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Finance LimitedMain BoardEquity2024-04-012025-03-312025-04-262025-03-26INRMillionsQuarterlyFourth quarterSingle segmentNBFC2025-04-2613:30:002025-04-2615:30:00trueCash Flow IndirectDeclaration of unmodified opiniontruetrueNANAtruetruetrue2025-01-25https://www.sbfc.com/faqtrue1falsePlease note that the detailed notes to the audited financial results for the quarter and year ended 31 March 2025 are part of the financial results submitted to the Stock Exchanges in PDF format on April 26 2025 and the same is also made available on the Company website at www.sbfc.com and on the websites of the Stock Exchanges ie BSE Limited and National Stock Exchange of India Limited2025-01-012025-03-31AuditedStandalone32938700000022803000070650000000131800003605730000596000036116900000006825600001179940000455600000002085600002371200002353740000125795000001257950000273480000405200003140000009439500000000943950000-1442000092953000010851840000100.870.86000.870.860.0165Please note that the detailed notes to the audited financial results for the quarter and year ended 31 March 2025 are part of the financial results submitted to the Stock Exchanges in PDF format on April 26 2025 and the same is also made available on the Company website at www.sbfc.com and on the websites of the Stock Exchanges ie BSE Limited and National Stock Exchange of India Limited2024-04-012025-03-31AuditedStandalone1196346000000699140000176950000000211610000130511600009930000130610900000002532320000419244000016808000000073720000084589000084759300004585160000045851600001214410000-809300001133480000345168000000003451680000-5392000033977600001085184000010210494700003.23.15003.23.150.0165Other operating income13180000Other operating income211610000Other expenses237120000Other expenses84589000026539800001639570000014806000007504094000032682900004047000082791310000031440000000436620000057800002603920000383200005073000031668100008595812000010851840000210494700003190131000031901310000984500004400000901500000541000011293740000413494400000011228600005396445000002920000894000080500000923600005405681000085958120000Please note that the detailed notes to the audited financial results for the quarter and year ended 31 March 2025 are part of the financial results submitted to the Stock Exchanges in PDF format on April 26 2025 and the same is also made available on the Company website at www.sbfc.com and on the websites of the Stock Exchanges ie BSE Limited and National Stock Exchange of India LimitedRemeasurement of Defined benefit plans240000240000Remeasurement of Defined benefit plans68700006870000600001730000The effective portion of gains and losses on hedging instruments in a cash flow hedge-19510000-19510000The effective portion of gains and losses on hedging instruments in a cash flow hedge-78920000-78920000-4910000-19860000-14420000-5392000041916000000-1607000000000329900000-13924000000016808000073720000066000000-13323700000011963460000238600000-176950000008766000000-8315930000-373077000003889480000115927400001239150000-16885920000-141525800002142600000000000260000901000000002713000000000000000000001658910000175620000000482400000000080000000002036280000015968890000547600000130500000012808500000412120000041212000022418600002653980000SBFC Finance Limited******Mr. Neeraj Swaroop******Independent DirectorsAny other transactionDirector Sitting Fees3000000Approval for FY25110000000SBFC Finance Limited******Mr. Rajesh Mannalal Agrawal******Independent DirectorsAny other transactionDirector Sitting Fees2000000Approval for FY2540000000SBFC Finance Limited******Ms. Surekha Marandi******Independent DirectorsAny other transactionDirector Sitting Fees3000000Approval for FY2590000000SBFC Finance Limited******Mr. Ravi Venkatraman******Independent DirectorsAny other transactionDirector Sitting Fees3000000Approval for FY25110000000SBFC Finance Limited******Mr. Uttam Koni Nayak******Independent DirectorsAny other transactionDirector Sitting Fees2000000Approval for FY2570000000SBFC Finance Limited******Mr. Aseem Dhru******Key Management PersonnelRemuneration355900001. Share-based compensation expense allocable to key management personnel has not been included in the remuneration disclosed above; 2. The remuneration to key managerial personnel includes the provisions made for gratuity obtained on an actuarial basis for the Company as a whole; 3. Remuneration does not include annual performance pay, NPS, child education allowance and ESOPs. 4. Payment of annual performance pay shall be shall be subject to the approval of the Nomination & Remuneration Committee and the Board. 5. In addition to remuneration of Rs.35.59 (in millions) Mr. Aseem Dhru is also entitled for education allowance for each child, NPS and performance pay as per the terms of remuneration approved by the shareholders through postal ballot on 26th January, 2024.1691000000SBFC Finance Limited******Mr. Narayan Barasia******Key Management PersonnelRemuneration224300001. Share-based compensation expense allocable to key management personnel has not been included in the remuneration disclosed above; 2. The remuneration to key managerial personnel includes the provisions made for gratuity obtained on an actuarial basis for the Company as a whole; 3. Remuneration does not include annual performance pay, NPS, child education allowance and ESOPs. 4. Payment of annual performance pay shall be shall be subject to the approval of the Nomination & Remuneration Committee and the Board.1066000000SBFC Finance Limited******Mr. Mahesh Dayani******Key Management PersonnelRemunerationNot applicable332000000SBFC Finance Limited******Ms. Namrata Sajnani******Key Management PersonnelRemuneration45000001. Share-based compensation expense allocable to key management personnel has not been included in the remuneration disclosed above; 2. The remuneration to key managerial personnel includes the provisions made for gratuity obtained on an actuarial basis for the Company as a whole; 3. Remuneration does not include annual performance pay, NPS, child education allowance and ESOPs.113000000SBFC Finance Limited******Mr. Aseem Dhru******Key Management PersonnelAny other transactionShare-based compensation expense allocable to key management personnelNot applicable3382000000SBFC Finance Limited******Mr. Mahesh Dayani******Key Management PersonnelAny other transactionShare-based compensation expense allocable to key management personnelNot applicable387000000SBFC Finance Limited******Mr. Narayan Barasia******Key Management PersonnelAny other transactionShare-based compensation expense allocable to key management personnelNot applicable1659000000SBFC Finance Limited******Ms. Namrata Sajnani******Key Management PersonnelAny other transactionShare-based compensation expense allocable to key management personnelNot applicable9000000SBFC Finance Limited******Mr. Narayan Barasia******Key Management PersonnelAny other transactionIssue of Equity Share CapitalNot applicable1780000000SBFC Finance Limited******Mr. Aseem Dhru******Key Management PersonnelAny other transactionIssue of Equity Share CapitalNot applicable11797000000SBFC Finance Limited******Mr. Aseem Dhru******Key Management PersonnelAny other transactionShare Application money pending allotmentNot applicable3217000000SBFC Finance Limited******Trustee of Employee welfare Trust******Controlled Employee Welfare trustLoanNot applicable87500002151000012770000Loan0Till exercise of ESOP by the employeesUnsecuredPurchasing equity shares of SBFC Finance Limited for administering and managing ESOP policies for employees of SBFC Finance LimitedSBFC Finance Limited******SBFC Home Finance Private Limited******Subsidiary CompanyAny other transactionCross Charge IncomeNot applicable14000000267420000AuditedtrueM M Nissim & Co LLPtrue2028-03-31OthersNon - Convertible Debentures2025-02-0440000000002025-03-31falsefalseNoneNoneNoneNamrata SajnaniCompliance OfficerMumbai2025-04-26The funds raised by the Issue shall be utilized for on-lending to secured micro, small and medium enterprises.None4000000000018913800000