5407772026-01-012026-03-315407772026-03-315407772026-01-015407772025-04-012026-03-315407772025-04-015407772025-03-315407772026-01-012026-03-31in-capmkt:PolicyholdersAccountOtherIncome1Member5407772025-04-012026-03-31in-capmkt:PolicyholdersAccountOtherIncome1Member5407772026-01-012026-03-31in-capmkt:OtherOperatingExpenses1Member5407772025-04-012026-03-31in-capmkt:OtherOperatingExpenses1Member5407772026-01-012026-03-31in-capmkt:ShareholdersAccountOtherIncome1Member5407772025-04-012026-03-31in-capmkt:ShareholdersAccountOtherIncome1Member5407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember15407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember25407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember35407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember45407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember55407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember65407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember75407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember85407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember95407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember105407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember115407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember125407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember215407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember225407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember15407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember25407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember35407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember45407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember55407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember65407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember75407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember85407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember95407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember105407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember115407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember125407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember215407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember225407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember15407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember25407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember35407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember45407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember55407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember65407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember75407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember85407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember95407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember105407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember115407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember125407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember215407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember225407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember15407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember25407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember35407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember45407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember55407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember65407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember75407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember85407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember95407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember105407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember115407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember125407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember215407772025-04-012026-03-31in-capmkt:ReportableSegmentsMember225407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember15407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember25407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember35407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember45407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember55407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember65407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember75407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember85407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember95407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember105407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember115407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember125407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember215407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember225407772026-03-31in-capmkt:ReportableSegmentsMember15407772026-03-31in-capmkt:ReportableSegmentsMember25407772026-03-31in-capmkt:ReportableSegmentsMember35407772026-03-31in-capmkt:ReportableSegmentsMember45407772026-03-31in-capmkt:ReportableSegmentsMember55407772026-03-31in-capmkt:ReportableSegmentsMember65407772026-03-31in-capmkt:ReportableSegmentsMember75407772026-03-31in-capmkt:ReportableSegmentsMember85407772026-03-31in-capmkt:ReportableSegmentsMember95407772026-03-31in-capmkt:ReportableSegmentsMember105407772026-03-31in-capmkt:ReportableSegmentsMember115407772026-03-31in-capmkt:ReportableSegmentsMember125407772026-03-31in-capmkt:ReportableSegmentsMember215407772026-03-31in-capmkt:ReportableSegmentsMember225407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember15407772026-03-31in-capmkt:ReportableSegmentsMember15407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember25407772026-03-31in-capmkt:ReportableSegmentsMember25407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember35407772026-03-31in-capmkt:ReportableSegmentsMember35407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember45407772026-03-31in-capmkt:ReportableSegmentsMember45407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember55407772026-03-31in-capmkt:ReportableSegmentsMember55407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember65407772026-03-31in-capmkt:ReportableSegmentsMember65407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember75407772026-03-31in-capmkt:ReportableSegmentsMember75407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember85407772026-03-31in-capmkt:ReportableSegmentsMember85407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember95407772026-03-31in-capmkt:ReportableSegmentsMember95407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember105407772026-03-31in-capmkt:ReportableSegmentsMember105407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember115407772026-03-31in-capmkt:ReportableSegmentsMember115407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember125407772026-03-31in-capmkt:ReportableSegmentsMember125407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember215407772026-03-31in-capmkt:ReportableSegmentsMember215407772026-01-012026-03-31in-capmkt:ReportableSegmentsMember225407772026-03-31in-capmkt:ReportableSegmentsMember225407772026-01-012026-03-31RelatedPartyTransactionDomain15407772025-12-31RelatedPartyTransactionDomain15407772026-03-31RelatedPartyTransactionDomain15407772026-01-012026-03-31RelatedPartyTransactionDomain25407772025-12-31RelatedPartyTransactionDomain25407772026-03-31RelatedPartyTransactionDomain25407772026-01-012026-03-31RelatedPartyTransactionDomain35407772025-12-31RelatedPartyTransactionDomain35407772026-03-31RelatedPartyTransactionDomain35407772026-01-012026-03-31RelatedPartyTransactionDomain45407772025-12-31RelatedPartyTransactionDomain45407772026-03-31RelatedPartyTransactionDomain45407772026-01-012026-03-31RelatedPartyTransactionDomain55407772025-12-31RelatedPartyTransactionDomain55407772026-03-31RelatedPartyTransactionDomain55407772026-01-012026-03-31RelatedPartyTransactionDomain65407772025-12-31RelatedPartyTransactionDomain65407772026-03-31RelatedPartyTransactionDomain65407772026-01-012026-03-31RelatedPartyTransactionDomain75407772025-12-31RelatedPartyTransactionDomain75407772026-03-31RelatedPartyTransactionDomain75407772026-01-012026-03-31RelatedPartyTransactionDomain85407772025-12-31RelatedPartyTransactionDomain85407772026-03-31RelatedPartyTransactionDomain85407772026-01-012026-03-31RelatedPartyTransactionDomain95407772025-12-31RelatedPartyTransactionDomain95407772026-03-31RelatedPartyTransactionDomain95407772026-01-012026-03-31RelatedPartyTransactionDomain105407772025-12-31RelatedPartyTransactionDomain105407772026-03-31RelatedPartyTransactionDomain105407772026-01-012026-03-31RelatedPartyTransactionDomain115407772025-12-31RelatedPartyTransactionDomain115407772026-03-31RelatedPartyTransactionDomain115407772026-01-012026-03-31RelatedPartyTransactionDomain125407772025-12-31RelatedPartyTransactionDomain125407772026-03-31RelatedPartyTransactionDomain125407772026-01-012026-03-31RelatedPartyTransactionDomain135407772025-12-31RelatedPartyTransactionDomain135407772026-03-31RelatedPartyTransactionDomain135407772026-01-012026-03-31RelatedPartyTransactionDomain145407772025-12-31RelatedPartyTransactionDomain145407772026-03-31RelatedPartyTransactionDomain145407772026-01-012026-03-31RelatedPartyTransactionDomain155407772025-12-31RelatedPartyTransactionDomain155407772026-03-31RelatedPartyTransactionDomain155407772026-01-012026-03-31RelatedPartyTransactionDomain165407772025-12-31RelatedPartyTransactionDomain165407772026-03-31RelatedPartyTransactionDomain165407772026-01-012026-03-31RelatedPartyTransactionDomain175407772025-12-31RelatedPartyTransactionDomain175407772026-03-31RelatedPartyTransactionDomain175407772026-01-012026-03-31RelatedPartyTransactionDomain185407772025-12-31RelatedPartyTransactionDomain185407772026-03-31RelatedPartyTransactionDomain185407772026-01-012026-03-31RelatedPartyTransactionDomain195407772025-12-31RelatedPartyTransactionDomain195407772026-03-31RelatedPartyTransactionDomain195407772026-01-012026-03-31RelatedPartyTransactionDomain205407772025-12-31RelatedPartyTransactionDomain205407772026-03-31RelatedPartyTransactionDomain205407772026-01-012026-03-31RelatedPartyTransactionDomain215407772025-12-31RelatedPartyTransactionDomain215407772026-03-31RelatedPartyTransactionDomain215407772026-01-012026-03-31RelatedPartyTransactionDomain225407772025-12-31RelatedPartyTransactionDomain225407772026-03-31RelatedPartyTransactionDomain225407772026-01-012026-03-31RelatedPartyTransactionDomain235407772025-12-31RelatedPartyTransactionDomain235407772026-03-31RelatedPartyTransactionDomain235407772026-01-012026-03-31RelatedPartyTransactionDomain245407772025-12-31RelatedPartyTransactionDomain245407772026-03-31RelatedPartyTransactionDomain245407772026-01-012026-03-31RelatedPartyTransactionDomain255407772025-12-31RelatedPartyTransactionDomain255407772026-03-31RelatedPartyTransactionDomain255407772026-01-012026-03-31RelatedPartyTransactionDomain265407772025-12-31RelatedPartyTransactionDomain265407772026-03-31RelatedPartyTransactionDomain265407772026-01-012026-03-31RelatedPartyTransactionDomain275407772025-12-31RelatedPartyTransactionDomain275407772026-03-31RelatedPartyTransactionDomain275407772026-01-012026-03-31RelatedPartyTransactionDomain285407772025-12-31RelatedPartyTransactionDomain285407772026-03-31RelatedPartyTransactionDomain285407772026-01-012026-03-31RelatedPartyTransactionDomain295407772025-12-31RelatedPartyTransactionDomain295407772026-03-31RelatedPartyTransactionDomain295407772026-01-012026-03-31RelatedPartyTransactionDomain305407772025-12-31RelatedPartyTransactionDomain305407772026-03-31RelatedPartyTransactionDomain305407772026-01-012026-03-31RelatedPartyTransactionDomain315407772025-12-31RelatedPartyTransactionDomain315407772026-03-31RelatedPartyTransactionDomain315407772026-01-012026-03-31RelatedPartyTransactionDomain325407772025-12-31RelatedPartyTransactionDomain325407772026-03-31RelatedPartyTransactionDomain325407772026-01-012026-03-31RelatedPartyTransactionDomain335407772025-12-31RelatedPartyTransactionDomain335407772026-03-31RelatedPartyTransactionDomain335407772026-01-012026-03-31RelatedPartyTransactionDomain345407772025-12-31RelatedPartyTransactionDomain345407772026-03-31RelatedPartyTransactionDomain345407772026-01-012026-03-31RelatedPartyTransactionDomain355407772025-12-31RelatedPartyTransactionDomain355407772026-03-31RelatedPartyTransactionDomain355407772026-01-012026-03-31RelatedPartyTransactionDomain365407772025-12-31RelatedPartyTransactionDomain365407772026-03-31RelatedPartyTransactionDomain365407772026-01-012026-03-31RelatedPartyTransactionDomain375407772025-12-31RelatedPartyTransactionDomain375407772026-03-31RelatedPartyTransactionDomain375407772026-01-012026-03-31RelatedPartyTransactionDomain385407772025-12-31RelatedPartyTransactionDomain385407772026-03-31RelatedPartyTransactionDomain385407772026-01-012026-03-31RelatedPartyTransactionDomain395407772025-12-31RelatedPartyTransactionDomain395407772026-03-31RelatedPartyTransactionDomain395407772026-01-012026-03-31RelatedPartyTransactionDomain405407772025-12-31RelatedPartyTransactionDomain405407772026-03-31RelatedPartyTransactionDomain405407772026-01-012026-03-31RelatedPartyTransactionDomain415407772025-12-31RelatedPartyTransactionDomain415407772026-03-31RelatedPartyTransactionDomain415407772026-01-012026-03-31RelatedPartyTransactionDomain425407772025-12-31RelatedPartyTransactionDomain425407772026-03-31RelatedPartyTransactionDomain425407772026-01-012026-03-31RelatedPartyTransactionDomain435407772025-12-31RelatedPartyTransactionDomain435407772026-03-31RelatedPartyTransactionDomain435407772026-01-012026-03-31RelatedPartyTransactionDomain445407772025-12-31RelatedPartyTransactionDomain445407772026-03-31RelatedPartyTransactionDomain445407772026-01-012026-03-31RelatedPartyTransactionDomain455407772025-12-31RelatedPartyTransactionDomain455407772026-03-31RelatedPartyTransactionDomain455407772026-01-012026-03-31RelatedPartyTransactionDomain465407772025-12-31RelatedPartyTransactionDomain465407772026-03-31RelatedPartyTransactionDomain465407772026-01-012026-03-31RelatedPartyTransactionDomain475407772025-12-31RelatedPartyTransactionDomain475407772026-03-31RelatedPartyTransactionDomain475407772026-01-012026-03-31RelatedPartyTransactionDomain485407772025-12-31RelatedPartyTransactionDomain485407772026-03-31RelatedPartyTransactionDomain485407772026-01-012026-03-31RelatedPartyTransactionDomain495407772025-12-31RelatedPartyTransactionDomain495407772026-03-31RelatedPartyTransactionDomain495407772026-01-012026-03-31RelatedPartyTransactionDomain505407772025-12-31RelatedPartyTransactionDomain505407772026-03-31RelatedPartyTransactionDomain505407772026-01-012026-03-31RelatedPartyTransactionDomain515407772025-12-31RelatedPartyTransactionDomain515407772026-03-31RelatedPartyTransactionDomain515407772026-01-012026-03-31RelatedPartyTransactionDomain525407772025-12-31RelatedPartyTransactionDomain525407772026-03-31RelatedPartyTransactionDomain525407772026-01-012026-03-31RelatedPartyTransactionDomain535407772025-12-31RelatedPartyTransactionDomain535407772026-03-31RelatedPartyTransactionDomain535407772026-01-012026-03-31RelatedPartyTransactionDomain545407772025-12-31RelatedPartyTransactionDomain545407772026-03-31RelatedPartyTransactionDomain545407772026-01-012026-03-31RelatedPartyTransactionDomain555407772025-12-31RelatedPartyTransactionDomain555407772026-03-31RelatedPartyTransactionDomain555407772026-01-012026-03-31RelatedPartyTransactionDomain565407772025-12-31RelatedPartyTransactionDomain565407772026-03-31RelatedPartyTransactionDomain565407772026-01-012026-03-31RelatedPartyTransactionDomain575407772025-12-31RelatedPartyTransactionDomain575407772026-03-31RelatedPartyTransactionDomain575407772026-01-012026-03-31AuditorDomain15407772026-01-012026-03-31AuditorDomain2iso4217:INRxbrli:pureiso4217:INRxbrli:shares540777HDFCLIFENOTLISTEDINE795G01014HDFC Life Insurance Company LimitedMain BoardEquityNon-Linked Policy And Linked Policy2025-04-012026-03-312026-04-162026-03-31INRLakhsQuarterlyFourth quarter2026-04-1613:30:002026-04-1616:00:00trueCash Flow DirectDeclaration of unmodified opiniontruetrueNANAtruetruetrue2024-10-16https://www.hdfclife.com/about-us/investor-relationsfalsefalseNot Applicable2026-01-012026-03-31UnauditedStandalone4425170000014876540000071204000000264221100000258294300000-648061000001030800000279770000019731670000014922700000213830000010790500000278515000002785150000096060000000011794800000214008000004925230000005837000007770000046260000004626000001115090000003100270000019288800000044287000004706500000-27780000095219000008355700000442870000025779000002488420000047065000003778600000400000377900000084855000006629000002797700000016280000036234000004862100000-94400000-94400000049565000000495650000002100001108798000002157820000015248280000028899000002005485000002499514400000105191630000037519792000003803860000037900178000001.770.1862024200002.32.39220400080015000059904900000000.0001000.000600000.01730.022100.0194-0.0509-0.03290-0.10213440900000.00070189000-1770000.8160.7320.7280.6890.6490.8521000009. Advertisement and publicity expenses have been included in other operating expenses for the the current period. <br></br> <br></br> 10. Profit after tax comprises: <br></br> <br></br> Underwriting profits <br></br> Q4 (a) Existing business surplus (i) 2,20,207 <br></br> (b) New business strain (ii) (2,00,652) <br></br> Shareholders' surplus (iii) 30,010 <br></br> <br></br> 12M (a) Existing business surplus (i) 6,98,896 <br></br> (b) New business strain (ii) (6,23,070) <br></br> Shareholders' surplus (iii) 1,15,173 <br></br> <br></br> <br></br> (i) Represents profit emerging during current period from business written in prior years <br></br> <br></br> (ii) Insurance contracts being long term in nature revenue is recognised over the period of the contract as against costs being recognised in the period in which they are incurred, leading to New business strain. <br></br> <br></br> (iii) Represents investment and other income arising on shareholders' funds, net of expenses and taxes2025-04-012026-03-31AuditedStandalone1387932000004329113000002221662000007938707000007731522000002017517000003473300000448730000098286450000053702000000674400000030823200000912692000009126920000039258800000003765030000076909100000168178300000012770000026305000009411000000941100000383233700000424334900000979446200000341830000011931100000-8512800000296455000008355700000341830000066737000004809320000011931100000147763000001600000147779000002670900000025241000004487300000014720000071586000001955040000045050000045050000001909990000001909990000002100001108798000001524828000001.770.2122024200008.868.859220400080015000059904900000000.0001000.000600000.08210.094500.10560.0097-0.03860-0.009313440900000.000708040004990000.8490.7710.7260.7090.6440.855000000Other income1030800000Other income3473300000Other operating expenses11794800000Other operating expenses37650300000Other income400000Other income1600000Segment A - Participating - Individual & Group Life454562000001154970000011600000636200000Segment B - Participating - Individual & Group Pension2284000000508500000150000030900000Segment C - Non Participating - Individual & Group Life987928000002743340000020600000340000000Segment D - Non Participating - Life Group Variable35423000004195000001000000Segment E - Non Participating - Individual & Group Pension18013000005260000004452000001700000Segment F - Non Participating - Individual & Group Pension Variable15710000003225000000100000Segment G - Non Participating - Individual & Group Annuity19576400000674660000025000005400000Segment H - Non Participating - Individual & Group Health930000004800000105300000100000Segment I - Unit Linked - Individual Life65030100000-100186100000182460000015400000Segment J - Unit Linked - Individual Pension3285800000-6241700000385900000700000Segment K - Unit Linked - Group Life16226200000-5572800000300000300000Segment L - Unit Linked - Group Pension635200000-8912000001000000Shareholders036158000000400000Unallocated0000Notes pertaining to Segment Reporting (Standalone) for the year ended March 31, 2026: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and Pension. <br></br> <br></br> 2. Income from Investments is net of provisions for diminution in value of investment.Segment A - Participating - Individual & Group Life14376820000054034200000330000002147000000Segment B - Participating - Individual & Group Pension97071000002063200000510000048200000Segment C - Non Participating - Individual & Group Life294914600000108211400000608000001208700000Segment D - Non Participating - Life Group Variable96347000001664900000200000200000Segment E - Non Participating - Individual & Group Pension5492200000216970000010873000004200000Segment F - Non Participating - Individual & Group Pension Variable68006000001546000000100000200000Segment G - Non Participating - Individual & Group Annuity6148420000025924500000530000024800000Segment H - Non Participating - Individual & Group Health28740000023800000131500000200000Segment I - Unit Linked - Individual Life1852683000004634900000184490000037900000Segment J - Unit Linked - Individual Pension11205100000-3092000001318300000800000Segment K - Unit Linked - Group Life4147650000013693000007000001000000Segment L - Unit Linked - Group Pension3113300000314300000100000100000Shareholders01462910000001600000Unallocated0000Segment A - Participating - Individual & Group Life3113400000Segment B - Participating - Individual & Group Pension-1148900000Segment C - Non Participating - Individual & Group Life2510500000Segment D - Non Participating - Life Group Variable197100000Segment E - Non Participating - Individual & Group Pension-444400000Segment F - Non Participating - Individual & Group Pension Variable6900000Segment G - Non Participating - Individual & Group Annuity608300000Segment H - Non Participating - Individual & Group Health-105200000Segment I - Unit Linked - Individual Life-2507600000Segment J - Unit Linked - Individual Pension-383500000Segment K - Unit Linked - Group Life-190100000Segment L - Unit Linked - Group Pension21200000Shareholders3001000000Unallocated0Notes pertaining to Segment Reporting (Standalone) for the year ended March 31, 2026: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and Pension.Segment A - Participating - Individual & Group Life527700000Segment B - Participating - Individual & Group Pension-4177100000Segment C - Non Participating - Individual & Group Life5004900000Segment D - Non Participating - Life Group Variable243100000Segment E - Non Participating - Individual & Group Pension-1085300000Segment F - Non Participating - Individual & Group Pension Variable124200000Segment G - Non Participating - Individual & Group Annuity1468600000Segment H - Non Participating - Individual & Group Health-131300000Segment I - Unit Linked - Individual Life-1719800000Segment J - Unit Linked - Individual Pension-1311600000Segment K - Unit Linked - Group Life41400000Segment L - Unit Linked - Group Pension85000000Shareholders11517300000Unallocated0Segment A - Participating - Individual & Group Life776088100000Segment B - Participating - Individual & Group Pension27917400000Segment C - Non Participating - Individual & Group Life1261770000000Segment D - Non Participating - Life Group Variable20665600000Segment E - Non Participating - Individual & Group Pension27610100000Segment F - Non Participating - Individual & Group Pension Variable18898800000Segment G - Non Participating - Individual & Group Annuity384620300000Segment H - Non Participating - Individual & Group Health378000000Segment I - Unit Linked - Individual Life826682500000Segment J - Unit Linked - Individual Pension53530000000Segment K - Unit Linked - Group Life150970900000Segment L - Unit Linked - Group Pension22598600000Shareholders208911800000Unallocated9375700000 <br></br> Notes pertaining to Segment Reporting (Standalone) for the year ended March 31, 2026: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and Pension. <br></br> <br></br> 2. Includes income tax deposited with tax authorities which is contested by the company and Advance Tax (net of provision for taxation). As per Accounting Standard 17 - Segment Reporting, income tax asset and liabilities cannot be allocated across reporting segments.Segment A - Participating - Individual & Group Life755356200000Segment B - Participating - Individual & Group Pension26089700000Segment C - Non Participating - Individual & Group Life1263756600000Segment D - Non Participating - Life Group Variable20903300000Segment E - Non Participating - Individual & Group Pension25780800000Segment F - Non Participating - Individual & Group Pension Variable18804000000Segment G - Non Participating - Individual & Group Annuity382953700000Segment H - Non Participating - Individual & Group Health422500000Segment I - Unit Linked - Individual Life831104700000Segment J - Unit Linked - Individual Pension53530000000Segment K - Unit Linked - Group Life151157800000Segment L - Unit Linked - Group Pension22598600000Shareholders207950700000Unallocated0Notes pertaining to Segment Reporting (Standalone) for the year ended March 31, 2026: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and Pension. <br></br> <br></br> 2. Segment policy liabilities includes fund for future appropriations and excludes Credit / (Debit) Fair Value Change Account on Policyholders' funds. <br></br> 21578200000152482800000980000028899000001769607000003099000000029609200000249647800000000853715500000149780000000483118000000109000000105191630000035780035000004063600000379001780000020054850000024995144000001051916300000282745000007367800000019231200000933362000001125674000001080626000002108500000110171100000239630000000379001780000018703610000Cash flow note: <br></br> <br></br> 1. Payments to reinsurer, net of commissions and claims/ benefits and Payments of claims/benefits clubbed together in the line item receipts for premium and claims, annuities and other policy benefits <br></br> 2. Payments of commission, brokerage and payments of other operating expenses has been clubbed under other cash payments from operating activities <br></br> 4. GST paid is clubbed under other outflows of cash under operating activities. <br></br> 5. Purchase of Investment and Investment in money market instruments and liquid mutual fund is clubbed under head other cash payments to acquire equity or debt instruments under Investing actvities. <br></br> 6. Proceeds from issuance of share capital and share application money is clubbed in line item proceeds from issuance of shares. <br></br> 7. Breakup of cash and cash equivalents and reconciliation with cash and bank balance as per LODR not shown as the same is not part of format in the current utility. <br></br> 000810392000000033172000000029230000040209050000001460165000002653099000000001910000000-3837520000022502470000000-25659200000000326000002817100000949715200000129389550000000000000451450000000001396169000000-39000000-237525500000002591100000000007490000000600000000002302000000452550000000-2746400000-152472000000-1524720000011072280000095475600000HDFC Life Insurance Company Limited******HDB Financial Services Limited******Fellow subsidiaryAny other transactionCommission1150000000N/A4370520006407800086234000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDB Financial Services Limited******Fellow subsidiaryInterest received1500000000N/A431310000216852000511064000Any otherN/A0N/AInvestment0.06350.1 - 3.4 yearsSecuredBusiness OperationsUnsecured : 8.4% to 9.70%, 0.3-7.7years Secured : 6.35% to 8.38%HDFC Life Insurance Company Limited******HDB Financial Services Limited******Fellow subsidiaryInvestment0N/A0110067240009530516000Any otherN/A0N/AInvestment0.06350.1 - 3.4 yearsSecuredBusiness OperationsUnsecured : 8.4% to 9.70%, 0.3-7.7years Secured : 6.35% to 8.38%HDFC Life Insurance Company Limited******HDB Financial Services Limited******Fellow subsidiaryInvestment0N/A016257170001689413000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDB Financial Services Limited******Fellow subsidiaryInvestment4000000000N/A110000000000Any otherN/A0N/AInvestment0.0799MaturedSecuredBusiness OperationsHDFC Life Insurance Company Limited******HDFC Securities Limited******Fellow subsidiaryAny other transactionCommission1200000000N/A41467400014585300045559000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Securities Limited******Fellow subsidiaryAny other transactionWork Station and other support Fees10000000N/A01411700013493000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Securities Limited******Fellow subsidiarySale of goods or services10000000N/A2570009600056000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Securities Limited******Fellow subsidiaryAny other transactionBrokerage100000000N/A1409600000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Capital Advisors Limited******Fellow subsidiarySale of goods or services2000000N/A1720001092000888000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Asset Management Company Limited******Fellow subsidiarySale of goods or services36017000N/A45000391000338000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC ERGO General Insurance Company Limited******Fellow subsidiaryAny other transactionInsurance premium expenses20000000N/A523400000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC ERGO General Insurance Company Limited******Fellow subsidiaryAny other transactionInsurance claim received50000000N/A1578100000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC ERGO General Insurance Company Limited******Fellow subsidiarySale of goods or services50000000N/A3210600019070001555000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC ERGO General Insurance Company Limited******Fellow subsidiaryInvestment3500000000N/A37590300000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC ERGO General Insurance Company Limited******Fellow subsidiaryAny other transactionPayable / Receivable for Jointly sold policies0N/A06099000470000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC ERGO General Insurance Company Limited******Fellow subsidiaryAdvance0N/A024220007976000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Sales Private Limited******Fellow subsidiaryAny other transactionCommission2500000000N/A787922000166128000158439000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Sales Private Limited******Fellow subsidiarySale of goods or services0N/A0039000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyAny other transactionCommission40000000000N/A1917894900037052760003899939000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyInvestment0N/A04541264100041936533000Any otherN/A0N/AInvestment0.06440.1 - 8 yearsUnsecuredBusiness Operations6.44% to 9.05%HDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyAny other transactionBank Charges290000000N/A2706900000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanySale of goods or services1000000000N/A48384300013611000473578000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyAny other transactionClaim expense200000000N/A1701500000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyInvestment162500000000N/A576638800000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyInvestment10000000000N/A315000000000Any otherN/A0N/AInvestment0.0578MaturedUnsecuredBusiness Operations5.78% to 8.96%HDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyInterest received6500000000N/A164975400016976010001265225000Any otherN/A0N/AInvestment0.06440.1 - 8 yearsUnsecuredBusiness Operations6.44% to 9.05%HDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyInvestment0N/A05552176300042701283000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyAny other transactionRent paid20000000N/A1024500000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyAny other transactionName Usage Fees3500000000N/A17943520007358700001008758000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Bank Limited******Promoter and holding CompanyAny other transactionSecurity Deposit10000000N/A020410002041000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Pension Fund Management Limited******Fellow subsidiaryInvestment0N/A0540000000540000000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Pension Fund Management Limited******Fellow subsidiarySale of fixed assets2500000N/A106100000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC Pension Fund Management Limited******Fellow subsidiaryAny other transactionCost of resource utilisation100000000N/A2010500000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC International Life and Re Company Limited******Wholly Owned SubsidiaryInvestment0N/A020870910002087091000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC International Life and Re Company Limited******Wholly Owned SubsidiarySale of goods or services700000000N/A5300076600059000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC International Life and Re Company Limited******Wholly Owned SubsidiaryAny other transactionReinsurance Claims700000000N/A01482800015734000Any otherN/A0N/AHDFC Life Insurance Company Limited******HDFC International Life and Re Company Limited******Wholly Owned SubsidiaryAny other transactionName Usage Fees20000000N/A11100000670000011100000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mrs. Renu Sud Karnad******Director of Holding CompanySale of goods or services50000000N/A4000000000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mr Ketan Dalal******Independent DirectorAny other transactionClaims Paid20000000N/A13500000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mr. Paresh C Zaveri******Relative of Executive Director of Holding CompanySale of goods or services20000000N/A10000000Any otherN/A0N/AHDFC Life Insurance Company Limited******Ajay Agarwal******KMP of Holding Company and their RelativesSale of goods or services10000000N/A1000000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mr Sanjay Agarwal******Relative of Key Management Personnel of Holding CompanyAny other transactionClaims Paid10000000N/A41600000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mr. V. Srinivasa Rangan******Executive Director of Holding Company and relativesSale of goods or services20000000N/A150000000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mr. Sashidhar Jagdishan******KMP of Holding Company and their RelativesSale of goods or services40000000N/A64000000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mr. Bhaskar Ghosh******Independent DirectorAny other transactionClaims Paid12000000N/A80700000Any otherN/A0N/AHDFC Life Insurance Company Limited******Ms.Sumona Bose******Relative of Independent DirectorAny other transactionClaims Paid5000000N/A29700000Any otherN/A0N/AHDFC Life Insurance Company Limited******Mr. Anil Gupta******Relative of Independent DirectorAny other transactionClaims Paid5000000N/A2200000Any otherN/A0N/AHDFC Pension Fund Management Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionCustodian fee100000N/A1300000Any otherN/A0N/AHDFC Pension Fund Management Limited******HDFC Bank Limited******Ultimate Holding CompanyInterest received500000N/A810001910000Any otherN/A0N/AInvestment0.076 months-7 yearsSecuredBusiness OperationHDFC Pension Fund Management Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionFD @ 7.00 interest with HDFC Bank0N/A020000000Any otherN/A0N/AInvestment0.077 yearsSecuredBusiness OperationHDFC Pension Fund Management Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionFD @ 7.00 interest with HDFC Bank0N/A0152000250000Any otherN/A0N/AInvestment0.076 monthsSecuredBusiness OperationHDFC Pension Fund Management Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionGurantee issued0N/A0138000138000Any otherN/A0N/AHDFC International Life and Re Company Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionMaturity of term deposit0N/A8831000000Any otherN/A0N/AHDFC International Life and Re Company Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionInterest accrued recivable on term deposits0N/A0280003169000Any otherN/A0N/AHDFC International Life and Re Company Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionFees on direct insurance business written0N/A08314000-433000Any otherN/A0N/AHDFC International Life and Re Company Limited******HDFC Bank Limited******Ultimate Holding CompanyAny other transactionBank charges on current account0N/A29580003770002768000Any otherN/A0N/A1. The value of transactions approved is omnibus approval for the entire financial year 2025-26 2. Opening and closing balance represents outstanding commitments. 3. PAN is not required as per Note 8 of Annexure I of SEBI Circular SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021. 4. Transactions with related parties of HDFC Life Group have been disclosed separately for the Listed entity and its subsidiaries. 5. NA = Not Applicable35859775000AuditedtrueM/s GM Kapadia &Co.true2027-04-30M/s BSR & Co. LLPtrue2028-07-31