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INDIA FINANCE LIMITEDMain BoardEquity2024-04-012025-03-312025-05-142025-05-08INRLakhsQuarterlyFourth quarterMulti segment2025-05-1413:15:002025-05-1415:40:00trueCash Flow IndirectDeclaration of unmodified opiniontruetrueNANAfalsetrue2025-02-14https://www.capitalindia.com/wp-content/uploads/2025/02/Policy-On-Related-Party-Transactions.pdffalsefalseThe Company has no default on Loans and Debt securities During FY 24-25.2025-01-012025-03-31AuditedStandalone355749000002851700021673000-44750000026347000427811000174700042955800000014927200018888600023079000000-1243500067964000416766000127920000127920005823000-437200014510001134100000001134100039400001528100077826400020.030.03000.030.030.01061. Capital India Finance Limited ("the Company") is a Non- Deposit taking Non - Banking Financial Company ("NBFC-ND") registered with the Reserve Bank of India ("the RBI") and classified as NBFC - Middle Layer pursuant to Scale Based Regulations prescribed by the RBI vide its Circular Ref. No. RBI/2021-22/112 DOR CRE.REC. No.60/03.10.001/2021-22 dated October 22, 2021 read with Master Direction - Reserve Bank of India (Non - Banking Financial Company - Scale Based Regulation)Directions, 2023 dated October 19, 2023. <BR> <BR> 2.These Standalone Financial Results have been prepared in accordance with the recognition and measurement principles of Indian Accounting Standards ("Ind AS") notified under Section 133 of the Companies Act 2013 ('the Act') read with relevant rules issued thereunder and the other accounting principles generally accepted in India. <BR> <BR> 3.The figures of the quarter ended March 31, 2025 and March 31, 2024 are the balancing figures between the audited figures in respect of the full financial year and published year to date figures up to the third quarter of the relevant financial year which were subject to limited review by the Statutory Auditors of the Company. <BR> <BR> 3. Disclosures pursuant to RBI Notification - RBI/DOR/2021-22/86 DOR.STR.REC.51/21.04.048/2021-22 dated 24 September, 2021. <BR> A. Details of loans acquired through assignment in respect of loans not in default for the quarter ended Mar 31, 2025. <BR> <BR> Aggregate amount of loans acquired (in Lakhs) l 579.48 | <BR> Weighted average residual maturity (in months) l 88 | <BR> Weighted average holding period (in months) | 1 | <BR> Retention of beneficial economic interest by the originator (in %) (MRR) | 10% | <BR> Tangible security coverage (Times) | 1 | <BR> <BR> 4. The results have been reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on May 14, 2025. <BR> <BR> 5. The results for the year ended March 31, 2025 were audited by the Statutory Auditors of the Company. <BR> <BR> 6. The Code on Wages, 2019 and Code Social Security, 2020 (“the Codes”) relating to employees compensation and post-employment benefits that received Presidential assent have not been notified. Further, the related rules for quantifying the financial impact have not been notified. The Company will assess the impact of the Codes when the rules are notified and will record any related impact in the period the Codes become effective. <BR> <BR> <BR> 7.During the Year ended March 31, 2025 the Company has allotted 4,60,594 equity shares of face value of Rs. 2 per share to employees who have exercised their options under the approved CIFL Employee Stock Option Plan 2018. <BR> <BR> 8. The Company has reclassified it's income to provide more appropriate disclosure as required under Ind AS 109. Consequently, the adjustments have been made to the previous period reported figures: <BR> Particulars "Quarter Ended "Quarter Ended Half Year Ended Nine Months <BR> Sep 30,2024 Dec 31, 2024 Sep 30, 2024 Dec 31, 2024 <BR> <BR> Reduction in Interest Income 536.24 544.79 1122.95 1667.74 <BR> Reduction in Other Expenses 536.24 544.79 1122.95 1667.74 <BR> Net Impact on Profit/(Loss) - - - - <BR> <BR> Note: Similarly, corresponding previous period figures reported in financial results for September, 2024 and December, 2024 has been readjusted and there is no change in profit/(loss) reported for respective period. <BR> <BR> <BR> 9.During the year ended March 31, 2025, the Nomination and Remuneration Committee of the board of Capital India Finance Limited has granted 21,25,000 options under CIFL EMPLOYEE STOCK OPTION PLAN 2018 to the eligible employees at an exercise price of Rs 19 per share and 40,00,000 options under CIFL EMPLOYEE STOCK OPTION PLAN 2023 to the eligible employees at an exercise price of Rs 19 per share. <BR> 10. Capital India Finance Limited, in its board meeting held on Oct 16, 2024, approved the sale of its entire stake in housing finance subsidiary Capital India Home Loans Limited to Weaver Services Private Limited at estimated consideration of Rs 266.53 Crores. The Shareholders' have approved the stake sale on Jan 29, 2025. The transaction is subject to obtaining requisite approvals under the applicable law, including regulatory authorities and lenders. <BR> <BR> 11. The members vide resolution passed through postal ballot on January 29, 2025, have approved the sub-division / split of equity share of the Company from face value of INR 10/- each to face value of INR 2/- each. The record date for the sub-division / split of equity shares was February 17, 2025. Further, in conformity with Ind AS 33 - Earning per Share, the share calculation for current quarter and the year ended March 31, 2025 along with the prior period results are computed as per revised number of share with the face value of INR 2/- each per share. <BR> 12.Previous period/ year figures have been regrouped/ reclassified to make them comparable with those of current period/ year. 2024-04-012025-03-31AuditedStandalone144933600000137739000484990007410000000122527000183220100012331000184453200000064206800071214400093339000000404250002277260001715702000128830000012883000015800000-4780000110200001178100000000117810000865000118675000778264000212186420000.30.29000.30.290.0106Foreign Exchange Services26347000Foreign Exchange Services122527000Other expenses67964000Other 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