FEDFINA2025-04-012025-06-30FEDFINA2025-04-012025-06-30in-capmkt:OtherExpenses1MemberFEDFINA2025-04-012025-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1FEDFINA2025-04-012025-06-30ItemsThatWillBeReclassifiedToProfitAndLoss1FEDFINA2025-04-012025-06-30ItemsThatWillBeReclassifiedToProfitAndLoss2iso4217:INRxbrli:pureiso4217:INRxbrli:shares544027FEDFINANOTLISTEDINE007N01010FEDBANK FINANCIAL SERVICES LIMITEDMain BoardEquity2025-04-012026-03-312025-07-282025-07-22INRLakhsQuarterlyFirst quarterSingle segmentLending Business2025-07-2814:50:002025-07-2816:40:00Not applicablefalsefalseNA2025-04-012025-06-30UnauditedStandalone4861300000002516000005310000031100000005197100000650000052036000000009249000002179700000123700000300000002783000006932000004200100000100350000001003500000276800000-234000002534000007501000000000750100000700000008201000003730800000102.012.01002.012.010.038900 <BR> 1. The aforesaid audited financial results have been approved by the Board of Directors at its meeting held on July 28, 2025 after review and recommendation by the Audit Committee. <BR> <BR> 2. Security cover available: The Company has secured NCDs of Rs 34,750 Lakhs (face value) outstanding at June 30, 2025 which are secured by way of first ranking pari passu charge over the eligible receivables and current assets to the extent of security cover of 1.10 times of the obligations. <BR> <BR> 3. During the quarter ended June 30, 2025, the Company has granted 36,68,528 options in accordance with the company's Employee Stock Option Scheme(s) (ESOS 2024) and 9,04,160 options in accordance with the company's Employee Stock Option Scheme(s) (ESOS 2018) respectively. <BR> <BR> 4. During the quarter ended June 30, 2025, the Company has allotted 3,74,643 equity shares respectively of INR 10 each fully paid up, on exercise of options by employees, in accordance with the company's Employee Stock Option Scheme(s). <BR> <BR> 5. Disclosure as per Regulation 52(4) of SEBI (Listing Obligation and Disclosure Requirement) Regulation, 2015 as amended <BR> <BR> Particulars As at June 30, 2025 <BR> Debt-Equity Ratio 3.89 <BR> Capital Redemption Reserve (INR in Lakhs) 200 <BR> Current Liability Ratio 0.39 <BR> Total Debts to Total Assets 0.77 <BR> Net Worth (INR in Lakhs) 2,63,440 <BR> CRAR 22.40% <BR> Gross Non-Performing Assets (GNPA) 1.99% <BR> Net Non-Performing Assets (NNPA) 1.24% <BR> Liquidity Coverage Ratio 130.55% <BR> Provision Coverage Ratio (PCR) 38.27% <BR> Net Profit Margin (%) 14.41% <BR> Net Profit After Tax (INR in Lakhs) 7,501 <BR> <BR> 6. During the quarter ended June 30, 2025, provisions of Rs 794 lakhs reversed to the profit and loss account on account of sale of NPA loans. <BR> The Company sold such financial assets amounting to Rs 1,968 lakhs (net of provisions) to Asset Reconstruction Company Trust (ARC Trust) for a consideration amount of Rs 1,756 lakhs, resulting in transfer of all risks and rewards of such financial assets. Such financial assets have been derecognised from the Company’s financial statements in compliance with Ind AS 109 – ‘Financial Instruments’ and as a result, loss on derecognition has been recognised under "Net gain on derecognition of financial instruments under amortised cost category" amounting to Rs 789 lakhs (Aggregate principal outstanding of loans transferred of Rs 2,545 lakhs reduced by aggregate consideration amount of Rs 1,756 lakhs). <BR> Subsequently, the Company acquired Security Receipts amounting to Rs 1,493 lakhs from the Arcil - Trust - 2026 - 007 comprising 85% (1,49,260 units) of the Security Receipts. These Security Receipts are recognised under Investments in Company’s financial statements. <BR> <BR> 7. Details of transfer through assignment in respect of loans not in default during the quarter ended June 30, 2025: <BR> <BR> Particulars Value <BR> Aggregate amount of Loan transferred (Rs in Lakhs) 1,07,488 <BR> Weighted average residual maturity (in months) 69NANAOther Expenses693200000Re-measurement of net defined benefit plan-10700000-10700000-2700000Fair value gain/ (loss) OCI Loans122200000(iii) The effective portion of gain on hedging instruments in a cash flow hedge-179000001043000002630000070000000