CHOLAFIN2025-01-012025-03-31CHOLAFIN2025-03-31CHOLAFIN2024-03-31CHOLAFIN2024-04-012025-03-31CHOLAFIN2025-01-012025-03-31in-capmkt:OtherExpenses1MemberCHOLAFIN2024-04-012025-03-31in-capmkt:OtherExpenses1MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2024-04-012025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments1MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments2MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments3MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments4MemberCHOLAFIN2025-01-012025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2025-03-31in-capmkt:ReportableSegments5MemberCHOLAFIN2025-01-012025-03-31ItemsThatWillNotBeReclassifiedToProfitAndLoss1CHOLAFIN2024-04-012025-03-31ItemsThatWillNotBeReclassifiedToProfitAndLoss1CHOLAFIN2025-01-012025-03-31ItemsThatWillBeReclassifiedToProfitAndLoss1CHOLAFIN2024-04-012025-03-31ItemsThatWillBeReclassifiedToProfitAndLoss1CHOLAFIN2025-01-012025-03-31AuditorDomain1CHOLAFIN2025-01-012025-03-31AuditorDomain2iso4217:INRxbrli:pureiso4217:INRxbrli:shares511243CHOLAFINNOTLISTEDINE121A01024Cholamandalam Investment and Finance Company LimitedMain BoardEquity2024-04-012025-03-312025-04-252025-04-07INRCroresQuarterlyFourth quarterMulti segment2025-04-2512:10:002025-04-2514:40:00trueCash Flow IndirectDeclaration of unmodified opinion2025-01-012025-03-31AuditedConsolidated642404000000047021000005692000009387000000530000070455700000913400000713691000000009341700000336467000006409000000006251200000450730000054387800000169813000000169813000005124800000-734600000439020000012591100000000430000012595400000-1489200000111062000001259540000001118450000001682500000214.9814.940014.9814.940.074001. Since there is no provision given for "Non financial assets" and "Non financial Liabilities" in the Cash Flow Indirect worksheet , such amount has been adjusted in the line item - Other Adjustment to reconcile Profit(loss) <BR> 2.Since there is no provision given for "Loans" in the Cash Flow Indirect worksheet , such amount has been adjusted in the line item - Other Adjustment to reconcile Profit(loss) <BR> 3. Since there is no provision for Movement in Investments - Mutual Fund & Government Securities, Treasury bills, STRIPS such amount has been adjusted in Other Inflows (Outflows) of cash in investing. <BR> 4. Since there is no provision for Repayment of Debentures,Borrowing - Other than debt securities and Subordinated liability such repayment has been considered in Repayment of Borrowings under Cash flow used from Financing Activity <BR> 5.Since there is no provision for Investment in Fixed Deposits etc that has been considered in Other Inflows(outflows) under cash flow used from investing activity <BR> 6.The Purchase of Property, Plant and Equipment includes Capital work in progress and Intangible assets under development in line with Signed Financials. <BR> 7.Since there is no provision for loss on sale of Property,Plant and Equipment and Intangible assets under development - Expense that has been considered in Other adjustments for Non-cash items. <BR> 8.Since there is no provision given for "Net gain on Sale of equity shares-realised" in the Cash Flow Indirect worksheet, such amount has been adjusted in the line item - Other Adjustment to reconcile Profit(loss) <BR> 9.Since there is no provision given for "Interest on income tax refund" in the Cash Flow Indirect worksheet , such amount has been adjusted in the line item - Other Adjustment to reconcile Profit(loss) <BR> 10.Since there is no provision for Sale of Investments - Asset held for sale that has been considered in Other Inflows(outflows) under cash flow used from investing activity <BR> 11. Since there is no provision given for "Net gain on derecognition of financial instruments under amortised cost category" in the Cash Flow Indirect worksheet, such amount has been adjusted in the line item - Other adjustments for Non-cash item <BR> 12.Since there is no provision given for "Proceeds from de-recognition of financial assets recognised at amortised cost" in the Cash Flow Indirect worksheet, such amount has been adjusted in the line item - Other inflows (outflows) of cash <BR> <BR> 13.Since there is no provision for Profit on sale of investments in the Cash Flow Indirect worksheet such amount has been adjusted in the line item - Other Adjustment to reconcile Profit(loss) <BR> 2024-04-012025-03-31AuditedConsolidated237477400000001739120000019657000001590400000035100000258459800000306780000026152760000000033277500000124945300000244830000000024943100000184989000002041131000005741450000005741450000017266000000-245150000014814500000426000000000002700000042627000000-14109000004121610000042627000000041216100000016825000002050.7250.60050.7250.60.07400Other expenses4507300000Other expenses18498900000527965000004221100000020332000002041900000116330000018203764000006367410000036972000001987993600000021808000009486000000130000001754000000036900000722000000257200000129960000030874000000201886760000016825000002350044000002366869000000236686900000284600000014330000022261000000157377000003022270000001337919800000011021320000075404000001778853500000023555000000971700000332720000017821807000002018867600000Vehicle Finance38000700000Loan against property13073500000Home Loans6997600000Others10907000000Unallocated2390300000Vehicle Finance141065300000Loan against property45733300000Home Loans25016000000Others40830500000Unallocated88825000007136910000026152760000071369100000261527600000Vehicle Finance9049900000Loan against property4428700000Home Loans1948200000Others1165200000Unallocated393600000Vehicle Finance28242100000Loan against property13964300000Home Loans6931200000Others5850500000Unallocated245340000016985600000574415000001698560000057441500000Vehicle Finance1012478300000Loan against property389274600000Home Loans181312600000Others238625200000Unallocated197176900000201886760000002018867600000Vehicle Finance893844500000Loan against property343662600000Home Loans160067900000Others210532400000Unallocated174073300000178218070000001782180700000Items that will not be reclassified to profit or loss-37700000-37700000Items that will not be reclassified to profit or loss-136300000-136300000-9500000-34300000Items that will be reclassified to Profit or Loss-1952700000-1952700000Items that will be reclassified to Profit or Loss-1749200000-1749200000-491700000-440300000-1489200000-1410900000124945300000091950000000001901800000015919000000002448300000249431000000415800000048970000007000006685900000744500000-187980000000-421254500000-15519000000-272972900000-21555840000070000011976870000066067000001541390000020002100000-32413150000000000000128600000199530000000000000000000000000-27614500000-29481200000004752000000000236652700000137086240000012070209000001335500000168110000000039795280000044340100000044340100000845640000052796500000AuditedtrueKKC & Associates LLPtrue2027-07-31B K Khare & Cotrue2028-03-31