5002532025-04-012025-06-305002532025-06-305002532025-04-012025-06-30in-capmkt:OtherRevenueFromOperations1Member5002532025-04-012025-06-30in-capmkt:OtherExpenses1Member5002532025-04-012025-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss15002532025-04-012025-06-30AuditorDomain15002532025-04-012025-06-30AuditorDomain2iso4217:INRxbrli:pureiso4217:INRxbrli:shares500253LICHSGFINNOTLISTEDINE115A01026LIC Housing Finance LimitedMain BoardEquity2025-04-012026-03-312025-08-012025-07-23INRCroresQuarterlyFirst quarterSingle segmentHousing Finance2025-08-0114:00:002025-08-0119:40:00Declaration of unmodified opinionfalsetrue2025-04-012025-06-30UnauditedStandalone71130600000001056000002269000002820000000840000000723313000001000007233140000000015954000005047280000023890000020360000000192870000090040000055339800000169916000000169916000003046300000346100000339240000013599200000000013599200000100000135993000001100800000224.7224.720024.7224.720.077100The financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India and in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. Any application guidance / clarifications / directions issued by the Reserve Bank of India (RBI), the National Housing Bank (NHB) or other regulators are implemented as and when they are issued / become applicable. <BR> <BR> The main business of the Company is to provide loans for purchase or construction of residential houses. All other activities of the Company revolve around the main business and accordingly there are no separate reportable segments, as per the Ind AS 108 - Operating Segments. <BR> <BR> During the quarter the Company has performed an assignment of receivables in the process of securitization amounting to Rs. 1,112.05 Crore under the RBI (Securitisation of Standard Assets) Directions, 2021 - RBI/DOR/2021-22/85 DOR.STR.REC.53/21.04.177/2021-22 dated September 24, 2021. <BR> <BR> There are no loans transferred / acquired during the quarter ended June 30, 2025 under the RBI (Transfer of Loan Exposures) Direction, 2021 - RBI/DOR/2021-22/86 DOR.STR.REC.51/21.04.048/2021-22 dated September 24, 2021. <BR> <BR> The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company (excluding current and future receivables and book-debt of whatsoever nature of the Company on which a first pari-pasu floating charge by way of hypothecation to secure the borrowings of the company outstanding as on March 31, 2015 and the unavailed sanctions of the term loans, cash credit and refinance as on March 31, 2015), with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.21 times as at June 30, 2025. <BR> <BR> Disclosures in compliance with Regulation 52(4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for the quarter ended June 30, 2025 is attached as Annexure 1. <BR> <BR> In compliance with Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the above results for the quarter ended June 30, 2025 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on August 01, 2025. The above results have been subjected to Limited Review by the Joint Statutory Auditors of the Company. <BR> <BR> The figures for the quarter ended March 31, 2025 are the balancing figures between audited figures in respect of the full financial year for 2024-25 and published unaudited year to date figures upto the third quarter ended December 31, 2024. <BR> <BR> The figures for the previous periods/year have been regrouped wherever necessary in order to make them comparable. <BR> <BR> The Company, being a Housing Finance Company ('HFC'), disclosure of Debt service coverage ratio, Interest service coverage ratio, current ratio, Long term debt to working capital, Bad debts to Accounts receivable ratio, Current liability ratio, Debtors turnover, Inventory turnover ratio are not relevant as the Company is engaged in financing activities. The Company, being a Housing Finance Company ('HFC'), disclosure of Debt service coverage ratio, Interest service coverage ratio, current ratio, Long term debt to working capital, Bad debts to Accounts receivable ratio, Current liability ratio, Debtors turnover, Inventory turnover ratio are not relevant as the Company is engaged in financing activities. OTHERS840000000OTHERS900400000Items that will not be reclassified to profit / Loss10000010000000100000UnauditedtrueS G C O & CO LLPtrue2025-10-31K J C O & COtrue2025-08-319565501000000002773581900000amount including accrued interest