 as amended. <BR> <BR> Particulars As at Sep 30, 2025 <BR> Debt-Equity Ratio 3.78 <BR> Capital redemption reserve (INR in Lakhs) 200 <BR> Current liability ratio 0.36 <BR> Total debts to total assets 0.77 <BR> Net worth (INR in Lakhs) 2,70,977 <BR> Sector specific equivalent ratios <BR> - CRAR 21.64% <BR> - Gross Non Performing Assets (GNPA) 1.90% <BR> - Net Non Performing Assets (NNPA) 1.30% <BR> - Liquidity Coverage ratio 140.04% <BR> - Provision Coverage Ratio (PCR) 31.99% <BR> - Net profit margin (%) 14.95% <BR> <BR> 6. During the Current Financial Year, the Company ceased its Distribution vertical which used to source business for Federal Bank for which fees and commission expenses were incurred by the Company. During the quarter under review, actual invoices came in lesser than the accruals taken in previous period which led to release of excess provision no longer required being reversed in Fees and Commission Expenses resulting into a negative amount. <BR> <BR> 7. Disclosure pertaining to RBI Master Direction - RBI/DOR/2021-22/86 DOR.STR.REC.51/21.04.048/2021-22 Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021 dated September 24, 2021. <BR> (i) The Company has transferred following non-performing assets ("NPA" including written-off loans) during the quarter ended September 30, 2025. <BR> <BR> Particular To ARCs <BR> Number of accounts 617 <BR> Aggregate principal outstanding of loans transferred 7,945 <BR> Weighted average residual tenor of the loans transferred - <BR> Net book value of loans transferred (at the time of transfer)* 2,734 <BR> Aggregate consideration 3,257 <BR> Additional consideration realized in respect of accounts transferred in earlier years - <BR> <BR> (ii) Details of transfer through assignment in respect of loans not in default during the quarter ended September 30, 2025: <BR> Particulars Value <BR> Aggregate amount of Loan transferred (Rs. In lakhs) 62,864 <BR> Weighted average residual maturity (in months) 164 <BR> Weighted average holding period by originator (in months) 20 <BR> Retention of beneficial economic interest 0% - 10% <BR> Coverage of tangible security coverage 82% <BR> Rating-wise distribution of rated loans NA <BR> <BR> (iii) The Company has not acquired any loans through assignment during the quarter ended September 30, 2025. <BR> (iv) The Company has not acquired any stressed loan during the quarter ended September 30, 2025. <BR> <BR> 8. The Company’s business comprise of lending loans, by way of offering different products and across geographies, that constitute the only segment considering internal reporting to Chief Operating Decision Maker (CODM). Hence there are no reportable segments.2025-04-012025-09-30UnauditedStandalone99383000000047750000010400000000010519800000126000001053240000000019772000004318100000254300000-39000000056240000013461000008454200000207820000002078200000533600000-7000000526600000155160000000001551600000-5370000014979000003736700000104.164.12004.164.120.0378Other expenses652900000Other expenses1346100000498220000040000004333000004308000004300000115714300000545710000038973000001309233000000013200000000180570000025000000640000003230000069870000027001000001336234000003736700000233610000002709770000027097700000000149000000007714300000900324000000455050000033841000001058303000001531000001793000000363000000695400000106525700000133623400000The Company's business comprise of lending loans, by way of offering different products and across geographies. that constitute the only segment considering internal reporting to Chief Operating Decision Maker fCODM). Hence there are no reportable segments.Re-measurement of net defined plan00Re-measurement of net defined plan-10700000-107000000-2700000Fair Valir Gain/(Loss) OCI Loans-200500000Fair Value Gain/(Loss) Investment in Government Securities0(iii) The effective portion of gain on hedging instruments in a cash flow hedge35200000-165300000Fair Valir Gain/(Loss) OCI Loans-78300000Fair Value Gain/(Loss) Investment in Government Securities0(iii) The effective portion of gain on hedging instruments in a cash flow hedge17300000-61000000-41600000-15300000-123700000-5370000043181000000-24410000000-3537100000000461000000002543000000305000000-15890000000005530000000-22900000005938000000112900000032072000000004966000001690000027275000000000000001243000000001270000000000000000000959000000-150100000-19120000000708000000000035378900000356410000002276000000438120000000-4800100000-22638000000-226380000072460000004982200000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterSale of goods or services250000000Approved316160002025-10-1731616000156710004965000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterInterest received125000000Approved02025-10-1701537875000514346000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterInterest paid750000000Approved3817350002025-10-17381735000103083330009002776000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterInterest paid750000000Approved215820002025-10-1721582000600000000600000000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterInterest paid750000000Approved1164950002025-10-1711649500023470000002347000000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterSale of goods or services1412000Approved14120002025-10-17141200000Fedbank Financial Services Limited******Parvez Mulla******MD & CEORemuneration21556000Approved215560002025-10-172155600000Fedbank Financial Services Limited******Ganesh Venkatraman Chatapuram******Chief Financial OfficerRemuneration13675000Approved136750002025-10-171367500000Fedbank Financial Services Limited******Rajaraman Sundaresan******Company Secretary (till July 31, 2025)Remuneration1953000Approved19530002025-10-17195300000Fedbank Financial Services Limited******Mrs.Gauri Shah******Independent Director (till February 12, 2025)Remuneration507000Approved5070002025-10-1750700000Fedbank Financial Services Limited******Shyam Srinivasan******Non-Executive DirectorRemuneration1649000Approved16490002025-10-17164900000Fedbank Financial Services Limited******Ramesh Sundarajan******Independent DirectorRemuneration1895000Approved18950002025-10-17189500000Fedbank Financial Services Limited******Sunil Gulati******Independent DirectorRemuneration1595000Approved15950002025-10-17159500000Fedbank Financial Services Limited******Sonal Dave******Independent DirectorRemuneration1715000Approved17150002025-10-17171500000Fedbank Financial Services Limited******Mona Bhide******Independent DirectorRemuneration1311000Approved13110002025-10-17131100000Fedbank Financial Services Limited******Muralidharan Rajamani******Independent DirectorRemuneration1308000Approved13080002025-10-17130800000Fedbank Financial Services Limited******Parthasarathy Rajagopal Iyengar******Company Secretary (w.e.f July 1, 2025)Remuneration1875000Approved18750002025-10-17187500000Fedbank Financial Services Limited******Rajaraman Sundaresan******Company Secretary (till July 31, 2025)Any other transactionExercise of ESOP543000Approved5430002025-10-1754300000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterAny other transactionBrand Usage Charges16106000Approved161060002025-10-1716106000016077000Fedbank Financial Services Limited******The Federal Bank Limited******PromoterAny other transactionBank Charges Paid972000Approved9720002025-10-1797200000619500000