5308792025-01-012025-03-315308792025-03-315308792024-03-315308792024-04-012025-03-315308792025-01-012025-03-31in-capmkt:OtherRevenueFromOperations1Member5308792025-01-012025-03-31in-capmkt:OtherRevenueFromOperations2Member5308792024-04-012025-03-31in-capmkt:OtherRevenueFromOperations1Member5308792024-04-012025-03-31in-capmkt:OtherRevenueFromOperations2Member5308792025-01-012025-03-31in-capmkt:OtherExpenses1Member5308792024-04-012025-03-31in-capmkt:OtherExpenses1Member5308792025-01-012025-03-31in-capmkt:ReportableSegments1Member5308792025-01-012025-03-31in-capmkt:ReportableSegments2Member5308792025-01-012025-03-31in-capmkt:ReportableSegments3Member5308792025-01-012025-03-31in-capmkt:ReportableSegments4Member5308792024-04-012025-03-31in-capmkt:ReportableSegments1Member5308792024-04-012025-03-31in-capmkt:ReportableSegments2Member5308792024-04-012025-03-31in-capmkt:ReportableSegments3Member5308792024-04-012025-03-31in-capmkt:ReportableSegments4Member5308792025-01-012025-03-31in-capmkt:ReportableSegments1Member5308792025-01-012025-03-31in-capmkt:ReportableSegments2Member5308792025-01-012025-03-31in-capmkt:ReportableSegments3Member5308792025-01-012025-03-31in-capmkt:ReportableSegments4Member5308792024-04-012025-03-31in-capmkt:ReportableSegments1Member5308792024-04-012025-03-31in-capmkt:ReportableSegments2Member5308792024-04-012025-03-31in-capmkt:ReportableSegments3Member5308792024-04-012025-03-31in-capmkt:ReportableSegments4Member5308792025-01-012025-03-31in-capmkt:ReportableSegments1Member5308792025-03-31in-capmkt:ReportableSegments1Member5308792025-01-012025-03-31in-capmkt:ReportableSegments2Member5308792025-03-31in-capmkt:ReportableSegments2Member5308792025-01-012025-03-31in-capmkt:ReportableSegments3Member5308792025-03-31in-capmkt:ReportableSegments3Member5308792025-01-012025-03-31in-capmkt:ReportableSegments4Member5308792025-03-31in-capmkt:ReportableSegments4Member5308792025-01-012025-03-31in-capmkt:ReportableSegments1Member5308792025-03-31in-capmkt:ReportableSegments1Member5308792025-01-012025-03-31in-capmkt:ReportableSegments2Member5308792025-03-31in-capmkt:ReportableSegments2Member5308792025-01-012025-03-31in-capmkt:ReportableSegments3Member5308792025-03-31in-capmkt:ReportableSegments3Member5308792025-01-012025-03-31in-capmkt:ReportableSegments4Member5308792025-03-31in-capmkt:ReportableSegments4Member5308792025-01-012025-03-31ItemsThatWillNotBeReclassifiedToProfitAndLoss15308792024-04-012025-03-31ItemsThatWillNotBeReclassifiedToProfitAndLoss1iso4217:INRxbrli:pureiso4217:INRxbrli:shares530879CIFLNOTLISTEDINE345H01024CAPITAL INDIA FINANCE LIMITEDMain BoardEquity2024-04-012025-03-312025-05-142025-05-08INRLakhsQuarterlyFourth quarterMulti segment2025-05-1413:15:002025-05-1415:40:00trueCash Flow IndirectNot applicable2025-01-012025-03-31AuditedConsolidated53982400000454150000245710003840100030276600003351700013932290001999300014132220002013000003402220002788310007938800053992500000-1580002021500001442371000-291490000-291490005823000-9345000-3522000-256270000000-256270008798000-16829000-5912000-197150001226000-180550007782640002-0.02-0.0100-0.02-0.010.01551.These consolidated financial results have been prepared in accordance with the recognition and measurement principals laid down in Indian Accounting Standards 34 - Interim Financial Reporting ("Ind AS 34") prescribed under section 133 of the Companies Act, 2013 read with relevant rules issued thereunder and other accounting principal generally accepted in India. <BR> <BR> 2. The figures of the quarters ended March 31, 2025 and March 31, 2024 are the balancing figures between the audited figures in respect of the full financial year and published year to date figures up to the third quarter of the relevant financial year which were subject to limited review by Statutory Auditors of the Company. <BR> <BR> 3. The Results for the year ended March 31, 2025 were audited by the Statutory Auditors of the Company. <BR> <BR> 4. The consolidated financial results have been reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on May 14, 2025. <BR> <BR> 5. The Code on Wages, 2019 and the Code on Social Security, 2020 (“the Codes”) relating to employees compensation and post-employment benefits that received Presidential assent have not been notified. Further, the related rules for quantifying the financial impact have not been notified. The Company will assess the impact of the Codes when the rules are notified and will record any related impact in the period the Codes become effective. <BR> <BR> 6. Consolidated Segment information in accordance with the Ind AS 108 – Operating Segments of the Group is as under: <BR> Note : Business Segments have been identified and reported taking into account the nature of products and services, the organisation structure, the internal business reporting system and the guidelines prescribed by the RBI. The Group doesn't have any reportable geographical segment. <BR> <BR> 6. Capital India Finance Limited, in its board meeting held on October 16, 2024, approved the sale of its entire stake in housing finance subsidiary Capital India Home Loans Limited to Weaver Services Private Limited at estimated consideration of Rs 266.53 Crores. The Shareholders' have approved the stake sale on January 29, 2025. The transaction is subject to obtaining requisite approvals under the applicable law, including regulatory authorities and lenders. <BR> <BR> 7. During the year ended March 31, 2025, the Nomination and Remuneration Committee of the board of Capital India Finance Limited has granted 21,25,000 options under CIFL EMPLOYEE STOCK OPTION PLAN 2018 to the eligible employees at an exercise price of Rs 19 per share and 40,00,000 options under CIFL EMPLOYEE STOCK OPTION PLAN 2023 to the eligible employees at an exercise price of Rs 19 per share. <BR> <BR> 8. The Board of Directors of Rapipay Fintech Private Limited at their meeting held on Feb 21, 2025 approved the investment of Rs 25 Lakhs in its wholly owned subsidiary NYE Investech Private Limited (formally known as Kuants Wealth Private Limited). Pursuant to aforesaid approvals, the company has invested Rs 25 Lakhs in the Subsidiary during the period ended March 31, 2025. <BR> <BR> <BR> 9. The members vide resolution passed through postal ballot on January 29, 2025, have approved the sub-division / split of equity share of the Company from face value of INR 10/- each to face value of INR 2/- each. The record date for the sub-division / split of equity shares was February 17, 2025. Further, in conformity with Ind AS 33 - Earning per Share, the share calculation for current quarter and the year ended March 31, 2025 along with the prior period results are computed as per revised number of share with the face value of INR 2/- each per share. <BR> <BR> 10. During the Year ended March 31, 2025 Capital India Finance Limited has allotted 4,60,594 equity shares of face value of Rs. 2 per share to employees who have exercised their options under the approved CIFL Employee Stock Option Plan 2018. <BR> <BR> 11. Previous period/ year figures have been regrouped/ reclassified to make them comparable with those of current period. <BR> 2024-04-012025-03-31AuditedConsolidated22800850000022832880006405900015578500012088610000153250000614532800041743000618707100068310000014730990001067180000319297000246470400000630020008818630006275976000-889050000-8890500015800000-246000013340000-1022450000000-1022450005723000-9652200015476000-11772100019539000-11606100077826400023879100000.040.04000.040.040.0155Foriegn Exchange Services26347000Other operating income7170000Foriegn Exchange Services122285000Other operating income30965000Other expenses202150000Other expenses881863000161786400010958510000117442000248299000129558560006354200004985290001716926100098220003505500010470900000142358000086756000180759000574482000222730000135667100018525932000778264000550132300062795870002524850006532072000009280001632980000303000009714726000024851300016357980001176629300001505940000769730002275670001199386000018525932000Lending business596438000Prepaid Payment Instrument business760140000Forex business56644000Others0Lending business2475750000Prepaid Payment Instrument business3443028000Forex business268293000Others01413222000618707100014132220006187071000Lending business34297000Prepaid Payment Instrument business-39712000Forex business-21940000Others-1794000Lending business230304000Prepaid Payment Instrument business-242441000Forex business-71328000Others-5440000-29149000-889050000000-29149000-88905000Lending business15867258000Prepaid Payment Instrument business1641491000Forex business603023000Others936370001820540900032052300018525932000Lending business10446520000Prepaid Payment Instrument business1345656000Forex business197146000Others4539000119938610000119938610001. Similarly, corresponding previous period figures reported in financial results for September, 2024 and December, 2024 has been readjusted and there is no change in profit/(loss) reported for respective pItems that will not be reclassified to profit or loss1058200010582000Items that will not be reclassified to profit or loss6473000647300017840007500008798000572300010445570001179000-161216000048338000-606451000409420000075740000-350044000-59297000319298000630020004464000139970000000034730000-1972210000050540000020890600012000100003105000-2562000-10955000012528900000000000442000010406900005084690000000000000000000000-608118000006633000000008707470000099249000777300010378340000-267476000-7503050000-75030500023681690001617864000