5430662025-04-012025-06-305430662025-04-012025-06-30in-capmkt:OtherRevenueFromOperations1Member5430662025-04-012025-06-30in-capmkt:OtherRevenueFromOperations2Member5430662025-04-012025-06-30in-capmkt:OtherExpenses1Member5430662025-04-012025-06-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1iso4217:INRxbrli:pureiso4217:INRxbrli:shares543066SBICARDNOTLISTEDINE018E01016SBI Cards and Payment Services LimitedMain BoardEquity2025-04-012026-03-312025-07-252025-07-21INRCroresQuarterlyFirst quarterSingle segmentCREDIT CARD BUSINESS2025-07-2515:30:002025-07-2517:07:00Not applicablefalsefalseThere is no default on loans and debt securities during the quater ended June 30, 2025.2025-04-012025-06-30UnauditedStandalone249315000000021911500000000259900000166630000048769200000158470000050353900000000161420000081282000003503000001874900000001351550000017387200000428703000007483600000074836000002103500000-1795000001924000000555960000000005559600000-2260000055370000009515300000105.845.84005.845.840.032001. The above unaudited financial results of the Company have been prepared in accordance with the Indian Accounting Standards (‘Ind AS’) prescribed under Section 133 of the Companies Act, 2013 read with the Companies (Indian Accounting Standards) Rules, 2015, the other relevant provisions of the Companies Act, 2013, and the Master Directions/ Guidelines/Circulars issued by Reserve Bank of India (RBI) as applicable and relevant to Non-Banking Financial Companies ,as amended from time to time and are in compliance with the requirements of the Regulation 33 and Regulation 52(4) read with Regulation 63 (2) of the Securities Exchange Board of India (Listing Obligations and Disclosure Requirements} Regulations, 2015 ("SEBI Regulations"), as amended including relevant circulars issued by SEBI from time to time. <BR> <BR> The Company has consistently applied its material accounting policies in the preparation of its financial results for the quarter ended June 30, 2025. <BR> <BR> 2. The above financial results has been reviewed by the Audit Committee and approved by the Board of Directors at their respective meetings held on July 25, 2025 and as required under SEBI Regulations have been subjected to "Limited Review" by the joint statutory auditors of the Company. <BR> These financial results are available on the BSE Limited’s website (www.bseindia.com), the National Stock Exchange of India Limited’s website (www.nseindia.com) and on the Company's website (www.sbicard.com). <BR> <BR> 3. Management has exercised necessary due diligence to ensure that the said results provide a true and fair view of its affairs. <BR> <BR> 4. The figures for the preceding quarter ended March 31, 2025 are the balancing figures between Audited figures in respect of full financial year and the published year to date figures up to the end of third quarter of the respective financial year, which were subject to limited review. <BR> <BR> 5. During the quarter ended June 30, 2025, the Company allotted 170,750 equity shares of Rs. 10/- each, pursuant to exercise of options under the approved employee stock option scheme. <BR> <BR> Pursuant to the said allotment, the issued, subscribed and paid-up equity capital of the Company stands increased to Rs. 951.53 Crores as at June 30, 2025 (Rs. 951.36 Crores as at March 31, 2025). <BR> <BR> <BR> 6. The Company is primarily engaged in the business of credit cards with no overseas operations/ units, accordingly there are no separate reportable segments as per Ind AS 108 - Segment Reporting. <BR> <BR> Note: Since this notes tab does not provides provision for data in tabular format, therefore, for Information Pursuant to the Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the remaining notes, please refer the results in PDF format filed by the Company. <BR> The company being a NBFC, Debt service coverage ratio is not applicable. The company being a NBFC, Interest service coverage ratio is not applicable. Business development incentive income1665800000Insurance commission income500000Oprationg and other expense17387200000Remeasurements of the defined benefit liabilities / (asset)-30200000-30200000-76000000-22600000