5308792025-04-012025-06-305308792025-06-305308792025-04-012025-06-30in-capmkt:OtherRevenueFromOperations1Member5308792025-04-012025-06-30in-capmkt:OtherExpenses1Member5308792025-04-012025-06-30in-capmkt:ReportableSegments1Member5308792025-04-012025-06-30in-capmkt:ReportableSegments2Member5308792025-04-012025-06-30in-capmkt:ReportableSegments1Member5308792025-04-012025-06-30in-capmkt:ReportableSegments2Member5308792025-04-012025-06-30in-capmkt:ReportableSegments1Member5308792025-06-30in-capmkt:ReportableSegments1Member5308792025-04-012025-06-30in-capmkt:ReportableSegments2Member5308792025-06-30in-capmkt:ReportableSegments2Member5308792025-04-012025-06-30in-capmkt:ReportableSegments1Member5308792025-06-30in-capmkt:ReportableSegments1Member5308792025-04-012025-06-30in-capmkt:ReportableSegments2Member5308792025-06-30in-capmkt:ReportableSegments2Member5308792025-04-012025-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1iso4217:INRxbrli:pureiso4217:INRxbrli:shares530879CIFLNOTLISTEDINE345H01024CAPITAL INDIA FINANCE LIMITEDMain BoardEquity2025-04-012026-03-312025-08-132025-08-07INRLakhsQuarterlyFirst quarterMulti segment2025-08-1310:00:002025-08-1312:05:00Not applicablefalsefalseNA2025-04-012025-06-30UnauditedStandalone354117000003835100018051000127760000031378000454673000340700045808000000018049500019536300023090000000-5679000636110004568800001200000012000003764000-368600078000112200000001122000216000133800077916800020000000.01001. Capital India Finance Limited ("the Company") is a Non- Deposit taking Non - Banking Financial Company ("NBFC-ND") registered with the Reserve Bank of India ("the RBI") and classified as NBFC - Middle Layer pursuant to Scale Based Regulations prescribed by the RBI vide its Circular Ref. No. RBI/2021-22/112 DOR CRE.REC. No.60/03.10.001/2021-22 dated October 22, 2021 read with Master Direction - Reserve Bank of India (Non - Banking Financial Company - Scale Based Regulation)Directions, 2023 dated October 19, 2023. <BR> <BR> 2.These Standalone Financial Results have been prepared in accordance with the recognition and measurement principles of Indian Accounting Standards ("Ind AS") notified under Section 133 of the Companies Act 2013 ('the Act') read with relevant rules issued thereunder and the other accounting principles generally accepted in India. <BR> <BR> 3.The figures of the quarter ended March 31, 2025 is the balancing figures between the audited figures in respect of the full financial year and published year to date figures up to the third quarter of the relevant financial year which were subject to limited review by the Statutory Auditors of the Company. <BR> <BR> 4.The auditors have carried out Limited Review of the Financial results for the quarter ended June 30, 2025 as required under Regulation 33 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. <BR> <BR> 5. The results have been reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on August 13, 2025. <BR> <BR> 6. Disclosures pursuant to RBI Notification - RBI/DOR/2021-22/86 DOR.STR.REC.51/21.04.048/2021-22 dated 24 September, 2021. <BR> A. Details of loans acquired through assignment in respect of loans not in default for the quarter ended June 30, 2025. <BR> <BR> Aggregate amount of loans acquired (in Lakhs) | 575.76 | <BR> Weighted average residual maturity (in months) | 85 | <BR> Weighted average holding period (in months)* | 1 | <BR> Retention of beneficial economic interest by the originator (in %) (MRR) | 10% | <BR> Tangible security coverage** (Times) | 1 | <BR> Rating- wise distribution of rated loans | unrated | <BR> * Holding period is computed as holding period in the books of the originator. <BR> ** For computation of coverage tangible security coverage ratio, Company has considered only secured loans. <BR> <BR> B. Details of loans transferred through Assignment in respect of loans not in default during the quarter ended June 30, 2025. <BR> <BR> Aggregate principal outstanding of loans transferred through assignment (Rs. in Lakhs) | 848.15 | <BR> Retention of Beneficial economic interest (in %) (MRR) | 10% | <BR> Weighted average residual maturity (in months) | 117 | <BR> Weighted average holding period (in months) | 14 | <BR> Coverage of Tangible security Coverage (Times) | 1 | <BR> Rating- wise distribution of rated loans | unrated | <BR> C. The Company has not transferred any stressed loan during the quarter ended June 30, 2025. <BR> D. The Company has not acquired any stressed loan during the quarter ended June 30, 2025. <BR> <BR> <BR> 7. The Code on Wages, 2019 and Code Social Security, 2020 (“the Codes”) relating to employees compensation and post-employment benefits that received Presidential assent have not been notified. Further, the related rules for quantifying the financial impact have not been notified. The Company will assess the impact of the Codes when the rules are notified and will record any related impact in the period the Codes become effective. <BR> <BR> 8. Segment information in accordance with IND AS 108 - Operating Segments is as under - Reported in Segmental tab seperately. <BR> <BR> Note:- Business Segments have been identified and reported taking into account the nature of products and services, the organisation structure, the internal business reporting system and the guidelines prescribed by the RBI. The Company doesn't have any reportable geographical segment. <BR> <BR> <BR> 9. During the quarter ended June 30, 2025 the Company has allotted 4,51,906 equity shares of face value of Rs. 2 per share to employees who have exercised their options under the approved CIFL Employee Stock Option Plan 2018. <BR> <BR> 10. During the quarter ended June 30, 2025, the Nomination and Remuneration Committee of the board of Capital India Finance Limited has granted 40,00,000 options under CIFL EMPLOYEE STOCK OPTION PLAN 2023 to the eligible employees at an exercise price of Rs 19 per share. <BR> <BR> 11. Capital India Finance Limited, in its board meeting held on Oct 16, 2024, approved the sale of its entire stake in material subsidiary Capital India Home Loans Limited (CIHL) to Weaver Services Private Limited (Weaver). The transaction was subject to obtaining requisite approval under the applicable law, including regulatory authorities and lenders. Following the receipt of requisite approvals from the Reserve Bank of India, the National Housing Bank and other concerned stakeholders, and upon fulfillment of the conditions under the Share Purchase Agreement the Company has successfully divested the entire equity stake in CIHL to Weaver for a total consideration of INR 266.53 crore. Accordingly, CIHL ceased to be a subsidiary of the Company with effect from 11th Aug 2025. <BR> <BR> 12. Previous period/ year figures have been regrouped/ reclassified to make them comparable with those of current period/ year.Foreign Exchange Services31378000Other expenses63611000Lending business396888000Forex business611920004580800000458080000Lending business23368000Forex business-221680001200000001200000Lending business12554973000Forex business565155000131201280008461600013204744000Lending business6750879000Forex business2178840006968763000069687630001. Business Segments have been identified and reported taking into account the nature of products and services, the organisation structure, the internal business reporting system and the guidelines prescribed by the RBI. The Company doesn't have any reportable geographical segment.Items that will not be reclassified to profit or loss289000289000730000216000